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Money might be tight this holiday with many working less hours or losing their jobs due to the pandemic, but it's not too late to budget and feel good about the season.November through December is a time when more cash is flowing and cards are swiping at stores.“The average that people spend across the country is about ,000 per holiday season,” said Ryan Freitag, a financial adviser with Edward Jones.Freitag said budgeting is key to preparing for the expected, such as gift buying around the holidays, and unexpected, like financial losses during a pandemic.He said people should simplify expenses and look at spending on a monthly basis to understand how much is needed for necessities, savings and the extras.The same rule of thumb applies to holiday spending. Freitag said people should plan how much can be allotted for gifts and set spending limits before hitting the holiday deals.“Whether it's 0 or ,000, take that money out of a checking or a savings account and even use a prepaid debit card," Freitag said. "That will allow them to keep their spending in check.”Experts typically recommend putting 10% of monthly income toward "fun spending." That number might change during the holidays.To manage the increase, Freitag recommends starting a holiday club savings account as soon as January to start budgeting for this time of year early. He said even putting in a month can be beneficial.“That way by the time holiday season comes you have a block of money that you’ve already designated toward your goal," Freitag said. "I feel like that takes the emotion, and overwhelming part of holiday spending out of it and the money is available.”Caitlin Carmody, an outpatient psycotherapist with Spectrum Behavioral Health LLC, said they see more people struggle with anxiety and depression around this time of year. She said some might feel an extra emotional burden from not being able to buy as many gifts for loved ones.But there are other options for showing loved ones they care.“There’s so many different ways we can show people love and affection. It doesn’t have to cost money," Carmody said.Instead of buying presents, Carmody suggested making gifts with family. She said the act of creating can help combat anxiety and depression, and even build self esteem in kids.Carmody said quality time is important. The gift of time can be just as meaningful, even if it's done virtually.“You’re growing new memories. You’re making new traditions," Carmody said. "So if we can re-frame it as not something that we’re losing, but maybe as a time of growth, or an opportunity to make new traditions and new memories.”For some, it's the gifts that can't be bought that mean the most.“We don’t need to put a dollar figure to a phone call," Freitag said. "There are a lot of people right now that are alone and isolated. I truly see that as more important than the money that somebody spends right now.”If people are feeling anxious or depressed, Carmody suggests practicing mindfulness, breathing exercises and keeping a routine. She said it's also important to stay present in the moment and not worry about things that are out of one's control.For those struggling with mental health, Carmody said they should reach out to a mental health professional for help.This story was originally published by Kelsey Dickeson at WGBA. 3349

MILWAUKEE — A Milwaukee woman who contracted the COVID-19 virus thought it came back last month, but instead, received a potentially life-saving diagnosis.Melissa Armour tested positive back in March for the coronavirus. Her symptoms were severe, and she was hospitalized."You have double pneumonia, you have the dry cough, you have a fever of 104 [degrees]," said Armour.She battled it for weeks, and seemed to recover. That was until her symptoms returned in August."I would be coughing out my lungs," Armour said. "I couldn't even talk."At first glance, it appeared the virus had returned stronger than before."They did X-rays, CT scans," she said. "They found that my left lung partially collapsed and I had pneumonia again."But when her tests came back, she received an unexpected diagnosis."I was like, check it again," Armour said.It wasn't COVID-19, it was cancer."I just couldn't believe it," she said. "And the doctors and the nurses were like 'well you might not like to hear this but the coronavirus actually saved your life because we caught leukemia on time.'"Armour was cared for by Dr. Zartash Gul, a hematologist oncologist at Aurora St. Luke’s Medical Center, and Dr. Federico Sanchez, the medical director for Aurora Cancer Care. They said because they caught her leukemia early enough, they were able to start Armour on a mild treatment.If they had caught it until later, they might have had to administer a more aggressive plan."I think it benefited her in the sense that, because of her concern for COVID, she showed up and she was diagnosed maybe slightly earlier than she could have," Gul said."Everything looks like COVID and COVID looks like everything else," Sanchez said. "So, it's very difficult to determine what you have in this time with a pandemic. Everybody has COVID until proven otherwise."Armour is one of the lucky ones during this pandemic.A study done by the Journal of American Medical Association looked at new diagnoses of six common cancers during the pandemic, and found diagnoses are down 46 percent. Leukemia was not one of the cancers included in the six.The Journal of Clinical Oncology looked at two common cancer screenings and found those are significantly down as well. Mammograms are down 89 percent, and colorectal screenings down 84 percent.At Aurora St. Luke's, Sanchez estimates their screenings are down by about 40 percent, adding that could have serious impacts down the road."Our concern has been that we've been bracing ourselves and we started to see the effects," Sanchez said. "That we're going to be seeing a lot more advanced cancers in the next coming year, just because we miss the opportunity to find them early."Gul points out that Armour likely would have come in for treatment at some point for her leukemia."Leukemia is a fast-growing disease that [doesn't] have a screening program for the patients (who) are sick when they come," Gul said.But more and more people are putting off routine cancer screenings, potentially for fear of contracting the virus at the doctor's office or hospital."I would hate for people to miss an operable lung cancer or operable breast cancer or colon cancer that could be cured, I'm literally saying cured," Sanchez said.They want people to treat their health as essential."I would say that coming to the hospital is probably safer than going into a restaurant at this time," Sanchez said.Despite the potentially life-saving diagnosis, Armour wants people to take the virus seriously and wear a mask.This story originally reported by Marty Hobe on TMJ4.com. 3572

Missouri Attorney General Josh Hawley has opened a criminal investigation in the duck boat accident that killed 17 people on a lake near Branson.The investigation into the July 19 tragedy at Table Rock Lake is being conducted under the Missouri Merchandising Practices Act, according to Mary Comptom, a spokeswoman for Hawley."We are working with investigators to determine the facts and whether any criminal charges are appropriate," she said in a statement.Word of the investigation comes days after the filing of a wrongful death lawsuit seeking 0 million in damages from the operator of the duck boat. When the Ride the Ducks Branson amphibious vessel started sinking July 19, the canopy entrapped the passengers and dragged them to the bottom of the lake, attorney Robert Mongeluzzi told reporters Monday. 821

MISSION BEACH (CNS) - A man robbed a Subway sandwich shop in Mission Beach Saturday afternoon, police said.Police were told a little before 1 p.m. that a man in his 30s had walked into a the Subway on West Mission Bay Drive near Mission Boulevard and threatened the clerk, San Diego Police Officer Sarah Foster said.The man "simulated" having a weapon in his pocked and demanded money, Foster said. The clerk complied and the man left the business on foot. He was last seen heading north away from the store.The suspect was described only as a man in his 30s, according to Foster. A man was wanted in a similar robbery of a Subway last Sunday, though detectives weren't available for comment on whether the two cases were related.The robber in the Sunday case was also described as a man in his 30s and reportedly simulated having a gun in his waistband. That same suspect was wanted for two other robberies of Game Stop stores, one on Sunday and the other on Wednesday, Dec. 19. 987

NATIONAL CITY, Calif. (KGTV) - One person was shot near a convenience store in National City Tuesday.The shooting happened about 11 a.m. near the 7-Eleven at 151 N. Highland Ave. near Eta.A clerk at the store confirmed the parking lot was blocked off by police. She said she did not see any violence or hear any shots fired.10News is monitoring breaking developments. 375

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