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"Chinese fintech companies can also increase their international presence in the sector, and seek more cooperation opportunities by setting up branches in central and east European countries. However, risk management may still prove to be a major challenge," said Wang.

"Credit and TSF growth were moderate," the official said, adding that off-balance sheet financing has been falling due to strengthened regulation and de-leveraging policies.

"Currently, we have built a third-generation behavior inspection network security protection system, offering a wide range of solutions including situational awareness systems, threat intelligence analysis and security operation platforms."

"China's credit rating market is in the very early stages of development, and it lacks a mature credit system and a proper risk pricing mechanism," Kong said.

"Control of disposable goods supply to hotel rooms is of great significance in reducing waste of resources and avoiding risks of new pollution," Wang said. "With promotion of the practice, we aim to help consumers develop the sense and habit of using less disposable goods, for the good of society and the environment."