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Like everything else this year, things have be unpredictable and unprecedented for charities who have had to change the way they structure their holiday fundraising. The need is greater than ever and organizations have had to get creative.Even the Salvation Army bell will be different this year.“There are fewer retail locations, people aren’t carrying as much cash as they have in the past, many are now unemployed,” says commissioner Kenneth Hodder, the national commander of the Salvation Army.The organization has been serving those in need since 1865. Now grown to 131 countries and 7,600 centers, almost every ZIP code has a branch. The need this year, the commissioner says, is like a tsunami.“In a typical year, the Salvation Army will serve about 52 million meals, for example. So far this year, we’re well over 110 million meals. The numbers have shot up astronomically,” Hodder said.The organization has provided 1.5 million more nights of shelter in addition to 900,000 instances of emotional and spiritual support.“As eviction moratoriums start to expire, as corporate capabilities to support people with furloughs or reduced hours decline, we’re anticipating a 155 % increase in the number of people coming to the Salvation Army for Christmas assistance,” Hodder said.And, with the coronavirus pandemic, the Salvation Army decided to get creative. Launching "Kettle Pay,” which is what you'd think, you can pay at the kettle without touching anything.“They’ll be able to bump their phone on the sign and electronically, the opportunity to give will come up on their phone,” Hodder said.This year, the commissioner says, they've further refined the technology so that your digital gift at a particular location will benefit people in that same area.Make-A-Wish America has also launched a digital campaign for the holidays.“We’re really excited to introduce our new holiday fundraising campaign called ‘Families for Wishes,’” says Christie Madsen, senior manager of national fundraising campaigns for Make-A-Wish America. She says it's been an unpredictable year. Families for Wishes is simple to set up and simple to donate.“In its purest form, Families for Wish is about families helping families, any family helping bring joy back into the lives of Wish families,” Madsen said.The funds raised will also benefit local families who are supporting a child with a critical illness.“We know holidays are going to look so different this year, we know people are looking for ways to stay connected even if they can’t be together this year and are looking for new traditions and we think Families for Wishes could be a part of that along the family’s timeline and when it makes sense for them,” Madsen said.That new tradition, she says, is as easy as going to its website, creating a page, adding a family picture and launching your campaign.“I bet people will be surprised to find how easy it is to collect donations this time of year. People are looking for new ways to replace traditional gifts and this could be part of that solution," Madsen said.And while it seems like a few clicks on a website, or a few coins in a red kettle, wishes and hope are forever and charities are hoping you'll help this holiday season. 3238
Life after graduation is always an unknown. But the coronavirus pandemic has added even more uncertainty for the nearly 4 million students expected to receive college degrees in 2019-20, according to the National Center for Education Statistics.“I feel like when you graduate, you go out into the real world,” says Stephanie Fallon, 23, who graduated in May from Temple University in Philadelphia. But this world “almost doesn’t feel real,” she says.Even though the real world has changed, the challenges most new graduates face haven’t. Here’s what the class of 2020 can do to answer three essential post-graduation questions during the ongoing pandemic.Can you get a job?The job market looked strong for 2020 graduates before the economy took a hit from the coronavirus. A survey in fall 2019 by the National Association of Colleges and Employers projected a 5.8% increase in hiring over the previous year.Of course, much has changed.“What [graduates] are facing now is just a horrendous market,” says Edwin Koc, director of research, public policy and legislative affairs for NACE. “There really isn’t any other way to put it.”A survey in 2018 from the recruitment agency Randstad found that the average job search lasts five months. Koc says it may take more time — and effort — to land a job in the current market. Here are some ways to improve your situation:Be persistent with potential employers but understand if they can’t give you a quick answer.Look to your college career center for help, like connecting you with alumni at companies that are hiring.Consider transitional work or opportunities outside your desired field.Fallon, for example, plans to pursue a career in nonprofit work. While she currently has a part-time job with a national nonprofit foundation, she’s also working two nanny jobs.Can you get an apartment?Many students live at home after graduation: Investment broker TD Ameritrade found in a 2019 survey that roughly half of college graduates plan to move back in with their parents.You may have already taken this step when your college closed its campus this spring. But that doesn’t mean you’ll want to live at home indefinitely — or be able to.For example, you may need to relocate for a job. Although a June 2020 poll from NACE found that 66% of employers plan to start new graduate hires remotely, you may need to find a place while still social distancing.“The industry has adapted,” says Meena Ziabari, chief operating officer and principal broker for Next Step Realty, a Manhattan-based real estate firm that helps new grads find apartments in New York City. “You should not be afraid of renting virtually.”Choosing an apartment without seeing it in person may be unnerving. What if you arrive to find no hot water, a pest problem or an entire bait-and-switch?