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Top officials tapped with developing, approving and distributing COVID-19 vaccines say they're on track to begin distributing the first doses in the coming weeks and plan to vaccinate 100 million Americans by the end of February.In a press conference on Wednesday, Health and Human Services Director Alex Azar said the FDA would meet on Dec. 10 regarding Pfizer's vaccine candidate and on Dec. 17 regarding Moderna's vaccine candidate. The agency is currently reviewing both for Emergency Use Authorization.Both companies have been manufacturing doses of their candidate for several months in the hopes of ramping up supply in case of approval. Hundreds of thousands of doses of both doses will be ready for delivery as soon as approval is granted.Dr. Moncef Slaoui, Operation Warp Speed's chief advisor, stressed that the data from the vaccine trials are "clear" and shows both candidates to be safe and effective.According to Gen. Gus Perna, the operation's chief operating officer, the Department of Defense is prepared to deliver several million doses of both Pfizer and Moderna's vaccine upon approval. He said Wednesday that states are required to submit their "microplans" for Pfizer vaccine delivery to the Pentagon by the end of the week, and for the Moderna vaccine by the end of next week."The states know their populations the best," Perna said.Both Moderna's and Pfizer's vaccine candidates require two shots that need to be taken 28 days apart, and both vaccines need to be stored at ultra-cold temperatures before use.Slaoui said Wednesday that government officials expect 20 million Americans to be vaccinated by the end of December and that they project 100 million Americans will be vaccinated by the end of February.On Tuesday, an FDA panel recommended that health care workers and patients in long-term health facilities would be the first to receive the vaccine. Experts believe the vaccine will be available to everyone who wants it by spring 2021.Slaoui said Wednesday that government officials expect 20 million Americans to be vaccinated by the end of December and that they project 100 million Americans will be vaccinated by the end of February.Slaoui added that a one-shot vaccine candidate produced by Johnson & Johnson and a vaccine being developed by AstraZeneca could reach efficacy thresholds by the end of the month and that their approval would improve supply.Also on Wednesday, Azar stressed that new antibody treatments for COVID-19 are now available to any patients older than 65 who are not in the hospital. He also urged anyone who has recovered from COVID-19 in the last three months to donate their blood plasma to aid in those antibody treatments.The press conference was held the same day that officials in the United Kingdom granted emergency approval for the Pfizer vaccine. 2832
Three Michigan middle school students were hospitalized Wednesday after they unknowingly consumed Cookie Crisp marijuana edibles, according to Warren police. Police say the eighth graders ate the cereal given to them by a ninth grader. The cereal reportedly contained marijuana oil. The students, who attend Michigan Math and Science Academy on Dequindre, consumed the cereal before school and later complained they were dizzy and lightheaded, according to police.The girls were sent to a nearby hospital. The older student has been detained by police. Police said parents of the victims and the principal were notified. 659

This year has brought a lot of changes for everyone and there could be a chance that those changes could translate to savings on your insurance policies.Bankrate is encouraging people with home and car insurance to take a fresh look at their policies.“You could save anywhere from a few dollars to a few hundred dollars, but it is going to depend on location, it is going to depend on your lifestyle, and how it has changed vs the past. So, it is worth comparing and really kicking the tires on various insurance policies from different companies,” said Stephen Kates, Insurance Analyst at Bankrate.There are several lifestyle changes that could have happened this year.Many people took on home improvement projects during this pandemic. Some of those may have included adding safety features to our home, which can help save money on home insurance.A lot of Americans are also driving a lot less now, which can help with car insurance.“If you're working from home, like a lot of us, you're probably driving significantly less than you used to and that's something you can bring up to your insurance carrier because that can significantly reduce the amount you pay for your premium,” said Kates.Insurance policies haven't necessarily changed, but the way insurance companies look at lifestyle changes may have changed, so it's worth checking in on your policies. Experts at Bankrate suggest doing so at least once a year. 1429
