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due to engine failure on Monday.The plane made a safe emergency landing in Raleigh, North Carolina about an hour into the flight from Atlanta to Baltimore."The Captain came on the loudspeaker and said that we had lost an engine and that they were making preparations to have an emergency landing," passenger Jose Bahamonde-Gonzalez said.Avery Porch was sitting next to her boyfriend Tyler Kreuger in the emergency seat."After we heard the boom we just saw all this smoke come up into the cabin, and that's when we really started freaking out," Porch said. "It started slowing down a bit the air cut off."People were frantic--preparing to open the door at a moment's notice to try and escape."I was about to the first person to jump off and I was like, 'oh my gosh,'" Porch said. "This is a 30-something pound door. I'm going to have to throw it in the seat and jump off and actually help people out."Panicked people started to fear the worst."I pulled out my phone, and I know I didn't have service," Kreuger said. "I just texted my mom 'I love you', I texted my dad 'I love you.'""I had a weird, eerie sense of calm over me, like I almost knew that they were going to take care of it, and they did," Porch said. "I don't think I'd be timid getting on a plane again being reassured that they handled it the way they did."Delta released a statement apologizing for the inconvenience and passengers said they were given a food voucher while they waited to leave Raleigh."Delta needs to retire those MD-80's, they are too old," said Bahamonde-Gonzalez.The flight was originally supposed to land in Baltimore around 2 p.m. local time, but the passenger didn't reach their destination until around 8:30 p.m.This story was originally published by Eddie Kadhim on 1763

late Monday night after the animal was aggressive, grabbing his arm and tearing his pants.However, the owner of the dog, Larry Massey, said the officer misunderstood what was happening because he was having a seizure, shooting his dog named Butch.According to a news release from the city, they received a call at 11:59 p.m. by a passerby that a man was passed out on the side of the road.Two officers, identified by the city as Rojas and Daigneault (their first names were not provided), arrived at that location and found Massey unresponsive. Police said that Massey had informed officers in the past that due to a medical issue, he has seizures. The news released said Rojas did a "sternum rub" to revive Massey. While Rojas was assisting Massey, police said Massey's dog growled at and attacked Daigneault, grabbing his right pants leg with its teeth and tearing his pants.Police said Daigneault pushed the dog away with his foot, but the dog lunged at Daigneault again, grabbing the officer's arm. Daigneault pushed the dog away a second time, but the dog lunged at Daigneault's face. Police said Daigneault then shot the dog to protect himself and others. The dog was transported to a local veterinarian's office but was pronounced dead upon arrival. Police said the dog was not wearing a service dog vest.The case is under investigation.This story was originally published by Stephanie Susskind on 1407

