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New payment options are popping up in your online shopping cart.There's been an explosion of retailers, including Amazon and Target, adding buy now, pay later options.“In general, I'm not a huge fan of these services really, because I'm worried about any sort of consumer debt,” said Ted Rossman, a financial expert at Bankrate. “And if you don't really have the money to pay for it today, but you think you'll have it in six weeks, that's a slippery slope.”Rossman says point-of-sale apps have seen triple digit growth over the holiday season.They typically require a payment up front and a few more payments spread out over six weeks or so. If you pay on time, usually there's no interest or fees.Rossman says research has found that almost half of buy now, pay later customers have paid late at some point, mainly because they were disorganized.Stores like them for several reasons, including because they tend to get people to spend more.“They also like the potential loyalty and big data play that they can actually learn a lot about their customers, and they work very closely with a lot of these services,” said Rossman.Most buy now, pay later lenders typically do a soft credit check. They won't typically help you build credit, but they could hurt your credit if you pay late because they will report that.“I just think that's a little bit short sighted, because if you use a credit card and are paying full, you avoid interest, but you get better promotions, you get rewards, you get better buyer protections,” said Rossman.Rossman says these options are appealing even to people who have credit, because of their predictability.He thinks we will see more of these with retailers not being able to push store credit cards as much with fewer in person shoppers. 1778

NEW YORK (AP) — Lady Gaga took the mask mandate seriously at this year's MTV VMAs by making face masks her over-the-top fashion accessory.Lady Gaga appeared in many different outfits and corresponding masks during Sunday night’s show while she dominated the night with a performance with Ariana Grande. 310

NEW YORK — Whether you thought SantaCon was naughty or nice, New Yorkers can check the annual bar crawl off their list this year.The organizers of SantaCon NYC have announced the event will not take place this year due to the coronavirus pandemic.“2020: The year there was no SantaCon. Remain home and stay on the Good List! We are all in this together so to keep the spirit alive, we have to socially distance and wear a mask. Looking forward to 2021,” an announcement on the official website says.Tha annual event calls on participants to dress up as Santa, elves or other Christmas creatures from the North Pole for a city-wide bar crawl. And while the event also doubles as a charity fundraiser, it's become a polarizing tradition in New York City.While thousands of Santas and elves flock to Manhattan for a day of revelry to celebrate the holiday season, many who live or work in the borough have long panned the alcohol-fueled behavior that would certainly put some participants on the naughty list, including brawls and arrests.This story was originally published by Lauren Cook on WPIX in New York City. 1120

New video appears to show workers for Caltrans handing out campaign materials defending the state's recent gas tax increase while on the job. The video, shot Tuesday, was released by the Yes on 6 campaign, which is pushing to repeal the recent 12-cent-per-gallon hike on the November ballot. The video shows Yes on 6 campaign manager Matt Stockton in the drivers seat of a car. He is apparently stopped at a Caltrans contractor's site along the 78 near Ramona. The video shows a man in a hard hat approaching the window, handing Stockton what appears to be a No on 6 campaign flier defending the gas-tax increase.Stockton in the video asks the man if he is with Caltrans, and the man answers that yes, his crew is working with Caltrans. Other images released by the campaign appear to show the workers were with Pico Rivera-based Manhole Adjusting Inc., and that a Caltrans supervisor was on site. "The misuse, the abuse of taxpayer funds being used in a political campaign, it is shameful, it is outrageous, and it needs to stop right now," said Carl DeMaio, who is chair of the Yes on 6 campaign. Caltrans, a state agency, said in a statement that it is looking into the matter, and has contacted its contractors to say it does not condone political advocacy on project sites. The No on 6 campaign, fighting to keep the gas tax increase, says it was unaware of the incident and that it denounces any inappropriate use of public resources or venues for campaign purposes."The No on 6 campaign very carefully follows all rules prohibiting the use of public resources for campaigning and often reinforces those rules to anyone involved with the campaign," the campaign said in a statement. Calls to the on-site Caltrans supervisor and Manhole Adjusting Inc were not immediately returned."If this is happening on more than one occasion, it's egregious," said Seth Kaplowitz, a finance lecturer at San Diego State University. "It's egregious because they know they're not supposed to be doing it."Last year, Gov. Jerry Brown and the state legislature raised the gas tax by 12 cents-per-gallon with future increases planned. Already, the state says more than 0 million have poured into San Diego to fix county roads and highways. The measure to repeal the tax increase will be on the November ballot.  2378

NEW ORLEANS — A Black man whose life sentence for stealing hedge clippers in a home burglary drew scathing criticism from the chief justice of Louisiana's Supreme Court has been granted parole. Louisiana's high court had denied release for 63-year-old Fair Wayne Bryant earlier this year for the 1997 burglary that netted him a set of hedge clippers. In dissent, Chief Justice Bernette Johnson said the habitual offender law under which Bryant was sentenced was a “modern manifestation” of Jim Crow era laws aimed at jailing Black people for simple crime. Conditions of Bryant's parole include mandatory attendance at Alcoholics Anonymous meetings and community service. 678