Theresa May vowed to fight for her political life Wednesday after members of her own party triggered a vote of no-confidence in her leadership over her handling of Brexit.If she loses the vote, which will take place on Wednesday evening, she will be out as British Prime Minister.The starting gun was fired after 48 Conservative Members of Parliament submitted letters demanding a vote to the 1922 Committee, which represents rank-and-file Conservative MPs in the House of Commons.Appearing on the steps of Downing Street, May was in bullish mood, promising to fight the contest with "everything I've got." 614
Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.What is coveredCoronavirus coverage falls into several categories:Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.Trip delay: Your trip is delayed due to changing COVID-related guidelines.Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health care expenses or require an evacuation.Of providers that are offering COVID policies, most are covering these expenses.What is not coveredCountries with Level 4 travel advisories: Some insurers disclose that if a Level 4 Do Not Travel advisory is issued by the U.S. Department of State for a specific country, you will not receive coronavirus-related coverage. With cases surging in various countries unexpectedly, the list of Level 4 countries is constantly changing. Before booking a trip and purchasing a policy, make sure to check that the countrydoes not have a Level 4 advisory.Fear of getting sick while traveling: Canceling a trip because you’re afraid you’ll get sick does not qualify for coverage under your travel insurance policy. Travel insurance providers have a list of standard reasons that qualify for cancellation, including: car accident, jury duty, terrorist act, military duty and other extenuating circumstances. If you want ultimate flexibility to cancel a trip (no matter the reason), you’ll want to look into the cancel for any reason, or CFAR, supplemental upgrade, which is offered on some travel insurance plans. When you purchase CFAR, you can get up to 75% of your nonrefundable deposit back as long as you cancel at least two days in advance. Not all plans offer CFAR as an option, so research before you purchase if you’re interested in this add-on.COVID-related events not directly related to you: If you planned on going to a conference or a family reunion that was canceled due to COVID-associated concerns, your travel insurer will not reimburse your nonrefundable flight or hotel accommodations.Finding travel insurers covering COVID-19Generally, the policies underwritten by U.S.-based travel insurance providers vary by state, trip information, travelers’ ages and other various details. Travel insurance comparison site Squaremouth is one of the very few comparison sites that allow you to filter by policies that offer coronavirus coverage.To find a policy that specifically covers coronavirus-related losses, input your departure and return dates, your main destination and select “Search for Policies Now.”In our example, we will input the following details: A ,000 paid-in-full trip to Greece leaving on Oct. 9 and returning on Oct. 18 by a 40-year old U.S. citizen who is a resident of California. The policy will include trip cancellation coverage.When incorporating the “Coronavirus Pandemic” filter, the results reveal that 40 out of 84 policies include this coverage. You can select additional filters, such as cancel for any reason, if you’re looking for that optional upgrade.The results can be sorted by price, top sellers, top reviews and insurance providers, offering plenty of ways to easily search for the specific policy you’re looking for.Each of the top three policies (which is just a sampling of the 40 options) includes coronavirus cancellation and medical coverage, and displays the associated limits. Trip cancellation coverage is ,000, representing the value of the trip. The price of the policy is clearly stated and ranges from 4.1% to 5.4% of the total trip cost. This range represents very typical travel insurance costs.The bottom lineOnce you narrow your search, you’ll want to review the full policy details to ensure you’re familiar with what exactly is covered and not covered. If you have specific questions — especially as they relate to the constantly changing travel advisories or whether coronavirus is considered as a foreseen event (which some providers will not cover) — you’ll want to reach out to the insurer. The last thing you want is to purchase travel insurance and later find out it will not cover you in your intended destination.More From NerdWalletWhy You Shouldn’t Book Airfare in Advance Right NowShould I Pay for My Hotel Using Cash, Points or Both?5 Travel Writers ‘Draft’ Their Favorite AirlinesElina Geller is a writer at NerdWallet. Email: egeller@nerdwallet.com. Twitter: @elina_geller. 4952
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