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CHICAGO, Ill. — Earlier this month, the March of Dimes reported that the pre-term birthrate in the U.S. increased by more than 10% for the fifth year in a row. For parents of premature babies, it’s an emotional journey filled with anxiety and helplessness.Two years ago, little Bryce Harshfield came into the world.“He is a miracle baby,” said his mother Dana Harshfield.Born at 24-weeks, Bryce weighed just 1 pound 5 ounces.“He was so tiny and, you know, in those first initial days, they have to prepare you for the worst,” she said.He was about 12 inches long and fragile.“I couldn't hold Bryce for 11 days,” said Dana. “And that was the hard part.”“The doctors and the nurses are amazing but sometimes things were just out of anybody's control,” said Bryce's father, Vancouver Harshfield.It was a precarious time. For five months, nurses in the neonatal intensive care unit had to mimic for Bryce being in the womb. Lindsay Rudy, a child life specialist at Chicago’s Rush University Children's Hospital says that meant keeping the lights down low and minimizing stimulation.“So, we tell our parents how to interact and what to do and don't touch them too much,” said Rudy.One thing the Harshfields could do was read.“It helps promote brain development, helps them get acclimated with our voices,” said Dana. “It helps you as a parent when you feel like you can do nothing.”Now, the Harshfields are collecting books, a lot of books, for their NICU. It’s a way to help other parents and premature babies.The book drop-offs have also become mini reunions. Bryce’s nurses have gotten to see the tiny baby they helped grow into a little boy.It’s a gift in Bryce’s name.“We're hoping that with the NICU families, that they'll take away having that memory that lasts a lifetime and cherishing those moments and reading those books,” said Dana.Next up is a foundation – a way to bring books to NICU’s across the country. Large donations are already coming in.It’s a holiday mission during a global pandemic that says Dana they are intent on fulfilling.“The littlest bit makes the biggest difference. And one person can make a difference.” 2142
Cancer treatments can take a toll on the mind and body, leaving many patients feeling alone and isolated.Now, senior citizens fighting cancer, like Mary Hill, are able to escape their hospital rooms through virtual reality.By putting on a pair of goggles, Hill now spends her chemo appointments on stage at Red Rocks Amphitheater as an orchestra plays classical music all around her virtually, while in reality, she receives cancer treatments. “Wherever it is that they want to be that’s not a hospital room, we give them the opportunity to go there,” said Kyle Rand with Rendever, a company designed to reduce social isolation through shared experiences in virtual reality.Rendever is operating in more than 200 locations across the U.S. and Canada, serving seniors by offering them hundreds of virtual experiences to choose from.“The magical part about this is that they get to move from the hospital room that they’re in to all of a sudden being at the Red Rocks, or being standing on the Eiffel tower, or being in Brazil,” Rand said.Medical experts say this kind of distraction therapy is very helpful, especially during the COVID-19 crisis.“In the middle of this pandemic, a place that we’re not able to go to right now and enjoy and everyone loves Red Rocks,” said Nikki Caputo with UCHealth.She says adding VR for patients is somewhat challenging for an already busy staff, but that the benefits are well worth it.“From a mind, body and soul perspective, being able to put on a headset and take your mind to a completely different place, it's quite something,” she said.It's something patients like Hill say helps them escape during this pandemic and ultimately overcome depression and isolation.“With COVID, I don’t go anywhere,” she said. “I’m safe and secure and there’s an outside world that I can think about instead of myself.” 1848

CAPE CANAVERAL, Fla. (AP) — The first astronauts to ride a SpaceX capsule into orbit are headed toward a splashdown Sunday in the Gulf of Mexico to close out their two-month test flight.It will be the first splashdown in 45 years for NASA astronauts and the first return in the gulf. Florida's Atlantic coast is starting to see the effects of Tropical Storm Isaias. But waves and wind are calm near Pensacola in the Florida Panhandle.Test pilots Doug Hurley and Bob Behnken departed the International Space Station on Saturday night. They awoke to a recording of their young children urging them to “rise and shine.” 624
