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Back-to-school shopping is an expensive chore in a normal year; this year is anything but normal. But with August upon us, stores are putting out back-to-school displays in anticipation of children needing to learn, whether in the classroom or at home.Two-fifths (40%) of parents with children in K-12 or college anticipate their children will be attending classes in a hybrid environment (both in-person and remote) in the fall of 2020, according to a new NerdWallet survey conducted online July 16-20 by The Harris Poll among over 600 parents. Planning for multiple scenarios could result in the need for increased back-to-school spending, but many may not have the extra money this year.Nearly half (47%) of parents expect they’ll spend less on back-to-school shopping than they otherwise would, due to the coronavirus pandemic, according to the survey. Of them, 40% say it’s because their household income has been affected by the pandemic and related economic effects.On the other hand, one-fifth (20%) of parents expect to spend more this year on back-to-school purchases than they otherwise would, due to the pandemic. Of them, 54% think they’ll be spending more to outfit a home learning environment, and 50% will be spending more to account for supplies for both in-person and at-home learning.“Saving on back-to-school shopping takes some strategizing in a normal school year, but this year poses unique challenges: Not only is it harder to know what students might need, but many families are eyeing big purchases to make remote learning easier, including electronics and desks,” says Kimberly Palmer, personal finance expert at NerdWallet. “At the same time, many families have less room in their budget to make new purchases because of the pandemic.”1. Shop for the short termWhether you’re spending less this year out of necessity or you’re anticipating having to spend more: Buy only what you need. If 2020 has taught us anything, it’s that well-laid plans can change. So purchase what you need to get the school year started and plan to supplement those purchases as the semester unfolds. You may find that some items get less expensive as the seasons change.“Unless you have your eye on a specific type of computer or another item that could sell out, it’s OK to wait to make your purchases until after the school year begins — in fact, that’s when you see many of the best deals,” Palmer says.2. Take advantage of credit card rewardsMore than half (53%) of parents who will back-to-school shop this year plan to use a credit card on those purchases, according to the survey. Putting your expenses on a cash-back credit card could put your money to work for you. You may even reap enough to cover next year’s back-to-school expenses entirely. Just make sure you’re able to pay off the balance each cycle, as interest can quickly negate any benefits.3. Check prices before and after shoppingPrice matching involves comparing identical items at other stores and asking a retailer to match a lower price. The trick may not make sense for a package of pencils, but for clothing, electronics and other higher-dollar items, a successful price match could save you tens of dollars, if not more.Check a retailer’s website for its price matching policy details. Many will also refund the price difference if you spot a cheaper price within a certain time frame after the purchase.4. Team up to buy in bulkRegardless of where your child is learning this fall, they’ll need supplies that other students are also after. By teaming up with other parents, you can purchase things like hand sanitizer and supplies for homework and note-taking in bulk. If your child’s teacher is reluctant to give out parents’ contact information, ask if they would send out yours in a group email so other parents can reach you if they’re interested in group savings.“With many parents focused on at-home learning, you can also find savings by teaming up with other families in your neighborhood on purchases,” Palmer says. “Some communities are forming ‘pandemic pods’ to share the burden of teaching at home and keep kids socialized — pooling school supplies across the pod can spread the expenses and make them more manageable.”5. Shop on tax-free holidaysSixteen states are having sales tax holidays in August 2020. Most of them last through a full weekend, and some even longer. Retailers that offer online ordering for in-store pickup may require you to order and pick up on those particular days to reap the tax-free benefits. The specifics of each state’s holiday vary, but generally, they allow you to purchase certain back-to-school items without paying sales tax.6. Practice and teach thriftinessIf money is very tight, your child might be able to reuse some of last year’s supplies such as their backpack or leftover pencils and notebooks. You can also shop secondhand on sites like Poshmark or thredUP for clothing throughout the school year. And don’t be afraid to ask for help — many schools are putting programs in place that help outfit homes with the technology needed for remote learning.If your child isn’t accustomed to having to make sacrifices like this, use them as a teachable moment. Older kids can learn the complexities of managing a budget, a tool they’ll need in adulthood, and younger ones can learn what saving money means and help you search for the lowest prices.“Some communities are also organizing online volunteer opportunities for high schoolers to help match up with elementary school children who need extra help, which can be a great way to provide learning opportunities to both age groups in a safe, free way,” Palmer adds. “This school year will be unlike any other, which means parents and children will have to get more creative with stretching their back-to-school budgets.”More From NerdWalletWhat to Know Before Laying Down Money for a MattressWhat to Buy (and Skip) in FebruaryHere’s When Everything Will Go on Sale in 2020Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6071

