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SAN DIEGO (KGTV) - Charles Schwab is the latest large investment firm to offer fractional stocks as a way to get more people to invest.The move puts more high-dollar, blue chip stocks within reach for younger customers."It's a big win to consumers in general," says Steven Fox, the owner of Next Gen Financial Planning. "That's particularly helpful for younger investors because they typically tend to have smaller accounts."A recent report says that 66% of millennials say they're afraid of the stock market. Fox thinks it's because that generation watched their parents go through multiple downturns and were turned off by its volatility.But, Fox says fractional stocks, and other new ideas from large companies are enticing more people to invest. He says many firms are starting to offer perks like zero-commission trades, fractional stocks, and on-line based accounts to help people save money and invest more."It may only be 1%, but for a lot of people over a long period of time, as you account grows more and more, that 1% can mean a difference of tens or hundreds of thousands of dollars that you would have available to pull out later in life."Fox says it also helps people keep a more diverse portfolio. He says this is the start of a shift to more direct indexing, where investors will be able to use fractional stocks to create their own groups of investments, rather than buying pre-set mutual funds or indexes."You're gonna see more technology come out that makes it easy to do direct indexing and consumers are going to see more and more options here," says Fox. 1585

SAN DIEGO (KGTV) - As San Diego families struggle to make ends meet, new numbers from a Bankrate.com survey show more and more people are turning to "side jobs" to help their bottom line.Different from a part-time job, like a few shifts at a fast food restaurant or office, a side-job is often web-based and allows people to make their schedule and feel self-employed."It's kind of the only job I can do without having to turn around and hand most of my paycheck to childcare," said Cathy Murphy. She teaches English to kids in China, through a website called VIPKids."It would be really tight financially if we didn't have this," Murphy added. "We could make the bills, but there isn't money for a vacation or Legoland for the kids' birthday or going out to eat and kind of the fun things that you want to do."According to Bankrate, 37% of Americans now work a side job. From that, they make an average of ,000 per year. The most popular ones include home repair (12%), online sales (7%), crafts (7%) and child care (6%). 1032

SAN DIEGO (KGTV) — As counties across the state are able to reopen, some are seeing COVID-19 case numbers bounce back up.There's concern from business owners that the state's current approach to restrictions could put them in a constant state opening and closing. Forty miles east of San Diego is the small community of Descanso."I was born and raised in Descanso," said Melanie Schlumpberger.Staying true to her roots, Descanso is where Schlumpberger opened her small business, Americutz Salon."It was going great," Schlumpberger said. "I was super busy getting new clients all the time."Then came COVID-19 and the stay at home order."It was very hard not knowing how long we were going to be closed down for," she said.Schlumpberger said savings got her through until she could reopen, but that ended up being short-lived. Cases in San Diego County spiked, and a few weeks later, her doors closed again.She said after being closed for another six weeks, she could reopen under the new state's guidelines."It was really exciting when we got to open back up," said Schlumpberger.Then college started, some county metrics spiked, and business could once again be impacted."I don't want to close down again cause it's so hard," she said. "I don't want to lose all the stuff that I've worked for."Schlumpberger said her operation is safe, and there have been very few cases of COVID-19 in Descanso and the surrounding areas.According to the County of San Diego's COVID-19 dashboard cases by residence, San Diego has more than 19,000 confirmed cases. The county's data show Descanso has 12."If the county numbers go up, unfortunately, the businesses countywide have to adjust," said San Diego County Supervisor Jim Desmond.He says you can look at any county across the state and find a similar issue. Desmond says instead of ping-ponging people's lives, some decisions should be made at the local level."If a business is able to operate safely and follow all the safety protocols and we can enforce those safety protocols, then they should be able to open," he said.Reporter Adam Racusin asked California's Health and Human Services Agency Secretary Dr. Mark Ghaly if there should be a different approach for areas in counties not as impacted by COVID-19."Something we've long considered," Ghaly said. "You know we work very closely at the countywide level. We have throughout this entire response had many counties step forward and highlight exactly what your statement highlighted that we have differential levels of transmission throughout the different parts of the county. We continue to work with the county to figure out where those trends, especially those upward trends, where we might intervene, but certainly our approach has been county by county, countywide. We look forward to continuing to work with the San Diego leadership both on the health and the elected side to make sure that we do make the right decisions for that county broadly speaking, and we'll be looking forward to the upcoming week and those conversations."Ghaly said the state does empathize with the concern of the business owners and the idea of opening up just a few weeks ago to close back down.Schlumpberger is worried if her businesses is impacted again, it might not survive."I've put so much money and time into building my business and to just lose it because they keep closing us down again is not fair," she said.San Diego officials formally asked the governor to not include SDSU case numbers in the county’s overall total, however during a press conference Wednesday, Gov. Newsom said a special exemption would not be considered."You can't isolate, as if it's on an island, the campus community that is part of a larger community. So the answer is no," Newsom said. 3764

