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Were you able to take your planned summer vacation in 2020? If so, consider yourself lucky.According to a survey commissioned by Lending Tree and conducted by Value Penguin, 72% of Americans did not take a summer vacation this summer. Of those that did, 71% opted to travel by car instead of plane.With most Americans not traveling in 2020, the use of paid time off from work also declined. The survey found that 44% of Americans did not use any paid time off this summer, with an additional 22% saying they took less time off than usual.The survey found that men along with younger and middle-aged Americans were more likely to travel. Just 13% of baby boomers and 9% of silent generation members traveled this summer.“Women tend to be more cautious than men in many ways, so I’m not surprised they might be more reluctant to go on vacation,” said Matt Schulz, chief credit analyst at LendingTreeFor some Americans, nearly 20%, the summer was considered not too different than other summers.Finances also seemingly played a role in who traveled, as 52% of households earning over 0,000 a year traveled this summer compared to just 15% of households making less than ,000 a year.To read the full study, click here. 1228

WASHINGTON, D.C. – Tuesday is the last day for small businesses to apply for a loan through the Paycheck Protection Program.About 4.8 million businesses received a PPP loan, with a total of 9 billion lent out. But as of Tuesday, there's still more than 0 billion left in the pot.As to why that is, the Small Business and Entrepreneurship Council says there's a few reasons, like concerns over how much would actually be forgiven, constantly changing rules, and strict limits to how the money can be used.“Not all businesses are the same. So, you know you've got businesses with high overhead, maybe few on payroll,” said Karen Kerrigan, President and CEO of the SBE Council. “This program really didn't align with their needs.”Business owners and advocacy groups complain that the money in the PPP was not fully put to work because it created obstacles that stopped countless small businesses from applying.A report from a research group says the program’s shortcomings also made it more difficult for minority businesses to get loans.The owners of a Colorado brewery who got a PPP loan say it helped, but only goes so far."It didn't solve the problems. What it did was sustain us for a few more months."The SBE Council is working with lawmakers on both sides of the aisle for further policy solutions. They're pushing to broaden what expenses can be forgiven, especially when it comes to technology.Through a survey, the group found 87% of small businesses said they wouldn't have been able to survive without cloud-based services.“We know that consumers are on social media and technology platforms looking for new businesses, looking for new brands, looking for new things that they need, and that's where small businesses can really fill that gap,” said Kerrigan.The Small Business Administration says it will be up to Congress to decide what to do with leftover funds from the PPP. 1900

WASHINGTON, D.C. – Tuesday is National Voter Registration Day, a day dedicated to encouraging Americans to register to vote or check to make sure their registration is up to date.The civic holiday is celebrated on the fourth Tuesday in September, a little over two months before the general election held. This year, Election Day is on Nov. 3.Every year, the organization behind the holiday says millions of Americans find themselves unable to vote because they miss their registration deadlines, don’t update their registration, or aren’t sure how to register.This year, volunteers and organizations from across the nation will come together to create a broad awareness of registration opportunities to reach thousands of voters who may not register otherwise.Due to the ongoing COVID-19 pandemic, most states have expanded their vote-by-mail opportunities, but in a majority of states, you still need to register and request absentee ballots by certain dates.Click here for the registration and absentee ballot deadlines for each state.The U.S. Postal Service, which will play a huge roll in this election, strongly recommends that voters request their mail-in ballots at the earliest point allowable, but no later than 15 days prior to Election Day.The USPS also recommends that voters mail their ballots at least one week prior to their states' due dates to allow for timely receipt by election officials.If you don’t want to rely on the USPS to deliver your ballot to election officials, many communities provide locations where you can drop your ballot off yourself.Click here to register to vote in your state. 1625

