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Crippled by falling revenue and piles of debt, radio conglomerate iHeartMedia has filed for bankruptcy.The beleaguered company announced Thursday that it has reached an agreement with creditors and investors to restructure more than billion in debt, about half of what it currently owes investors."The agreement we announced today ... allows us to definitively address the more than billion in debt that has burdened our capital structure," iHeartMedia CEO Bob Pittman said in a statement.The company said it had enough cash to support it through Chapter 11 proceedings.Last year, iHeartMedia flagged "substantial doubt" about its ability to continue as a going concern, as it struggled to get out from under a massive debt load it took on as part of a leveraged buyout of billboard company Clear Channel Outdoor in 2008.Related: Clear Channel changes name to iHeartMediaWhile the San Antonio-based company bills itself as a multi-platform media company, it is best known for operating about 850 radio stations across the United States. It also owns iHeartRadio's music streaming service, a popular concert business, and a majority stake in Clear Channel Outdoor.The company has struggled with falling revenue in recent years, as it competed with streaming rivals like Spotify and Pandora.The bankruptcy filing comes as Spotify prepares for its much anticipated billion listing on the New York Stock Exchange.The-CNN-Wire 1440

COLLEGE STATION, Texas -- Two sororities at Texas A&M University are forced to quarantine after having been exposed to COVID-19.The university announced the activities and members of Kappa Kappa Gamma and Delta Delta Delta are experiencing exposure to the virus.Texas A&M has initiated chapter-wide quarantine and contact tracing for those who live in the sorority houses or elsewhere and were in contact.The chapters have been responsive and are responsibly following required steps to continue operations, according to the university.Students, faculty, or staff who receive a positive diagnosis or believe they have been exposed to a positive case must complete a form through the university's reporting portal.Gatherings have also been restricted to 10 or fewer people.Texas A&M kicked off the fall semester both online and in-person on August 19.This story was first reported by Sydney Isenberg at KXXV in Waco, Texas. 942

CVS is looking to hire pharmacists, nurses, and pharmacy technicians across the United States as they prepare to administer coronavirus vaccinations.The retail pharmacy chain announced Monday they plan to vaccinate millions in 2021, but to do that, they are urgently looking to hire extra staff to make that happen when vaccines are ready.CVS said they are also looking to hire infusion nurses, who provide high-end infusion therapy to adults and children of all ages – wherever they live, work, or travel, as well as registered nurses.In addition to those full-time positions, the company is also seeking temporary or temp-to-hire pharmacists, pharmacy technicians, and nurses through its Contingent Workforce Program.CVS added that they are also looking for student pharmacy interns, who would be under a pharmacist's supervision to administer COVID-19 vaccines.CVS said they'd also offer pharmacy teams administering the vaccination in their long-term care facilities an additional Hero Pay. 1002