SAN DIEGO (KGTV) -- As we cast our ballots in this year's election, it's a good time to reflect on how our freedom to vote came at a cost. A member of the Greatest Generation looks back at how he and his fellow service members risked their lives to preserve that freedom and how his love for America began about 90 years ago.It started in North Carolina in the 1930s during the Great Depression. Forrest "Huff" Huffstetler, 96, says, "I remember how people suffered back then and I remember people lining up to get a bowl of soup."Despite the hardship, he remembers his life growing up on a farm fondly."We had our own pigs, fresh vegetables and we had cans. My mother and my grandmother would can all the food for us for the winter. We had it pretty good."It's that optimism that motivated Huff to make a decision that would change his life."I was delivering newspapers at 4 o'clock in the morning and that's when the post office had out a picture of Uncle Sam pointing a finger at you."The poster he saw encouraged people to enlist. He says his instant reaction was, "Man this is a good deal, I'd like to get in the Army."He was 15 and a half years old. He managed to enlist by convincing the notary public, who was also his aunt, that he was 18. He says it was well worth it. "I loved the Army. We had three meals a day, I had all my clothes given to me and I wanted nothing. It was wonderful."For more a month, Huff signed on to become a paratrooper with the 82nd Airborne Division. After two tours of duty came D-Day and that defining moment, the jump over Normandy. He remembers seeing the tens of thousands of service members around him."There were paratroopers everywhere and ships out in the channel, there in the channel as far as you could see."The first town Huff helped liberate was Sainte-Mere-Eglise, which explains the hero's welcome back he received last year on the 75th anniversary of D-Day. He looks back at the unity in their fight for freedom back then and says it makes him sad to see people divided today."It breaks my heart. All these men died fighting for this country," he says, "Freedom doesn't come for free, there's nothing for free."That's why Huff votes."I remember the first time I ever voted was when I came out of the service. I was 21 years old, and it was an honor for me to go vote," he says.He wants everyone to exercise that freedom and says he also thinks things will get better. "Things are going to change. We're going to get our country back together working together." After his service, Huff worked in the restaurant industry including owning a restaurant for 20 years. He eventually made a home in San Marcos. In December, Huff will turn 97 years old. 2717

SAN DIEGO (KGTV) -- Capt. Andy Williams, Commander of the California Highway Patrol Oceanside Station, is under investigation after his arrest for suspicion of domestic violence.ABC 10News obtained the request for a restraining order against Williams, filed by his ex-wife. In the court documents, she details an argument the two got into at his home in Carlsbad Oct. 19. She claims he struck her near her buttocks with enough force to leave a hand mark and welts.Carlsbad police confirmed to ABC 10News that they arrested Williams. A spokesperson for the District Attorney tells ABC 10News they are investigating the case to decide whether to file charges.Williams is out on bail. CHP has placed him on administrative leave and removed his powers as a peace officer.CHP Border Commander Chief Omar Watson sent ABC 10News a statement:"The CHP is aware of the arrest of Capt. Andy Williams by the Carlsbad Police Department for alleged behavior that occurred while the employee was off duty. The CHP continues to fully cooperate with the investigating agency and we are conducting our own investigation into the allegations. I want to assure the public that we take any allegation of misconduct by our employees, whether on or off duty, very seriously.I also want to emphasize to the public that the alleged conduct of this employee does not reflect the values, hard work, dedication and professionalism of the CHP and its more than 11,000 employees, who proudly work each day to provide the best in Safety, Service, and Security to the people of California." 1566

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