WASHINGTON (AP) — Under fire for the worst privacy debacle in his company's history, Facebook CEO Mark Zuckerberg batted away often-aggressive questioning Tuesday from lawmakers who accused him of failing to protect the personal information of millions of Americans from Russians intent on upsetting the U.S. election.During some five hours of Senate questioning, Zuckerberg apologized several times for Facebook failures, disclosed that his company was "working with" special counsel Robert Mueller in the federal probe of Russian election interference and said it was working hard to change its own operations after the harvesting of users' private data by a data-mining company affiliated with Donald Trump's campaign.Seemingly unimpressed, Republican Sen. John Thune of South Dakota said Zuckerberg's company had a 14-year history of apologizing for "ill-advised decisions" related to user privacy. "How is today's apology different?" Thune asked."We have made a lot of mistakes in running the company," Zuckerberg conceded, and Facebook must work harder at ensuring the tools it creates are used in "good and healthy" ways.The controversy has brought a flood of bad publicity and sent the company's stock value plunging, but Zuckerberg seemed to achieve a measure of success in countering that: Facebook shares surged 4.5 percent for the day, the biggest gain in two years.In all, he skated largely unharmed through his first day of congressional testimony. He'll face House questioners on Wednesday.The 33-year-old founder of the world's best-known social media giant appeared in a suit and tie, a departure from the T-shirt he's famous for wearing in public as well as in private.Even so, his youth cast a sharp contrast with his often-elderly, gray-haired Senate inquisitors. And the enormous complexity of the social network he created at times defeated the attempts of legislators to hammer him on Facebook's specific failures and how to fix them.The stakes are high for both Zuckerberg and his company. Facebook has been reeling from its worst-ever privacy failure following revelations last month that the political data-mining firm Cambridge Analytica, which was affiliated with Trump's 2016 campaign, improperly scooped up data on some 87 million users.Zuckerberg has been on an apology tour for most of the past two weeks, culminating in his congressional appearance Tuesday.Although shaky at times, Zuckerberg seemed to gain confidence as the day progressed. An iconic figure as a billionaire entrepreneur who changed the way people around the world relate to each other, he made a point of repeatedly referring back to the Harvard dorm room where he said Facebook was brought to life.At times, he showed plenty of steel. After aggressive questioning about Facebook's alleged political bias from Sen. Ted Cruz, for instance, Zuckerberg was asked if he was ready to take a break.No need. "That was pretty good," he said of the exchange with Cruz.For the most part, his careful but generally straightforward answers, steeped in the sometimes arcane details of Facebook's underlying functions, often deflected aggressive questioning. When the going got tough, Zuckerberg was able to fall back on: "Our team should follow up with you on that, Senator."As a result, he found it relatively easy to return to familiar talking points: Facebook made mistakes, he and his executives are very sorry, and they're working very hard to correct the problems and safeguard the users' data.As for the federal Russia probe that has occupied much of Washington's attention for months, he said he had not been interviewed by special counsel Mueller's team, but "I know we're working with them."He offered no details, citing a concern about confidentiality rules of the investigation.Earlier this year Mueller charged 13 Russian individuals and three Russian companies in a plot to interfere in the 2016 presidential election through a social media propaganda effort that included online ad purchases using U.S. aliases and politicking on U.S. soil.A number of the Russian ads were on Facebook.Much of the effort was aimed at denigrating Democrat Hillary Clinton and thereby helping Republican Trump, or simply encouraging divisiveness and undercutting faith in the U.S. system.Zuckerberg said Facebook had been led to believe Cambridge Analytica had deleted the user data it had harvested and that had been "clearly a mistake." He said Facebook had considered the data collection "a closed case" and had not alerted the Federal Trade Commission.He assured senators the company would handle the situation differently today.Separately, the company began alerting some of its users that their data was gathered by Cambridge Analytica. A notification that appeared on Facebook for some users Tuesday told them that "one of your friends" used Facebook to log into a now-banned personality quiz app called "This Is Your Digital Life."The notice says the app misused the information, including public profiles, page likes, birthdays and current cities, by sharing it with Cambridge Analytica.In the hearings, Zuckerberg is trying to both restore public trust in his company and stave off federal regulations that some lawmakers have floated.Democrat Bill Nelson of Florida said he believes Zuckerberg was taking the congressional hearings seriously "because he knows there is going to be a hard look at regulation."Republicans have yet to get behind any legislation, but that could change.Sen. Lindsey Graham, R-S.C., asked Zuckerberg if he would be willing to work with lawmakers to examine what "regulations you think are necessary in your industry."Absolutely, Zuckerberg responded, saying later in an exchange with Sen. Dan Sullivan, R-Alaska, that "I'm not the type of person who thinks that all regulation is bad."Ahead of the hearing, John Cornyn of Texas, the No. 2 Republican in the Senate, said, "This is a serious matter, and I think people expect us to take action."At the hearing, Zuckerberg said, "We didn't take a broad enough view of our responsibility, and that was a big mistake. It was my mistake, and I'm sorry. I started Facebook, I run it, and I'm responsible for what happens here."He outlined steps the company has taken to restrict outsiders' access to people's personal information. He also said the company is investigating every app that had access to a large amount of information before the company moved to prevent such access in 2014 — actions that came too late in the Cambridge Analytica case.Watch the testimony in the player below:  6570

WASHINGTON (AP) — Several Native American leaders and organizations have sent a letter to NFL Commissioner Roger Goodell calling for the league to force Washington Redskins owner Dan Snyder to change the team name immediately.The letter obtained by The Associated Press expresses concern that the organization's process to review the name doesn't involve consultation with those Native American leaders.The letter says the groups “expect the NFL to engage in a robust, meaningful reconciliation process with Native American movement leaders, tribes, and organizations to repair the decades of emotional violence and other serious harms this racist team name has caused to Native Peoples.”The team launched a “thorough review” of the name last week, while several prominent sponsors said it's time to change it. 818

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