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PINELLAS COUNTY, Fla. — Millions of drivers received refunds on their car insurance after the pandemic forced a national shutdown. But the I-Team found out at least one major insurance carrier is asking to raise rates for drivers across Florida.Pinellas County resident Robert Stickler and his wife started working from home after the pandemic shut down Florida in March. “My family hasn't been driving, the cars have been sitting," Stickler said.Their insurance carrier Geico and many other large auto insurers in the nation refunded drivers. The Sticklers were refunded 15 to 20 percent of premium costs after the pandemic delivered a drastic dip in accidents and claims. That credit was reflected on the Stickler family bill.Robert Stickler welcomed the refund but said they suffered sticker shock when Geico socked them with a 0 rate hike to their 6-month policy in June. The increase was approved by the state. “It was going to be over 4 a month for 3 older vehicles,” said Stickler.In a letter from Geico:"There are many factors that affect your insurance premium such as age, driving history, location and the increasing cost of vehicle repairs." But this driver says that explanation does not add up. “There had been no changes what-so-ever,” said Stickler.We reached out to Geico and have yet to hear back. The I-Team checked state records and found Geico petitioned the Florida Office of Insurance regulation between March and August for a separate rate hike of nearly 7 percent after the pandemic hit.Doug Heller is with the Consumer Federation of America, a watchdog group that called on Geico this past May to give back some of its profits the CFA claims the company raked in during the pandemic as drivers stayed off the road. “We are paying premiums as if the pandemic never happened,” said Heller.The I-Team reviewed second-quarter profit earnings for some of the nation’s largest insurance companies. We looked at overall profits which include their auto insurance and found Allstate, Progressive and Geico business shot up by hundreds of millions of dollars for the second quarter of this year compared to the second quarter of 2019.Geico's parent company reported to investors its 2020 overall insurance profits were, ”...largely attributable to unusually high earnings from Geico due to lower claims frequencies. These results are likely to be temporary…"Former Florida Deputy Insurance Commissioner Lisa Miller says there’s a state law that regulates how much insurance can profit. “We have very strict set of factors of what these insurance companies can profit," Miller said. No one is alleging that Geico or any other insurance company made an excessive profit. However, Miller says if state regulators find that any auto carrier made an excessive profit, customers could be refunded under a Florida law meant to protect consumers.The I-Team requested an interview with Florida's Insurance Commissioner David Altmaier. His spokesperson declined our request but said in a statement."OIR thoroughly reviews all filed auto insurance rates filings to ensure they comply with all applicable laws and are not excessive, inadequate, or unfairly discriminatory. "In its latest earnings report. Allstate credited its auto policy profits to "....Higher premiums earned and lower loss costs from reduced miles driven.”We asked the company if it planned to refund more money to customers, but have yet to hear back. Progressive told us it filed in June to reduce premiums in 35 states including Florida.Geico’s rate hike request is still pending. We plan to keep following that and let you know how it could affect your bills This story originally reported by Jackie Callaway on abcactionnews.com. 3739
FORT DODGE, Iowa — A Colorado man is facing charges of assault for throwing water on Rep. Steve King, a controversial Republican U.S. Representative from Iowa. Rep. King was having a group lunch at the Mineral City Mill and Grill restaurant in Fort Dodge, Iowa, on Friday when he was approached by a man who inquired about his identity. According to a spokesperson from the Fort Dodge Police Department, after learning the man at the table was King, the suspect then threw a glass on water on King. It's unclear if the man said anything to the U.S. representative when the alleged assault took place. The release states others at the table with King were also splashed and police were called. “Based on witness information, it is believed Mr. King was specifically targeted due to his position as a United States Representative,” a spokesperson for the police department said in the release. The suspect was identified as Blake Gibbins 26, of Lafayette, and was charged two counts of simple assault and one count of disorderly conduct. He was arrested and taken to a county jail without incident after police found him inside the restaurant. King has been embroiled in controversy over the past several months for 1231
In an age of podcasts and audio books, you might think this tiny nonprofit radio station would never make it. But not only is this New Orleans institution still on the air, it's thriving. It’s all thanks to donations, an army of volunteers and listeners that depend on the very unique services they provide.This rare radio station—located inside an old Victorian home—plays just about anything, except music. That’s not the only thing that makes WRBH Radio unique; the station uses their resources to help the blind. "The mission is to provide current information for the visually impaired," says Natalia Gonzalez with WRBH Radio for the Blind. Every day, a stream of volunteers at the station bring listeners just about anything that comes in print, including news headlines, grocery ads and even horoscopes. Gonzalez says the station provides local news, as well as national news. That also includes the funnies from national newspapers. Gonzalez says one of the best things about working at WRBH Radio for the Blind is meeting all the people who volunteer, like Mike McNulty, who is a volunteer reader. “My grandfather on my father’s side lost his vision, and it literally took a huge part of his life,” says McNulty. “So yeah, it kind of spoke to me, you know?” The station and its volunteers are making impacts on people’s lives—people like Tim Lindsley, who lost his vision later in life. Lindsley, a loyal listener in Thibodaux, Louisiana, says not only does WRBH bring him the news he can no longer read, it also brings a companion, of sorts, into his home. “Yeah, well, you’re definitely not isolated,” he explains. “You feel a lot more part of the world; part of what’s going on.” For Gonzalez, that’s exactly what she hopes her radio station can bring to viewers. “That it's a voice in a room that's comforting,” she says. “Not only is it providing information, but it’s also assuaging the loneliness that people who are shut in or visually impaired or people who just rely on others to take them places, you know?”There’s something magical about this place, according to Gonzalez. 2110
