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Remember when we used to make plans? It was so long ago now you may not remember, but we actually used to start booking our holiday travel in the summer before prices rose to unaffordable levels. That’s right: We could predict what the world would be like months in advance back then.Times have certainly changed; now, some travelers are starting to wonder whether and how to plan for the holidays. Does it make sense to buy plane tickets? What about using points and miles? And what are the chances of a second (or is it third?) wave of the pandemic?I’ve spent the last few months wading through COVID-19 travel policies, spreadsheets full of airfare and hotel data and other boring industry effluvia so you don’t have to. And I’ve got a few nuggets of advice for anyone thinking about booking holiday travel.For starters: Why rush?Should I book now?Years of conditioning have taught us all the perils of waiting until the last minute. But if you haven’t noticed, this year is not like the others, and travel demand is unlikely to reach normal no matter what happens in the next few months.In other words: You shouldn’t feel any rush to book travel until you’re ready.In fact, you might end up paying more if you book in advance rather than closer to your travel dates. Recently, I analyzed a bunch of hotel price data and found that the cost of booking the same room dropped dramatically when booking 15 days in advance, compared to booking four months in advance.That is, the same rooms cost an average of 7 when booked within 15 days compared to 2 when booked four months in advance. And while this trend might not hold into the winter or through the holidays, it’s certainly a good indication that you’re unlikely to save money by booking hotel rooms now.The trend isn’t quite as dramatic for airfare, though it’s possibly more remarkable, since booking within 15 days has historically been a recipe for getting fleeced.Which airline should I fly?This one’s easier: Delta.We performed a big analysis of airline policies in response to COVID-19 and found that Delta had the best overall rating, with Southwest and Alaska hot on its heels.I won’t bore you with all the details here, but some of the factors we took into consideration include:Mask policy enforcement.Blocking seats and limiting capacity.Offering flexible change and cancellation policies.This last bit is especially important when booking holiday travel this year: Make sure the tickets you purchase can be changed or canceled without incurring a fee. This has gotten significantly easier with various COVID-19 waivers and four major airlines, including Delta, all announcing the elimination of most change fees. Be aware of restrictions that remain around basic economy fares.What about points and miles?Hotel points and airline miles can usually offer good workarounds for sky-high holiday prices. Notice that pesky “usually.” Since cash prices are so low, using points and miles is unlikely to offer better than average value this year.That doesn’t mean you shouldn’t use miles, just that you won’t get especially good bang for your buck from them right now.Will it be safe?That’s the trillion-dollar question, isn’t it? I’m no epidemiologist, so I’m reluctant to wade into these waters, but there is something important to keep in mind: Where are you planning to travel in December?The Institute for Health Metrics and Evaluation at the University of Washington offers public projections for the pandemic broken down by country and state. These reveal some pretty startlingly different scenarios for different parts of the country.For example, the daily per capita infection rate in California is projected to rise from 42.6 per 100,000 today to 155 per 100,000 by December. New York state in December is projected at 30 per 100,000, up from the current 4.4. Utah’s rate is expected to skyrocket to 179 per 100,000 from today’s 13.5.Of course, these are only projections, and nobody knows what will actually happen by December, but it’s good to keep in mind when planning travel. You don’t want to go from a relatively safe spot into a hot zone (or a hot zone into a safe spot, for that matter).In fact, for everyone’s sake, my personal take is that we should all err on the side of staying home.More From NerdWalletAnalysis: How Have Hotel Prices Changed in 2020 vs. 2019?How to Plan Holiday Travel for Maximum Flexibility in 2020Why Won’t the FAA Require Masks?Sam Kemmis is a writer at NerdWallet. Email: skemmis@nerdwallet.com. Twitter: @samsambutdif. 4542

President Donald Trump's attorney-turned-enemy Michael Cohen is launching a podcast Monday, titled “Mea Culpa." He tells The Associated Press his first guest will be comedian and talk-show host Rosie O'Donnell. Once at odds, Cohen says he and O'Donnell have become friends and bonded as a result of the grudge they bear toward Trump. “First episode. First interview. First feud. First family,” Cohen told The Associated Press by phone late Thursday.Trump and O’Donnell have engaged in a lengthy public feud. Challenged during a presidential primary debate in 2015 about how he described some women as “fat pigs,” “dogs” and “slobs,” Trump responded by saying: “Only Rosie O’Donnell.”Cohen says his relationship with O'Donnell began while he was imprisoned for tax crimes, lying to congress and campaign finance violations. He says O'Donnell sent him a six-page letter. Cohen wrote an apology in response, which prompted O'Donnell to visit him in prison. 961

