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Money might be tight this holiday with many working less hours or losing their jobs due to the pandemic, but it's not too late to budget and feel good about the season.November through December is a time when more cash is flowing and cards are swiping at stores.“The average that people spend across the country is about ,000 per holiday season,” said Ryan Freitag, a financial adviser with Edward Jones.Freitag said budgeting is key to preparing for the expected, such as gift buying around the holidays, and unexpected, like financial losses during a pandemic.He said people should simplify expenses and look at spending on a monthly basis to understand how much is needed for necessities, savings and the extras.The same rule of thumb applies to holiday spending. Freitag said people should plan how much can be allotted for gifts and set spending limits before hitting the holiday deals.“Whether it's 0 or ,000, take that money out of a checking or a savings account and even use a prepaid debit card," Freitag said. "That will allow them to keep their spending in check.”Experts typically recommend putting 10% of monthly income toward "fun spending." That number might change during the holidays.To manage the increase, Freitag recommends starting a holiday club savings account as soon as January to start budgeting for this time of year early. He said even putting in a month can be beneficial.“That way by the time holiday season comes you have a block of money that you’ve already designated toward your goal," Freitag said. "I feel like that takes the emotion, and overwhelming part of holiday spending out of it and the money is available.”Caitlin Carmody, an outpatient psycotherapist with Spectrum Behavioral Health LLC, said they see more people struggle with anxiety and depression around this time of year. She said some might feel an extra emotional burden from not being able to buy as many gifts for loved ones.But there are other options for showing loved ones they care.“There’s so many different ways we can show people love and affection. It doesn’t have to cost money," Carmody said.Instead of buying presents, Carmody suggested making gifts with family. She said the act of creating can help combat anxiety and depression, and even build self esteem in kids.Carmody said quality time is important. The gift of time can be just as meaningful, even if it's done virtually.“You’re growing new memories. You’re making new traditions," Carmody said. "So if we can re-frame it as not something that we’re losing, but maybe as a time of growth, or an opportunity to make new traditions and new memories.”For some, it's the gifts that can't be bought that mean the most.“We don’t need to put a dollar figure to a phone call," Freitag said. "There are a lot of people right now that are alone and isolated. I truly see that as more important than the money that somebody spends right now.”If people are feeling anxious or depressed, Carmody suggests practicing mindfulness, breathing exercises and keeping a routine. She said it's also important to stay present in the moment and not worry about things that are out of one's control.For those struggling with mental health, Carmody said they should reach out to a mental health professional for help.This story was originally published by Kelsey Dickeson at WGBA. 3349

NASHVILLE, Tennessee — A 22-year-old man was killed in a shooting at Opry Mills Mall, which caused chaos for shoppers inside.First responders initially answered a call of an active shooter in the mall, which prompted a heavy police presence, but they learned the call was not accurate once at the scene.The shooting happened inside the mall in a hallway near the Auntie Anne's pretzel shop across from Old Navy around 2:23 p.m. The victim was taken to Skyline Medical Center in critical condition where he later died.According to police officials, a dispute at the mall between two men ended in gunfire. The suspected shooter ran from the mall to a ticketing booth outside. He placed his gun on the booth counter and told the people inside to call 911. He then surrendered to police once they arrived.There was no additional imminent threat known. Both he and the victim are 22 years old and from Nashville.Some Metro Nashville Public Schools were placed on lockout for a short time including Two River’s Middle School, Pennington Elementary School, McGavock Elementary School, Stanford Montessori and Litton Middle School. It has since been lifted.Three students were still at the Academy at Opry Mills when the shooting happened and were able to get out and taken to McGavock High School.Opry Mills Mall spans 1,154,000 square feet with more than 200 stores. It also includes nine sit-down restaurants.Officials said it appeared to have been an ongoing dispute that prompted the shooting. The identities of the victim and suspect have not yet been released.Customers inside the mall were told to stay put and away from the entrances.They said the mall was being swept by officers as a precaution. Police evacuated Bass Pro, Johnny Rockets, the food court and other areas.The Gaylord Opryland Hotel, was placed on lockdown when the shooting occurred, but it has since been lifted. 1974