It’s a beautiful, sunny day in Fort Collins, Colorado. Maybe you want to take your shirt off. Well now, men and women both can show a little skin in the city. Or actually… anywhere in Colorado, Wyoming, Utah, New Mexico, Kansas or Oklahoma. That’s because of a recent court decision, one the city of Fort Collins decided not to fight. It’s a big deal for Brit Hoagland and many women who say it’s their right to wear or not wear a shirt. “Addressing small parts of inequality can make a big difference in how people are treated on a day to day basis, and I thought free the nipple was just one small step closer to how it should be,” said Hoagland. Brit, along with co-plaintiff Samantha Six, sued the city of Fort Collins for the right to go topless in public. It’s part of the #FreeTheNipple movement you might have seen trending on Instagram. Andy McNulty is their attorney and says the law is an attack on equal rights. “Any law that says, ‘Women are prohibited from,’ is unconstitutional and really just intolerable in a society that should treat women as equal to men,” said McNulty. “Everybody should be able to be comfortable on a hot day and if that means taking their shirt of so be it. No matter how you look, you should have the same freedom at the person next to you. And it’s also about equality,” said Hoagland. “They had been advocating for a while, trying to get the Fort Collins City Council to get rid of a female topless ban in Fort Collins. They’d been unsuccessful, and they wanted to see if we would be willing to represent them in a legal challenge to that ordinance,” said McNulty. After the courts ruled in favor of nudity, the city appealed to the federal 10th Circuit of Appeals. That court also ruled in favor of topless women. Fort Collins decided they were not going to try and win at the US Supreme Court. “I think the council as they articulated in their 4-3 vote, really just thought as a matter of priority, no guarantee of success or that the supreme court would even take it up, that the money was just better spent on other city priorities,” said Tyler Marr, deputy director of information for the city of Fort Collins. And that means laws banning women from being topless are not enforceable in all six states in the 10th District. “We made a huge impact way beyond Fort Collins, and we were just trying to start a conversation. And that conversation reached to so many more people. It’s a miraculous achievement I didn’t think I would see in my lifetime let alone so soon,” said Hoagland. But that’s not to say there aren’t some mixed feelings. “I guess as a woman, I mean, I do think we deserve equal rights in everything, so I guess that would count too. But I think if women do choose to do that, they might be asking for a little bit of trouble,” said Peg Williams of Boulder, Colorado. “Just seems like a contradictory of laws a woman can expose her breasts, but a man can’t go in an alley behind a dumpster and take a pee without coming up on criminal charges,” said George Langel of Fort Collins. However, it’s not all bare breasts and roses. In 2017 the 7th circuit of appeals ruled to uphold Chicago’s topless ban. That means there’s two districts in the country with opposing views on the matter. If more lawsuits pop up around the country, the supreme court may have to rule on the issue after all. McNulty says it’s an important issue about equality and how we look at women. “The idea that women’s bodies are purely sexual is something that, it was perpetuated by this law. By getting rid of this law, we are saying women are more than just a sexual object and their bodies are more than just a sexual object. They’re human beings just like men.” “Our win can show that even in other places that, there’s still hope, and that things can change maybe from a different angle,” said Hoagland. And they think that, is a battle worth fighting. 3927
Handmade tortillas and rice and beans are all ingredients in some of Silvia Hernandez' most beloved meals. “I'm from Mexico City, so I love tacos,” she says. “My favorite dish is the carne asada taco.” Hernandez is an immigrant and came to the U.S. a few years ago. She knew how to cook, but she wanted to turn her passion and skill and wanted to turn her traditional Mexican cooking into a business. But she had no idea where to even start.“I didn't know anything about, you know, [the] process, license, requirements,” she says. “I did not even know where offices are located.” That’s where Slavitca Park came in. Park created the Comal Heritage Food Incubator as an outreach program. It’s for low-income immigrants, who needed help to start food businesses based around the cuisines of their homelands. “Everything from understanding, how do you build a menu, how do you source food, how do you price it, what kind of licensing, permitting, you need financing,” Park explains of the education the program provides. The incubator, which acts as a learning kitchen of sorts, is packed five days a week. Here, the women create their own dishes and train with professional chefs. The program now includes refugees from Syria and Ethiopia. “I always say food is one of those things that absolutely transcends everything,” Park says. “I just really think that food is the vehicle that builds the community. Breaking breads. That's what it’s all about.” Hernandez completed the program and now has her own catering company. But she says she just can’t stay away from the program. She still works a couple shifts a week in the incubator. Park loves hearing the stories of those who complete the program."What comes out of it, it’s nothing short of pure magic,” she says. 1783