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Participating in a town hall discussion on Monday in the key battleground state of Florida, Joe Biden said he would implement a mandate of masks on federal property if elected president amid the coronavirus pandemic. The mandate would apply to places such as national buildings, Social Security offices and federal courthouses. Biden’s remarks stood in stark contrast with President Donald Trump, who made a point to remove his mask when he entered the White House on Monday after returning from the hospital. Trump is currently recovering from the coronavirus at the White House after a three-day stay at Walter Reed Medical Center.The primetime town hall featuring the former vice president was aired on NBC.Biden conceded that the president does not have the power to call for a nationwide mask mandate in all 50 states, but he would use the bully pulpit of the presidency to compel state and local leaders to enforce mask wearing in public spaces.“I would go out and I would call all of the governors to the White House, some probably wouldn’t come, and I would say… ‘take responsibility,’” Biden said. “Take responsibility and lay out the guidelines. One of the problems is this president said ‘I take no responsibility.’ Literally.“'It is not my responsibility.’ So if it is not his responsibility, he talked about this being like a time of war, we are under attack. As I said earlier, 200,000 plus have died, 50,000 plus a day are getting the virus (the average in recent days has been 40,000 per day), 1,000 per day or thereabout are dying, this is a national emergency.”Biden said that he was not surprised that Trump, his opponent in next month’s presidential election, was infected with the coronavirus.“Quite frankly, I wasn’t surprised,” Biden told NBC’s Lester Holt. “For the last three months, three times a week, I am on the telephone and on Zoom with some of the leading immunologists in the nation and they go through everything that is happening. So the idea that COVID does not spread in proximity when you don’t have a mask on and when you’re not socially distancing, when there are large groups of people, when your inside particularly, but even when you’re outside, that is not surprising.To watch the full town hall featuring Biden, click here. 2276

PINELLAS COUNTY, Fla. — A Central Florida man is on a mission to do something nobody else has ever done: become the first person with Down Syndrome to complete a full Ironman.Chris Nikic has become an inspiration to people around the world and it started with a simple mission.Nik Nikic encouraged his son to push himself 1% more each day.“We came up with this concept of just get a little better today than yesterday,” Nik explained.Now, 21-year-old Chris is about to do something incredible. On November 7, he’ll swim 2.4 miles, bike 112 miles and run a full 26.2 mile marathon in Panama City Beach.“I want to inspire others so that they can be like me and so that one day they can do it too,” Chris said with a smile.If he completes the race within 17 hours, Chris will be the first person with Down Syndrome to ever finish an Ironman.He also has a message for the other competitors: “You better watch out, because I’m going to beat you!”“Really, you’re going to beat all of them?” his dad asked.“Yeah!” Chris answered enthusiastically.Chris has spent several months swimming off the coast of Pinellas County as he trains with coach Dan Grieb for the big race and gets used to the choppy Gulf of Mexico waters.“I’ve learned that you can teach anybody anything if you’re willing to love them through their disability or love them through their struggle,” Grieb added.Chris has been documenting his journey on social media. Thousands of people all around the world have sent him messages of support, including many parents of children with Down Syndrome who say Chris is motivating their kids to also strive for excellence.“They say I’m their hero,” Chris added.Chris is already brainstorming his next target: Competing in the 2022 Special Olympics and finding a special someone to share all these accomplishments with.“I want to get married. I’m not waiting anymore. I want to find a hot blonde,” he said with a hearty chuckle.Shane Facteau says Chris will join a long list of incredible people to finish the race including the oldest finisher, 85-year-old Hiromu Inada.“Chris is joining a long lineage of very interesting and unique people who have challenged themselves,” Facteau said.“It’s really helped me learn that some of the greatest among us are people that we label with words like disability,” Grieb added.Chris says he continues to strive for excellence by never quitting, overcoming his fears and smiling all along the way. He also has an impeccable sense of humor. For example, he says running is his favorite of the three activities, “because it makes my butt cute and the ladies like that!”This story originally reported by Sarah Hollenbeck on abcactionnews.com. 2689

