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Economists are split on whether there will be a recession in the next few years.Many of them say if there is one, it won't be driven by the housing market like last time.However, the housing market still plays a key role in a healthy economy, so experts are watching a few things closely, including supply and demand and home values.Experts predict older Americans will flood the market by putting 21 million homes up for sale over the next 20 years.But some economists say market forces could decimate demand by then.And with low demand, sellers will be forced to lower their prices in order to sell.Experts say the whole process could create a housing bubble, and then, burst it.Experts are also watching subprime lending. That’s when lenders let people with bad credit borrow money.Critics argue those loans are more likely to go into default, especially if there’s any hiccup in the economy.Subprime lending is much lower today than it was before the last housing crisis, but some experts say those rates are still too high.Experts do say new lending standards could prevent mortgages that helped create the crisis. 1131

Climate change may lead to unlikely illnesses in unexpected places, new research suggests: In the past two years, five cases of Vibrio vulnificus, a flesh-eating bacterial infection spread by handling or eating contaminated seafood, have been tied to Delaware Bay, where water temperatures have been on the rise in recent years, according to a 355

Commerce Secretary Wilbur Ross violated his ethics agreement and submitted a financial disclosure form that "was not accurate," according to the Office of Government Ethics.Emory Rounds, the director of the Office of Government Ethics, wrote that Ross reported in his annual financial disclosure that he sold bank stock that other reports indicate he did not sell.That meant "the filer was therefore not in compliance with his ethics agreement at the time of the report," Rounds wrote.The watchdog group that drew attention to the report, Citizens for Responsibility and Ethics in Washington, said OGE declining to certify a report "does not normally happen.""With OGE declining to certify, that's a pretty giant red flag," the group's spokesman, Jordan Libowitz, told CNN.Richard Painter, a former ethics attorney for President George W. Bush, told CNN he has never seen a Cabinet member's financial disclosure form rejected in this way.Instead, he said, agencies sometimes send a draft financial disclosure form to OGE for review. If issues arise, they are dealt with behind the scenes. Painter believes the fact that the Ross matter wasn't handled this way is a sign OGE is trying to send a strong message to Ross.The document is a routine financial disclosure form posted online by OGE. The decision to decline it is dated February 15.In a letter to the Commerce Department's in-house ethics official, Rounds wrote the 2018 financial disclosure report is "not accurate" and that Ross is "not in compliance with his ethics agreement at the time of the report." Rounds also wrote that it is his understanding that Ross's paperwork was being sent to the inspector general's office for review.Ross said in a statement, "While I am disappointed that my report was not certified, I remain committed to complying with my ethics agreement and adhering to the guidance of Commerce ethics officials." 1906

E-cigarette companies are currently fighting an uphill battle.The U.S. Food and Drug Administration sent a letter warning them against the way they were marketing their products. This is what they wrote to JUUL Labs, Inc. on September 9: 249

Celebrity chef Carl Ruiz, the owner of La Cubana restaurant who made frequent appearances on The Food Network, has died, the New York restaurant said. He was 44."On behalf of the La Cubana family, with heavy hearts, we are deeply saddened to share the passing of our beloved Executive Chef Carl Ruiz," La Cubana 324