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SIOUX FALLS, S.D. (AP) — South Dakota, which has seen an uptick in coronavirus infections in recent weeks, is bracing to host hundreds of thousands of bikers for the 80th edition of the Sturgis Motorcycle Rally.More than 250,000 people are expected to attend the Aug. 7 to Aug. 16 rally in western South Dakota, which could make it the biggest event anywhere since the coronavirus pandemic started.The event will offer businesses that depend on the rally a chance to make up losses after the downturn in tourism spending.City Manager Daniel Ainslie told ABC News that sales tax revenue from the rally brought the community million last year and the event generated about 5 million across South Dakota.But many of Sturgis' roughly 7,000 residents are leery about the brimming bars and bacchanalia coming their way and say it shouldn't go on during a pandemic.The age of the average rally participant is also concerning to some, with most motorcyclists part of an older demographic and more at risk of severe illness from the coronavirus.ABC obtained a statement from the Centers from Disease Control and Prevention that said large gatherings make it difficult to maintain social distancing guidelines, which may put attendees at risk of exposure to the virus.“Any identification of cases following a large gathering would not likely be confirmed until 2-3 weeks after the event," the statement says. 1413

Smoke from the raging wildfires on the West Coast has reached the eastern seaboard.Images from a NASA satellite show clouds of smoke stretching from coast to coast.The National Oceanic and Atmospheric Administration (NOAA) says the smoke made its way east in two different directions. One trail of smoke crossed the Great Lakes region and reached upstate New York. Another path of smoke wound its way through Missouri, Illinois, Kentucky and into the Mid-Atlantic.Some of the smoke even drifted up into Canada.The wildfires have led to hazardous air quality along parts of the West Coast, but air quality in most of the eastern U.S. is not affected. 657

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

Spencer Davis, bandleader of the self-titled group that reeled off such hits as "Gimme Some Lovin'" and "I'm a Man," has died at the age of 81.Davis died Monday while being treated for pneumonia in a hospital, Rolling Stone reported.Steve Winwood, who served as lead singer of the Spencer Davis Group, called Davis "an early pioneer of the British folk scene" in a statement released Tuesday and said Davis was "like a big brother" to him."He was definitely a man with a vision and one of the pioneers of the British invasion of America in the sixties," Winwood said.Founded in Birmingham, England, in 1963, Davis teamed with Winwood, his bass-playing brother, Muff Winwood, and drummer Pete York to form the quartet.The band's first No. 1 single, "Keep On Running," was released in 1965.In the next two years, the Spencer Davis Group followed with another pair of hits -- "Gimme Some Lovin'" and "I'm a Man," both of which cracked the top 10 on the U.S. charts."Gimme Some Lovin'" has been featured in several popular movies, including "The Big Chill," "Days of Thunder" and "Striptease."In recent years, the band is arguably known for its trick trivia question, "Who was the lead singer of the Spencer Davis Group?"Winwood eventually left the band to form Traffic in 1967, but the Spencer Davis Group carried on without him, though with far less success. The group eventually disbanded in 1969.This story was originally published by Peter Burke at WPTV. 1463

SPRING VALLEY, Calif. (KGTV) — A construction worker was killed in an accident at Monte Vista High School hours after the topping out of the school's new multi-use facility. According to the San Diego County Sheriff's Department, the accident happened just before 2 p.m.Deputies say the 30-year-old man fell from a beam attached to a 30-foot platform. Deputies and emergency responders performed first aid on the construction worker, but he later died after being taken to the hospital. A second worker was also injured and taken to the hospital, but their condition is unknown at this time, according to the school district. CA-OSHA is investigating the incident and crisis counselors will be made available at the school Thursday. The Grossmont Union High School District released the following statement after the incident: 835

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