Plan to buy your first home in 2021? It’ll probably take months instead of weeks, and you might feel demoralized at times.That’s not negative thinking. It’s an acknowledgment that the road to homeownership has potholes. The journey can be bumpy, but the destination is worth it. When you know at the outset that you’re in for emotional highs and lows, it’s easier to shrug off those lows and keep on truckin’.Here’s why 2021 will be a rough year for first-time home buyers — and how to manage your emotions during the process.Why buying a home in 2021 will be toughThere aren’t enough homes for sale to meet demand. At the end of October, the most recent month with available data, 1.42 million existing homes were available for resale. At that month’s sales pace, it would take just 2.5 months to sell every home on the market — an all-time low, according to the National Association of Realtors. The supply of new homes for sale was enough for 3.3 months, tied with the previous month for a record low.Supply is low because buyers are pouncing whenever homes become available. Most existing homes sold in October — 7 in 10 — were on the market less than a month, according to the NAR.With a slender stock of homes selling fast, buyers have little power. “The control is in the seller’s hands because of supply and demand,” says Terri Robinson, a Realtor with Re/Max Select Properties in Ashburn, Virginia.Set realistic expectationsExpect months to elapse between the first step of checking your credit reports to the final step of closing on the home. “The first thing that I hope people understand is it’s not an overnight process,” says Marc J. Jenkins, a real estate agent with Prime Property Partners in Atlanta.Jenkins tells first-timer clients that it typically takes five to eight months to buy a home. Understanding that homebuying timeline “prepares them mentally, emotionally and financially to see this process through.” Would-be buyers are prone to burnout if they expect the process to take a month, he says.Everyone wants a bargain, but buyers need to recalibrate the meaning of that word so it applies to today’s competitive environment. “A bargain, if I were to redefine that, is the home that you want for the price that you’re willing to pay,” Robinson says.Know where you’ll compromiseMore than three-quarters of home buyers in their 20s and 30s made compromises, according to NAR’s 2020 Home Buyers and Sellers Generational Trends Report. The most common compromises had to do with the condition or price of the home.So before you start seriously looking at homes, decide what you need and what you won’t budge on. You may have a maximum price and commute time, a minimum size or other requirements. Those are your deal breakers. Write them down. Resist the temptation to compromise on deal breakers, even when you feel discouraged. For all else, keep an open mind.Make decisions fastIn today’s market, many homes are on the market for less than a month, so it’s important to make an offer quickly once you find one you like. Let your list of deal breakers be your guide. If a home meets your criteria, including an acceptable price, it may be worth making an offer. Again, quickly, because many sellers field multiple offers within a day or two of listing the home and planting a “for sale” sign in the yard.“Even as a first-time home buyer, they may have to make a quick decision whether or not to buy a home,” Robinson says. To have the offer taken seriously, have a preapproval letter from a lender and make a competitive offer, she adds.Don’t take rejection personallyWhen first-time buyers make offers, “they’re going to get rejected many times,” says Laura Moreno, host of the “First Time Home Buyer Podcast” and founder of a tech startup called HomeFlow that offers an all-in-one homebuying platform.As rejected offers pile up, they take it personally or feel worthless, Moreno says. “What I tell them is just breathe. It’s not a judgment against you.”You might get lucky and have your first offer accepted. But don’t count on it. Realize that for the seller, this is a business decision.Wait before you celebrateYour offer was accepted? Great! Just remember that the home inspection and lender’s appraisal are coming next, and either of them can knock the deal awry. The more excited you get about the seller giving your offer a thumbs-up, the more disappointed you’ll be if you have to give the deal a thumbs-down after the inspection or appraisal.Think about the seller’s needsYou’re focused on your own needs and problems. That’s understandable, but there’s a benefit to thinking about the seller’s needs, too.Jenkins advises making the offer attractive to the seller. That might mean keeping the inspection period short: maybe just three to five days, so the seller can put the home back on the market promptly if you’re dissatisfied with the inspection and decide to move on.Having a preapproval letter from a reputable mortgage lender, paying all of your own closing costs and paying some or all of your agent’s commission are other ways to meet the seller’s needs.Have a backup plan: Don’t buy yetAs fervently as you want to buy a house in 2021, your best option might be to wait until fortune favors you. By putting homebuying on hold for a few months, you give yourself time to save for a bigger down payment and build your credit, and for your local housing market to become less competitive.More From NerdWalletHow first-home shoppers can keep a cool head in a hot market4 market headwinds facing first-time home buyersThe credit score needed to buy a houseHolden Lewis writes for NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5691

OZAUKEE COUNTY, Wis. (WTMJ) -- A Wisconsin woman has been charged with second degree recklessly endangering safety after she allegedly had her 9-year-old son ride on top of her minivan to hold down a plastic pool.According to the criminal complaint, it happened around 3 p.m. local time on Sept. 9, when officers responded to reports of a child riding on top of a minivan.A 911 caller followed Amber Schmunk, 28, of Fredonia, until she pulled over and took her child and the pool off the vehicle's roof. Schmunk then continued driving down the road and stopped at her sister’s house where police caught up with her.Schmunk told police picked up the pool at a residence but did not have enough room inside the minivan. She said she “decided to put the pool on top of the minivan, but had no way to strap it down, so she had her child climb on the roof and hold it down while she drove.”Schmunk admitted to police she had her oldest son ride on top of the minivan, “but only for a short time, maybe 20-30 seconds.” Schmunk later stated it was safe because she used a strap to tie the child down on top of the pool.She also told the officer that she believed it was “ok” as her father let her do things like that when she was that age.Schmunk will be back in court on Nov. 14. If convicted, she faces up to ten years in prison and up to a ,000 fine. 1417

People who own a 2015, 2016 or 2017 Ram pickup truck may be affected by a new Fiat Chrysler recall.The company says tailgates with power locks could unexpectedly open, and it issued a recall for Ram 1500, 2500 and 3500 pickups from the 2015 through 2017 model years. The opening may happen while trucks are moving.Dealers will fix the mechanism for those who bring the recalled trucks in. The recall begins Sept. 14, according to the Associated Press. 469

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