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There is a heavy police presence at Mercy Hospital in Chicago after there were reports of shots fired inside the building Monday afternoon.WLS-TV in Chicago is reporting there are multiple injuries, and the building is being partially evacuated. Chicago Police said one officer was shot and wounded, and he is in critical condition. The TV station has interviewed witnesses who said they saw at least one person get shot and heard as many as 20 gunshots fired.Some witnesses ducked and hid as they hear the gunshots ring out, WLS-TV reports.Police also said the suspect was shot. 602

THOREAU, N.M. (AP) — New Mexico authorities say multiple people have been killed in a commercial passenger bus crash along Interstate 40.New Mexico State Police did not say how many people died or how many were injured in Thursday's crash.They said passengers were transported to a hospital and a phone number was set up for family members seeking more information about people who were aboard the bus.The wreckage included a Greyhound bus with front-end damage and a semi-truck that was on its side and with its cargo strewn across the highway and the median.Greyhound says the bus was heading from Albuquerque to Phoenix and there were 47 passengers on board.Spokeswoman Crystal Booker says it's unclear what caused the crash.The crash forced the closure of the westbound lanes of the interstate and traffic was backing up as travelers were being diverted. 866

There were more than 35,600 requests from 28,200 public school teachers in every state on the crowdfunding website DonorsChoose.org — until now.The website that allows folks to seek donations to fund projects announced a company called Ripple, a global network that supports digital money transactions, donated million to fund every classroom project request on the crowdfunding platform.The gift represents the largest donation received by DonorsChoose.org in its 18-year history, according to a news release. "Ripple and its executives contributed the donation in XRP, which was converted to U.S. dollars and used to purchase the classroom materials," the release said."The Ripple team's donation provides the ultimate culmination of #BestSchoolDay, a campaign launched in March 2016 when 58 athletes, artists, entrepreneurs and philanthropists funded classroom requests in cities and states covering just under half of the country," the release said. "For a limited time, as teachers generate new classroom project requests on the site, DonorsChoose.org will offer donors the option of giving to the #BestSchoolDay Fund, which will be used to support projects from teachers creating their first requests on the site."DonorsChoose.org estimates that teachers will submit at least another 135,000 classroom project requests between now and the start of the next school year," the release states.  1434

There are currently only a few treatments in helping to fight COVID-19, and one is antibodies from a Coronavirus survivor. But gay men wanting to donate are being faced with hurdles.A donation ban started with a 1980s restriction in the height of the AIDS and HIV crisis when the federal government created a lifetime ban on blood donations from gay men.The rule was replaced in 2015 with a regulation that requires a year of abstinence to donate blood.In April of this year, the FDA revised the abstinence period for gay men to donate blood or plasma from 12 months to three months in the wake of the Coronavirus pandemic.Chris Sanders with the Tennessee Equality Project says this is a start but these guidelines are not created equal."My call to action would be that the Congress of the United States will hold hearings on this rule and put pressure on the FDA to make this change," said Sanders.As the American Red Cross is pushing for more COVID-19 survivors to donate their antibodies to help sick patients, Sanders says some who are willing to help are being turned away."I talked to a gay man in East Nashville today who has survived COVID-19, and I asked him if the ban weren’t in place would you consider plasma donation and he said he would," said Sanders, "There are potential donors in Tennessee who would get turned away because of this unscientific, outdated FDA rule."Gay rights advocates say if this country wants to save more lives it will review what they call outdated policies.This story was originally reported by Kelsey Gibbs at WTVF. 1565

Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.What is coveredCoronavirus coverage falls into several categories:Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.Trip delay: Your trip is delayed due to changing COVID-related guidelines.Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health care expenses or require an evacuation.Of providers that are offering COVID policies, most are covering these expenses.What is not coveredCountries with Level 4 travel advisories: Some insurers disclose that if a Level 4 Do Not Travel advisory is issued by the U.S. Department of State for a specific country, you will not receive coronavirus-related coverage. With cases surging in various countries unexpectedly, the list of Level 4 countries is constantly changing. Before booking a trip and purchasing a policy, make sure to check that the countrydoes not have a Level 4 advisory.Fear of getting sick while traveling: Canceling a trip because you’re afraid you’ll get sick does not qualify for coverage under your travel insurance policy. Travel insurance providers have a list of standard reasons that qualify for cancellation, including: car accident, jury duty, terrorist act, military duty and other extenuating circumstances. If you want ultimate flexibility to cancel a trip (no matter the reason), you’ll want to look into the cancel for any reason, or CFAR, supplemental upgrade, which is offered on some travel insurance plans. When you purchase CFAR, you can get up to 75% of your nonrefundable deposit back as long as you cancel at least two days in advance. Not all plans offer CFAR as an option, so research before you purchase if you’re interested in this add-on.COVID-related events not directly related to you: If you planned on going to a conference or a family reunion that was canceled due to COVID-associated concerns, your travel insurer will not reimburse your nonrefundable flight or hotel accommodations.Finding travel insurers covering COVID-19Generally, the policies underwritten by U.S.-based travel insurance providers vary by state, trip information, travelers’ ages and other various details. Travel insurance comparison site Squaremouth is one of the very few comparison sites that allow you to filter by policies that offer coronavirus coverage.To find a policy that specifically covers coronavirus-related losses, input your departure and return dates, your main destination and select “Search for Policies Now.”In our example, we will input the following details: A ,000 paid-in-full trip to Greece leaving on Oct. 9 and returning on Oct. 18 by a 40-year old U.S. citizen who is a resident of California. The policy will include trip cancellation coverage.When incorporating the “Coronavirus Pandemic” filter, the results reveal that 40 out of 84 policies include this coverage. You can select additional filters, such as cancel for any reason, if you’re looking for that optional upgrade.The results can be sorted by price, top sellers, top reviews and insurance providers, offering plenty of ways to easily search for the specific policy you’re looking for.Each of the top three policies (which is just a sampling of the 40 options) includes coronavirus cancellation and medical coverage, and displays the associated limits. Trip cancellation coverage is ,000, representing the value of the trip. The price of the policy is clearly stated and ranges from 4.1% to 5.4% of the total trip cost. This range represents very typical travel insurance costs.The bottom lineOnce you narrow your search, you’ll want to review the full policy details to ensure you’re familiar with what exactly is covered and not covered. If you have specific questions — especially as they relate to the constantly changing travel advisories or whether coronavirus is considered as a foreseen event (which some providers will not cover) — you’ll want to reach out to the insurer. The last thing you want is to purchase travel insurance and later find out it will not cover you in your intended destination.More From NerdWalletWhy You Shouldn’t Book Airfare in Advance Right NowShould I Pay for My Hotel Using Cash, Points or Both?5 Travel Writers ‘Draft’ Their Favorite AirlinesElina Geller is a writer at NerdWallet. Email: egeller@nerdwallet.com. Twitter: @elina_geller. 4952