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With a down payment of less than 20%, both FHA and conventional loans require borrowers to pay mortgage insurance premiums. This insurance helps defray the lender’s costs if a loan defaults. 190

Wilson captioned the picture, “MUSTANG,” unaware, at the time, of the fame he had encountered.“But suddenly, from nowhere, all of this Picasso fan club emerged,” he said, “and I kind of realized — I struck gold with this picture.""I think Picasso is the epitome of the wild American mustang. It speaks to the nation in that way. It's what much of that wild, raw energy America has, and it just lives in this amazing horse. And I think people just want to feel a part of that."What Wilson had witnessed was a glimpse of what might have been Picasso’s final great battle.Wild horses congregate in bands, led by a stallion, such as Picasso, and joined by a mare or two and their yearlings. Picasso, who has enough offspring to fill a spreadsheet — Rider keeps a database on her computer — last had a good-sized band around 2014, Mosbey said, when he was running with four mares, including his beloved Mingo.But Picasso lost the band, and was cast off on his own, a familiar outcome for an old stallion, even a legend. He wandered alone until the spring of 2018 when he struck up a romance with a pretty young mare named Spirit Dancer.“He lost his mind over this young filly,” Rider said. Then came Voodoo, a chestnut mustang named after a Steamboat Springs ski run. The two stallions battled for weeks over Spirit Dancer.Wilson, the photographer who captured Picasso and Voodoo in the heat of battle, watched a slice of the struggle."Photos don’t lie," Wilson said. "But what you don’t see behind that is the absolutely day-by-day grueling, wearing down that went on...fighting just takes its toll."Picasso, broken down and not ready to die, stepped away from the fight, leaving his young love behind. By the end of 2018, Voodoo was spotted with a broken leg and was euthanized. The following year, Spirit Dancer, after delivering a foal, was found too sick and frail to stand, and she was euthanized, too. 1903

With our revisions to the FY2020 budget, we're making strategic additions that focus on improving the quality of life in our neighborhoods. We’re also going to make sure dollars set aside for Balboa Park will stay in the park and go toward worthy projects. https://t.co/WdUwAfNDMu pic.twitter.com/97bax1boTp— Kevin Faulconer (@Kevin_Faulconer) May 14, 2019 357

You know, everyday my wife and I drive home and see all the kids on the streets, said Kelsey. "Just to have a safe place for them to come after school to play basketball, indoor soccer; it's a joy. We're really looking forward to it." 234

When you hear politicians who won't fix the broken system talk about expanding it, don't buy it, LaPierre said in a pre-recorded video. 135

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