Researchers in England say they have the first evidence that a drug can improve survival from COVID-19. A steroid called dexamethasone reduced deaths by up to one third in severely ill hospitalized patients, according to results released Tuesday. The study was led by the University of Oxford and involved thousands of patients randomly assigned to get the drug or just usual care. Dexamethasone reduced deaths by 35% in patients who needed treatment with breathing machines and by 20% in those only needing supplemental oxygen. It did not appear to help less ill patients. 581

President Donald Trump's 2017 inaugural committee is currently being investigated by federal prosecutors in New York for possible financial abuses related to the more than 0 million in donations raised for his inauguration, according to a source familiar with the matter.The investigation was first reported by The Wall Street Journal Thursday afternoon.Citing conversations with people familiar with the investigation, which is being handled by the US Attorney's office in Manhattan, the Journal reported that prosecutors are also looking into whether the committee accepted donations from individuals looking to gain influence in or access to the new administration.The newspaper notes that "giving money in exchange for political favors" is illegal, as is misuse of any donated funds. The committee was registered as a nonprofit.In a statement, Trump's inaugural committee said the celebration was "in full compliance with all applicable laws.""The (committee) is not aware of any pending investigations and has not been contacted by any prosecutors. We simply have no evidence the investigation exists," the statement read."The (committee's) finances were fully audited internally and independently and are fully accounted. Moreover, the inauguration's accounting was provided both to the Federal Election Commission and the IRS in compliance with all laws and regulations. These were funds raised from private individuals and were then spent in accordance with the law and the expectations of the donors. The names of donors were provided to the FEC and have been public for nearly two years and those donors were vetted in accordance with the law and no improprieties have been found regardng the vetting of those donors."When asked by reporters about the story Thursday, White House press secretary Sarah Sanders said, "That doesn't have anything to do with the President or the first lady. The biggest thing the President did, his engagement in the inauguration, was to come here and raise his hand and take the oath of office. The President was focused on the transition at that time and not on any of the planning for the inauguration."According to the Journal, sources told the paper that the investigation "partly arises out of materials seized in the federal probe of former Trump lawyer Michael Cohen's business dealings."During a raid of Cohen's properties last spring, a recorded conversation between him and Stephanie Winston Wolkoff, a former adviser to first lady Melania Trump, was seized, according to the newspaper. Wolkoff expressed concern in the conversation about how the inaugural committee was spending money, a person familiar with the Cohen investigation told the Journal.Rick Gates, Trump's former campaign aide who has been cooperating with special counsel Robert Mueller's investigation into Russian meddling in the 2016 presidential election, was asked by prosecutors about the committee's spending and its donors, the Journal reported, citing conversations with people close to the matter.Tom Barrack, a real estate developer who ran the inaugural committee, has not yet spoken with investigators since an interview he had with the special counsel last year, a source familiar with the matter told CNN. During his conversation with Mueller, the inaugural fund was only raised briefly, the source said."The inaugural committee hasn't been asked for records or been contacted by prosecutors. We are not aware of any investigation," the source told CNN.The committee, which CNN previously reported had raised a record-setting 7 million, received much of its funding from wealthy donors who gave million or more, according to the Journal. Some of the fund's top donors, including billionaire Sheldon Adelson, AT&T Inc. (the parent company of CNN) and Boeing Co. are not currently under investigation, the newspaper reported. 3876

President Donald Trump will not attend Saturday's funeral service for former first lady Barbara Bush, the White House said in a statement Thursday, citing the desire to "avoid disruptions" and out of respect for her family and friends."First Lady Melania Trump will attend the memorial service for Barbara Bush this Saturday on behalf of the First Family. To avoid disruptions due to added security, and out of respect for the Bush Family and friends attending the service, President Trump will not attend," the White House said in a statement.President Trump offered his condolences to the Bush family Wednesday as he began remarks at a joint news conference with Japanese Prime Minister Shinzo Abe.Barbara Bush, Trump said, was a "wonderful, wonderful person" and "a titan in American life.""Her strength and toughness really embodied the spirit of our country," Trump said at Mar-a-Lago. "She was a woman of proud patriotism and profound faith."Security will already be heightened at the funeral at St. Martin's Church in Houston -- Bush's husband, former President George H. W. Bush, and her son former President George W. Bush will be in attendance, as well as former Presidents Barack Obama and Bill Clinton. Former first ladies Michelle Obama, Laura Bush and Hillary Clinton will also attend.Former President Jimmy Carter and Rosalynn Carter will not attend, as Jimmy Carter will be on a trip overseas and Rosalynn Carter is recovering from recent intestinal surgery, a spokesperson for the Carter Center said in a statement Thursday.Bush, the matriarch of a Republican political dynasty and a first lady who elevated the cause of literacy, died Tuesday. She was 92. 1681

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