Buying a vehicle is a commitment even in the best of times. A down payment ties up a lot of ready cash. You make payments for 48, 60 or even 84 months. And worse, the car loses value as soon as you drive it off the lot, which means you may owe more than it’s worth for years.That’s not a great fit in this pandemic-driven recession, where flexibility and adequate emergency savings are keys to financial survival.Right now the answer to the lease-or-buy question “is a very big ‘yes,’ for leasing,” says Oren Weintraub, president of Authority Auto. He’s advising clients of his car-buying concierge service to at least consider leasing because of the current economic conditions.You can put little or no money down. You can select a shorter term than a car loan. And the risk of massive depreciation down the road is borne by the bank, not you.A lot of buyers are coming to the same conclusion: The percentage of buyers who use automakers’ finance arm and choose to lease has risen from 31% to 52% year over year, according to industry analyst J.D. Power.5 reasons leasing works nowNot everyone is a candidate for leasing. But here are five factors that could tip the decision toward leasing rather than buying your next vehicle.1. Leasing offers a shorter commitment. “No one knows what will happen over the next few years,” Weintraub says. “People are worried about job security and their finances so the commitment of a car purchase isn’t as appealing.” Instead, consumers are leaning toward leasing because there are affordable two- and three-year leasing agreements available. Also, points out Scot Hall of the lease-trading site Swapalease, leases are more flexible since the contract can easily be transferred to another person without a severe financial penalty.2. Leasing requires little upfront money. During the recent lockdowns, many people burned through their savings and had little cash left for a down payment for buying a car. But lease contracts can be initiated with little or no money down. Of course, a no-money-down monthly lease payment is higher, but some people still prefer it, Weintraub says. If monthly payments are still too high, it’s best to consider leasing a lower-priced car to stay in your budget.3. Low interest rates mean more affordable payments. Current lending rates are at a nearly seven-year low, according to auto site Edmunds, with many no-interest loans available. Weintraub says this substantially reduces the cost of monthly payments.4. Manufacturer incentives abound. Each month, carmakers offer incentives to make car purchases and leases more affordable. Weintraub says there are currently many of these low-cost leasing incentives available. That could change as sales rebound, though. To find deals, Hall recommends going to the manufacturer’s website and searching for special offers. The terms of the lease are spelled out by listing the three major elements of the contract:Monthly payment.Length of the lease in months.Amount due at signing, which is similar to a down payment.Lenders can adjust these factors and apply the cash incentives in a number of ways to arrive at a low lease payment, Hall says.5. Leasing protects against sudden depreciation. Leasing is based, in part, on the predicted value of the car at the end of the contract. But in today’s world, Weintraub says that no one truly knows what the car will be worth in three years. So if the value of the car unexpectedly drops, it’s the lender’s problem, not yours. If, however, the car’s value is unexpectedly high at the end of the lease, you have the option to buy the car yourself and can possibly make money by selling it.The basics on leasingTrying to get the best deal on a lease is different from negotiating to buy a car. Here are a few tactics that the experts recommend.Check pricing guides. Because of limited inventory caused by factory shutdowns, the price of some cars has risen, Weintraub says. Begin by checking car prices on sites such as Edmunds, TrueCar and Kelley Blue Book. But keep in mind that these are not real-world prices.Shop multiple dealerships. Get apples-to-apples lease quotes from at least three dealerships to find your best deal. Tell the dealer the amount you want to pay in drive-off fees, the length of the loan — three years is the “gold standard,” according to Hall — and the number of miles you want to drive. Based on this, the dealer will give you a monthly payment. Every part of the deal is negotiable.Cast a wide net. Car factories were closed during the shutdown, so choices may be limited for a few months. Some manufacturers’ websites allow you to search multiple dealerships to find the right model in your preferred color.Keep an eye on the miles. Understand how many miles of driving are included with the lease agreement. In most leases, 12,000 miles a year is standard. But recently, some leases include only 10,000 miles or fewer, but offer a lower monthly payment. Fewer miles and a lower payment might actually fit better for many people as working from home becomes the new normal, Hall says.More From NerdWalletStill Undecided About College This Fall? Know These 4 OptionsWhy We Name Our CarsA Student Loan Expert Takes Her Own AdvicePhilip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 5314
Buying used clothes at thrift stores may seem like a smart way to slash your spending — and it is. You ought to get gold stars and stickers for spending on jeans instead of .But with their low prices and expansive inventories, thrift stores can tempt even a well-meaning saver to buy not only those jeans, but also: 340
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