MOSIDA, Utah – Not too far south of Salt Lake City, you will find the Bateman Dairy Farm. It’s a farm where the cattle have quite the view. The Wasatch Mountain Range rises up across Utah Lake.“The right way to take care of cows is to make them happy and comfortable,” said Brad Bateman.Bateman has worked the farm since he was a small boy alongside his family.“There was no hanging out or having fun here; it was all work,” he said with a chuckle. “Our family developed the farm ground and broke a lot of this ground out of sagebrush.”Today, there are more than 20,000 head of dairy cows and feeding them can be a tall order.However, sometimes life can present a unique opportunity for growth.“We want to welcome you to the first-ever controlled environment indoor farm for animal feed,” said Steve Lindsley, president of Grov Technologies.Call it a marriage between farming and technology, with an eco-friendlier “hoof print.”“We call the machine, Olympus, Lindsley said, pointing to the large tower stretching nearly to the roof of the building.“Each of these machines will replace 35 to 50 acres of land.”Lindsley said to grow the cow feed indoors with Olympus only takes five percent of the water of traditional farming.“The seeds are planted on a tray, and within about five to six days, we come out with a beautiful harvest,” Lindsley said.Lindsley’s background is in tech but he envisions towers like Olympus helping anywhere rainwater is scarce.“There are so many challenges with water,” Lindsley explained. “You just think about the West, you think about California, the panhandle of Texas. There are so many places that could benefit from this technology.”For the Bateman farm, this year the weather wasn’t so much of an issue, it was COVID-19. The virus disrupted supply lines all over the world and put farms like the Batemans in danger of running out of feed.“We just couldn’t get into places to get the animal feed,” Bateman explained. “Places like Washington state, they wouldn’t even let our trucks in.”Bateman said the timing of the partnership couldn’t have been better.“The cows love this stuff,” he said with a smile. “This is like cow candy for them.”Now, Bateman sleeps a bit better at night knowing his cows will get fed regardless of the weather or a worldwide pandemic.“This whole thing has really brought home the importance of having a fresh, local supply of feed,” Bateman said. “This is a really big thing for us and feeling secure about our future.” 2488

NATIONAL CITY, Calif. (KGTV) -- An organization in the South Bay is using dance to educate others about the Filipino culture. PASACAT, which is based in National City, is a Philippine Performing Arts Company and educational center. Anamaria Cabato is the current executive director. For her, it is a family passion. Her parents founded the organization nearly 50 years ago. Over the years, she has had nearly a dozen family members involved in the dance troupe. “It brings me to tears,” Cabato told 10News. “This is a family in itself and to have your own members of your family [involved] is just icing on the cake.” Lupe Macario is Anamaria’s sister and the grandmother of a couple of the current dancers. “We’re just delighted that they take up and embrace the culture,” Macario said. Her granddaughter, Gabby Macario, is now performing the same dances she used to perform in the 1970s.Gabby Macario, like many of the young dancers in PASACAT, was born in the United States. She said learning traditional Filipino dances is something she loves. She’s been dancing since she was five-years-old. “It’s really fun because I like learning all the dances,” Gabby said. 10News asked what would tell others who have never seen this type of dancing.“I would first tell them to try to see what we do and introduce them to what we do,” the 10-year-old said. PASACAT has had its share of setbacks, including major damage to the studio during a storm in December. The storm damaged the roof, the floor, and ruined many traditional dance costumes. They continue to raise funds for the organization through a GoFundMe page. Still, Cabato said they persevere for a bigger cause. “There’s a lack of understanding and if we appreciate all cultures of the world because this opens the doors to other people, and to understand them. You find that there’s similarities and if you find those similarities, then there’s no reason to have differences,” Cabato said. 1954

NATIONAL CITY, Calif. (KGTV) - One person was shot near a convenience store in National City Tuesday.The shooting happened about 11 a.m. near the 7-Eleven at 151 N. Highland Ave. near Eta.A clerk at the store confirmed the parking lot was blocked off by police. She said she did not see any violence or hear any shots fired.10News is monitoring breaking developments. 375

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