Authorities in India have decided to hold off retrieving the body of the American national feared killed on North Sentinel Island amid concerns about a possible confrontation with the tribe that lives there.John Allen Chau is believed to have been killed by Sentinelese tribespeople after he visited their island home in the Andaman and Nicobar archipelago in November, breaching local laws strictly prohibiting contact with the isolated people.Indian police say Chau found local fishermen who agreed to take him near the island, before using a canoe the rest of the way. Days later, the fishermen -- who have since been arrested for facilitating his trip -- say they saw the tribespeople dragging his body around the island."We want to avoid direct confrontation with the tribespeople," Dependra Pathak, director general of police of the Andaman and Nicobar islands, told CNN when asked about the latest efforts to retrieve Chau's body. "We do not want to go there and create an unhappy situation."The decision to avoid a direct confrontation with the isolated tribe came after a series of meetings and reconnaissance trips made by the officials. Anthropologists and tribal experts were also consulted.By Sunday, authorities had mapped out the area with the help of the fishermen and observed several members of the tribe walking around the area where eyewitnesses claim to have seen Chau's body dragged and buried.However, despite ruling out any immediate attempts to land on the island, local police would not categorically rule out retrieving the body at a future date. "We are working on it. We'll firm up a plan very soon," said Pathak. 1650

Back in theatres for a LIMITED TIME, watch Chadwick Boseman as Jackie Robinson in 42. Tickets: https://t.co/xw3qukokfp pic.twitter.com/jYiU4VVfLv— Cinemark Theatres (@Cinemark) September 2, 2020 202

As the economy slowly reopens, Americans are still filing for unemployment at record rates. For some, staying off the job makes more sense than returning to work.“I’m one of those teachers at high risk,” said Patty Candelaria, a teacher in Austin, Texas. “I’ve had open heart surgery three times. I’m concerned because we can’t predict the future.”She just completed her 20th year of teaching.“I’ve never felt so afraid to be face to face with students and worrying about what germs we’re all carrying,” she said.Candelaria has been teaching summer school from her virtual home classroom. She’s concerned to go back to school in the fall if she’s forced to be there in person.“Those classrooms are germ factories on the best day,” said Lily Eskelsen Garcia, President of the National Education Association. “No one wants those public schools open more than the people who love those kids and work in those schools. But we want them open safely.”“I feel like it’s our district’s responsibility to protect,” Candelaria said.She’s not alone. From rideshare drivers to teachers and flight attendants, workers are having to consider many factors before returning to work.“I think it’s quite scary to go back to work if your employer hasn't put the appropriate safeguards in place,” said Peter Ganong, an Assistant Professor of Public Policy at the University of Chicago.Ganong has been studying the impact of unemployment insurance.“We found that it did quite well in the sense that it has replaced all of the lost income for people who have lost their jobs, and then some above and beyond that as well,” he said.Payouts are usually low to encourage people to apply for jobs, but the Coronavirus Aid, Relief, and Economic Security, or CARES, Act changed that.“What the federal government did is it said, ‘We’re going to add an extra 0 per week to everyone's UI benefits, and that was designed and intended to raise up everyone’s benefits precisely because there are no jobs available in many places,” Ganong explained.That’s exactly what happened to flight attendant Brittany Horn.“I am on unemployment,” Horn said. “A lot of our regular routes were cut and so there were just too many flight attendants and not enough flying.”“Most of the junior flight attendants probably are making more on unemployment,” she explained. “But it also depends on how many hours you work.”Across multiple industries, this has been a discussion. Unemployed workers are making more on unemployment than they did working their jobs. That brought fairness into question.“If you're a janitor and you work at the hospital, you're getting the same pay as before and you’re facing increased risk at your job,” Gangong said. “If you're a janitor and you're at a school, you're going to get paid 40 to 50% more on UI benefits than you were getting when you were working.”Ganong estimates about two thirds of unemployed workers have benefits that are greater than their prior wage. But that will soon change. As businesses start opening back up, that option won’t be available for many.“If your employer calls you back to work, even if your UI benefits are higher than your prior wage, you're required to go back to work or you'll lose your benefits,” Ganong said.Under the CARES Act, that higher level of benefits is set to expire July 31.Brittany’s three-month voluntary leave comes to an end in August.“If the flights don’t start picking up significantly, because right now with the CARES Act, we can’t get furloughed. But starting in October, that’s when technically we could. So, I think everyone’s keeping their hopes up that we are able to continue working come October,” Horn said.And Candelaria is awaiting a decision from the district on what going back to school looks like, before factoring in her health concerns.“None of us want it, so that’s why we’re staying safe at home and building classrooms in homes,” she said. 3910

At least 71 people were killed and 325 others wounded in rebel-held Eastern Ghouta after the Syrian government carried out a series of airstrikes and artillery bombardments, the UK-based Syrian Observatory for Human Rights said Monday.Sixty-two of the victims were civilians, including nine children and five women. Nine militants were killed, the group said of the attacks near Damascus over a 24-hour period.CNN could not independently verify the claim.The Eastern Ghouta area has been surrounded by Syrian forces for more than four years, with the siege intensifying last May when government forces conducted a large-scale offensive.It was supposed to be one of the "de-escalation zones," according to the peace agreement struck by Russia, Turkey and Iran in May 2017.About 400,000 Syrians have been killed since the conflict erupted in 2011, according to the United Nations. As many as 5.4 million Syrians have left their country, the UN Refugee Agency said, and 6.1 million are displaced from their homes but still inside Syria. The UNHCR High Commissioner, Filippo Grandi, calls the situation in Syria "the biggest humanitarian and refugee crisis of our time."The-CNN-Wire? & ? 2018 Cable News Network, Inc., a Time Warner Company. All rights reserved. 1270

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