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BALTIMORE, Md. – In looking for creative inspiration, engineering student Qiyuan Fu finds it in a box, with an interesting occupant. Inside: a real, live snake. “We can definitely learn something from them,” Fu said. The snake is a Kingsnake, which is native to deserts in California and Mexico and serves as the model for a new robot, developed in a mechanical engineering lab at Johns Hopkins University. “We added this one directional wheel, so it can only rotate in one direction,” said Fu, as he demonstrated how the robot moves. The “snake robot,” and its colleague, the “roach robot,” are so-called “bio-inspired robots” – taking their cues from mother nature. “We studied snakes here because they are exceptionally good at moving through almost any terrain,” said Johns Hopkins assistant professor Chen Li. Li said it’s an idea with practical applications: the robots could potentially help in search and rescue, by making their way through tight spaces to find people trapped in rubble. “People have actually tried to build snake robots for several decades,” he said. In the past, though, the robots fell short once they left the lab environments, unable to make it through different types of terrain. This time – using specially positioned cameras – they’ve observed how the snakes and roaches move across different surfaces and attempted to mimic what nature already does so well. “What's really unique about our work is that we focus on understanding the physical principles – starting by looking at animals,” Li said. “And then by understanding such principles, we can apply them to the to the robot.” The snakes have 200 vertebrae; the snake robot has 20 segments. It’s progress, these engineers say, with more to go. “There’s still going to be a lot of challenges ahead,” Li said.The engineering lab is now looking into modeling robots based on lizards. That’s because of their ability to leap across surfaces, which could further help robots make their way across uneven terrain. 2008
Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

Both Uber and Lyft are suspending their Pool and Shared ride options as the companies work to limit personal interactions amid the outbreak of COVID-19, the illness caused by the new coronavirus. Uber was first to announce Tuesday morning that it’s suspending its Pool option in the United States, Canada, London and Paris. The Pool option matches riders heading in the same direction, so they can share the ride and cost. “Our goal is to help 456
Nearly a year after walking off the job, teachers in West Virginia are going on strike again.Last year, teachers in the state went on strike for nine school days, fighting for higher pay. This year, they’re protesting an education reform bill that would bring charter schools to the state and create education savings accounts parents could use for homeschooling, private schools and other educational costs.Unions are calling it retaliation. "We are taking action,” said Fred Albert, with the West Virginia American Federation of Teachers. “We are left with no other choice.”Tuesday’s strike is just the latest of several strikes nationwide in recent months. Teachers in Denver, Colorado recently went on strike for three days. In Los Angeles, 30,000 teachers went on strike for six days. Teachers in Oakland are set to strike Thursday. At the heart of the strikes are better school funding and higher pay. Experts say the strikes will likely continue. “Once you have educators seeing that when they come together in collective action and they raise their voices together, they're looking around and they're seeing it's not just them,” says Becky Pringle, vice president of the National Education Association. Pringle believes education is a shared responsibility and everybody’s business. 1305
LOS ALGODONES, Mexico — Just a few miles west of Yuma, Arizona, you’ll find a small but busy town just across the border — Los Algodones, Mexico. You’ve probably never heard of it, but people will travel thousands of miles to visit. Angela Luck flew from Alaska. “To San Diego, got a rental car, drove to Yuma, overnighted there. Drove here,” Luck said. She does it to save hundreds — if not thousands — of dollars on dental work. And she's not alone in doing it. Medical tourism, wherein people travel to foreign countries to get medical or dental care, 575
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