Your credit card issuer can lower your credit limit at any time, regardless of how well you manage your account. Issuers might cut credit limits to minimize risk in an uncertain economy, as many cardholders have experienced during the COVID-19 pandemic in 2020. Or they may do it when cardholders regularly use what the issuers see as too much or too little of their available credit.Credit card companies determine your credit limit by evaluating several factors, like your credit score, your income, the available credit you already have and how much of that existing credit you’re using. Ultimately, though, they can increase or decrease limits whenever they want.When can a credit card issuer reduce my credit limit?Although credit card issuers can lower your limit at any time, they are most likely to do so when:You use too much of your available credit: When a cardholder regularly maxes out their credit limit or carries high balances, credit card issuers may view it as a sign of financial trouble. As a result, they may cut your credit limit going forward to minimize their own risk. This is especially true if you start paying late or missing payments.When the card is inactive or seldom-used: The company that issued your credit card makes money only if you use the card. (That money comes from transaction fees and, if you carry a balance, interest.) If you rarely use it, the issuer may be inclined to reduce your limit and, effectively, allocate that available credit to someone else who’s more likely to generate income for the issuer. If you let your card sit for too long without using it at all, your issuer might close your credit card entirely, leaving you with a potentially damaged credit score and no card to use.When the economy is uncertain: Credit card issuers have been known to reduce credit limits to minimize their risk when the economy is uncertain. Most issuers cut credit limits during the Great Recession, according to a survey by the Federal Reserve. They also did so in response to the COVID-19 economy.Can credit card companies lower your credit limit without notice?Credit card companies are not required to notify you about lowering a credit limit unless it will lead to an over-the-limit fee, which is unlikely since many issuers no longer assess this fee. In most cases, credit card companies are required to notify you 45 days ahead of time about any changes to your account’s terms and conditions, but this is one exception.Though credit card issuers aren’t obligated to notify you about a credit limit decrease, it’s common for them to do so. If you do receive such a notice, it might include a reason why the issuer trimmed your credit limit. You might even be able to ask to keep your current credit limit, depending on the reason for lowering it.Can I avoid credit limit reduction?You might be able to avoid a credit limit reduction, but it will likely depend on your issuer and your track record on managing your credit. The best attempt at avoiding one is to contact your issuer as soon as you learn that your credit limit is changing. You have nothing to lose by asking the company to consider keeping your prior credit limit.If you’re on the brink of maxing out your credit card or you’re using a lot of your available credit, it may be more difficult to persuade your issuer to leave your credit limit alone. Cardholders whose limits were slashed due to inactivity may have better luck.Act fast to contact your credit card issuer as soon as you get notice, if you get any. If you wait too long, you might have to undergo a credit check to get a credit limit increase, and there’s no certainty that you’ll get bumped back up to your previous amount.Will a decreased credit limit affect my credit score?A lower credit limit can affect your credit score if it materially changes your credit utilization ratio, the percentage of your available credit you’re using. Utilization is a key factor in your credit score. A rule of thumb is to use less than 30% of your available credit.Even if a reduced limit pushes you over that percentage, the effect doesn’t have to be permanent. Stay on track with payments and get your debt down, and your credit can recover.More From NerdWallet6 Credit Card Scams and How to Avoid ThemIs It OK to Never Have a Credit Card?Today’s Definition of Financial Adulthood Is More Flexible Than EverMelissa Lambarena is a writer at NerdWallet. Email: mlambarena@nerdwallet.com. Twitter: @LissaLambarena. 4485

are there to ensure a "wholesome and clean environment." But is it legal?Concerned viewers contacted Scripps station KRIS in Corpus Christi, Texas, Wings N' More in Corpus Christi, Texas, about the cameras.A viewer familiar with a 2016 KRIS report about the security cameras sent the newsroom images that suggest the camera had been recently moved. While Wings N' More management refused an interview, they did confirm the same camera from 2016 is still installed, and it has not been moved.Back in 2016, owner Wings N' More David Brimhall told KRIS that the camera is there to protect his business from vandals."The law outlaws recording without a person's consent or the intention to invade their privacy," Nueces County Assistant District Attorney Matt Manning said.Laws about recording in bathrooms vary by state, district and circuit, but according to 859

child walked out of his daycare classroom in Monroe, Ohio, on Monday, down the hall past the administrative offices and out the front door before a passing stranger found him and took him to his mother. "I'm just thankful the lady stopped and picked him up, and she was a good lady, she wasn't a crazy person," said Candis Coates, the boy's mother. "I was thankful my son knew my name and where I was and his name." The stranger took the young boy, named AJ, to Coates' workplace, where she was working when the incident happened. She said the daycare didn't even realize AJ was missing until she called them about it after her son was brought to her. Coates said her son walked past the kitchen, administrative offices and the front desk before he unlocked a child-sized door and walked out. She said he then sat on a bench in the entry of the daycare for a bit before wandering into a nearby field, with heavy traffic whizzing nearby on Route 4. "My heart broke seeing him in that huge field, and if he would have went one way or the other..." said Lynzie Jestice, who found AJ and returned him to his mother. She's a nurse and a mother of three herself. Her concerns were also warranted; if AJ had gone one way or the other, he could have wandered onto busy Route 4 or, in the other direction, into the four lanes of Roden Park Drive. "I rolled down my window. I was like, 'Hey, buddy, where's your mom?'" said Jestice. Luckily, AJ knew his mother's name and the name of where she worked, which helped Jestice to take him to the right place. "We have strict policies and protocols to ensure the well-being of our children," said Lydia Cisaruk, a spokesperson with Childtime Daycare, in a statement. "Unfortunately, despite our precautions, a situation arose recently in which a child left the premises. The child was unharmed and was reunited with family members. We are taking all appropriate steps to prevent such a situation from happening in the future. We are re-emphasizing our policies and procedures with all staff members to ensure safety protocols are consistently followed. Nothing is more important to us than our children's safety." Childtime Daycare has had a history of 2190

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