Consumers are looking for greater protections for their personal and financial information in the wake of the Equifax data breach. Many have decided to take precautions and put their credit on ice: a credit freeze.A credit freeze aims to block anyone from opening new accounts in your name. The catch is that the block applies to legit inquires, too. So it's not a great idea if you're shopping for a home or an auto loan. But when you're not looking to take out any loans or open any lines of credit, it can be a financial lifesaver.The Equifax hack, in which the names, Social Security numbers, birth dates, addresses, and driver's license numbers of 143 million people were exposed, may create a new normal in which protections previously viewed as cumbersome -- like credit freezes -- are now a valued line of defense."A security freeze is the most effective measure against 'new account' identity theft, because it stops thieves from using the consumer's stolen information," says Chi Chi Wu, a staff attorney at the National Consumer Law Center.Here's what you need to know about freezing your credit:What is a credit freeze?A credit freeze limits who can see your credit report information. The goal is to prevent anyone from opening any new accounts. It doesn't damage your credit or stop your credit report from evolving by your own actions.Your credit information will still be released to your existing creditors and any debt collectors who may come calling.But, if you want to open new lines of credit, you'll need to lift the freeze first. This can be done temporarily, either for a set time or for a particular party, like a landlord or lender.The costs to freeze and lift the freeze on your credit vary based on where you live and for each credit reporting agency, but commonly range from to per agency.If you're a resident of certain states -- like Maine or South Carolina?-- it's free.In response to public outcry, Equifax announced that fees to freeze your credit will be waived for the next 30 days.But even that doesn't totally protect your information since your data isn't fully frozen until it is on ice at all three credit bureaus. The other bureaus have their own fees. It's also unclear whether Equifax would still charge you a fee to lift the freeze. The company did not immediately respond to request for comment.Consumer protection organizations like the National Consumer Law Center are further calling for Equifax to waive the fees for credit freezes at all three credit bureaus.How is it different from fraud alerts or other credit monitoring?The credit reporting companies do little to make getting a credit freeze easy: you have to ask each of them individually, pay a fee (usually) to put it in place, ask each of them specifically to lift the freeze and often pay another fee. That's because your data is the product that they sell to other people and companies. If you freeze it, it isn't as valuable.As such, they are more likely to offer you fraud alerts and other credit monitoring products. These are services that will let you know when someone is looking at your credit and may contact you about a new account opened in your name. It's helpful, but it is often after the fact."Equifax is offering something that it says functions like a credit freeze," says Mike Litt, consumer program advocate with US Public Interest Research Group. "The problem is that it is incomplete protection and it only lasts for a year. What we're recommending is that people don't bother with the package Equifax is offering and just place freezes with the three credit bureaus instead."Can I still get a credit card or loan?Sure. When your credit is frozen you can continue to operate your financial life just as you typically would. The only notable thing is that you will need to notify the credit bureaus to lift the freeze before you ask a lender to approve you for credit.If you are able to determine which credit agency your potential lender is using to run your credit, you can even save yourself some fees by just requesting the freeze to be lifted on that one.The reporting agencies tell you that this may delay a legitimate credit request.But for those who don't feel comfortable with the way the credit reporting agencies are handling their treasure trove of personal information, a notification to the agencies and day or so delay may be a fair price to pay for added security.The agencies advise you to plan ahead and lift a freeze a few days before actually applying for new credit.How do I freeze my credit?With millions of people feeling vulnerable after the hack and scrambling to secure their most important information, getting a credit freeze has been more difficult than usual in the past few days. Users on Twitter report trying again and again to secure credit freezes, with both the website and phone systems failing.Keep trying.To set up your own credit freeze, go to the freeze page at each credit agency's website individually: Equifax, TransUnion,?Experian.You will be asked to provide information. If you do not want to put your information into another automated computer system, you can call the agencies directly. Usually you are given a PIN number, which is your key to lift the freeze. Do. Not. Lose.In addition to being subject to your state laws, the cost may also vary by agency.Often there is no charge for victims of identity fraud to add or lift a security freeze. Rules and fees at TransUnion, Experian and Equifax are similar, with the exception of Equifax's being waived for the next 30 days. 5652

CINCINNATI — "The NRA is a terrorist organization.”Mad Dog PAC, a Maryland-based political action committee, paid to put messages like this one on billboards all over the country, including over northbound Interstate 75 in Middletown. Their installations, which include an "Impeachment Now" sign near President Donald Trump's Mar-a-Lago resort in Florida and 14 other National Rifle Association-centric billboards across the country, are splashy, provocative and to-the-point, calling for regulation of the NRA and the removal of various "Treasonweasel" Republican politicians.PAC chair Claude Taylor said the messages are as severe as they need to be."We think the NRA is acting very much like a terrorist organization," he said. "We are very suspicious of some of their Russian funding. … The situation with the NRA has just gotten beyond control."He and other members, he said, hope public outcry can convince legislators to spurn donations from the gun advocacy organization, which also has a recent history of provocative rhetoric, and enact "common-sense" restrictions of gun sales in the United States.RELATED: Trump reassures NRA: 'We will protect your Second Amendment'The restrictions for which Taylor advocates include those that have gained national traction in the wake of the Marjory Stoneman Douglas High School shooting, including a ban on the sale of certain high-power automatic weapons."We are starting a conversation," Taylor said.Russ Mikesell intends to continue it.Mikesell, a gun owner who said he doesn't feel the existing billboard represents the feelings of Middletonians, hopes those with the same beliefs can buy the empty billboard directly beneath Mad Dog PAC's and use it to display an opposing message."I am for the First Amendment and freedom of speech," he said.That's why he intends to use it to make another argument: "Let's go ahead and offer a different perspective on this -- not even necessarily advocating the NRA or anything like that. It's more about the Second Amendment."Like any political action committee, Mad Dog PAC uses donations to fund its displays of outreach and activism. "Billboard of Freedom" advocates such as Mikesell plan to do the same thing.Trenton resident Dan Jones created a GoFundMe to raise ,000 for a "pro gun message to upset liberals" and "take action against the Mad Dog PAC funded by George Soros!"The campaign had raised 0 by Friday night; Mikesell said he hoped to get the pro-gun billboard up by the end of the month. 2522