“Do you get landlords who are a little funny or shady? Absolutely,” Ziabari says. But she adds there are laws in New York City on things like an apartment lacking heat — or a kitchen.To help avoid undesirable outcomes, consider hiring a real estate broker. You may have to pay a broker’s fees; in New York City, these can cost you as much as 15% of a year’s rent, for example. But their relationships with landlords could make that cost worth it.If you don’t want to pay a broker’s fee or can’t afford to, Ziabari recommends having a trustworthy person who can check out places to live for you in person.How will you repay student loans?Roughly two-thirds of the class of 2018 graduated with student debt, according to most recent information from the Institute for College Access and Success. Those graduates owed an average of ,200.If you have student loans, there’s some breathing room: Most come with a six-month grace period.“Go ahead and take advantage of not having to pay,” says Tara Unverzagt, a certified financial planner and founder of South Bay Financial Partners in Torrance, California.But don’t avoid your student loans altogether — find out how much you owe, then explore repayment options with a tool like the federal government’s loan simulator. Options tied to your income could give you breathing room once repayment starts.Unverzagt says your top financial priority now should be starting an easily accessible emergency fund. And if money is tight, understand your cash flow — and avoid the urge to rely on credit cards.“That is a slippery slope into never-never land of debt,” Unverzagt says.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhat Is a Student Loan Grace Period?Income-Driven Repayment: Is It Right for You?How to Get Your First ApartmentRyan Lane is a writer at NerdWallet. Email: rlane@nerdwallet.com. 4716
LAKE ARTHUR, La. — Hurricane Delta's winds are so strong they are pulling away shingles from L'Banca Albergo Hotel, an eight-room boutique hotel in the Louisiana town of Lake Arthur.WATCH RECAP:“I probably don’t have a shingle left on the top of this hotel,” said owner Roberta Palermo. She said the electricity was out and, across the street, she could see pieces of metal coming off the roof of a 100-year-old building. Unsecured trash cans were flying around on the streets.Palermo is a long-time Louisiana resident who has grown up with hurricanes. “It’s been a long time since I’ve ridden one out. I don’t think I’ve ever been in one like this,” she said. “I think my building is pretty safe but it’s intense, for sure.”One of her guests was Johnny Weaver, a meteorology student from San Francisco State University. He was living at home in Tampa, Florida, while studying online and decided to travel to the region to see and study the storm firsthand.“There is a lot of power lines down all over the place, there’s ... really deep water in certain spots,” he said from the hotel’s front porch, adding, ‘’there is just shingles flying everywhere."According to the National Hurricane Center, the storm made landfall at 6 p.m. CT near Creole with maximum sustained winds of 100 mph. 1293
Law enforcement arrested a man in connection with a West Palm Beach-area sledgehammer attack and theft of thousands of dollars?in February.Roady Sanozier, 38, is charged with hitting a courier, employed by Cord Financial Services, with a sledgehammer and stealing 8,000 in a heist at a business center on North Australian Avenue in Mangonia Park.On the day of the attack, the suspect fled the scene in a black Toyota Tundra. Law enforcement searched a neighborhood near the scene the day of the attack and robbery but did not arrest anyone.Sanozier, a former Cord Financial employee who was fired in August 2017 for stealing more than ,000 in cash from the company, was developed as a possible suspect in the robbery.A probable cause affidavit said that Sanozier posted a video on April 21 of himself near a black Toyota that was parked beside his car.Using that video and Google Maps, detectives traced the video to a home in Coral Springs, where they found him and took him into custody on April 25.Sanozier admitted to police that he wired ,000 cash to Haiti on Feb. 17 and bought three vehicles for a total cash value spent of ,500.A friend of Sanozier owned the Toyota Tundra, but investigators believe Sanozier was the getaway driver the day of the robbery.He faces homicide, battery, robbery and larceny charges in connection with the attack. At a Wednesday morning court hearing, no bond was issued. If convicted, he could spend life in prison. 1564
Latest update Friday, November 13: The Associated Press projects President Donald Trump will win North Carolina and take their 15 electoral college votes. Trump leads in North Carolina by 73,697 votes. Friday was the deadline for counties to certify their election results. Trump now has 232 electoral college votes and Joe Biden is still at 290. The AP has already projected Biden will win the presidential election. Meanwhile, Georgia remains uncalled at this time. The Associated Press has not projected a winner in that state and the margin between the two candidates remains at 0.3 percent in Biden's favor. A hand recount audit is underway currently. UPDATE 12:30 p.m. ET Tuesday, November 11: The Associated Press projects President Donald Trump will win Alaska, and take their 3 electoral college votes. This brings Trump up to 217 electoral votes and Joe Biden is still at 290. The AP projected Biden will win the presidential election.A recount in the presidential race will happen in Georgia, and North Carolina has still not been called for either candidate at this time. UPDATE Saturday 7 p.m. ET: The presidential race has still not been called in Georgia and North Carolina at this time. Trump leads in North Carolina by around 75,000 votes and Biden has a small lead in Georgia. Democrats will maintain majority in the House of Representatives. In the Senate, Democrats have 48 seats and Republicans have 48 seats, there are two senate races in Georgia headed to a run-off election in January.UPDATE Saturday 11:30 a.m. ET: The Associated Press is projecting Joe Biden will be elected President of the United States, after being projected to win Pennsylvania and Nevada Saturday morning. 1712