哈密治疗包茎费用(哈密 好的妇科医院) (今日更新中)

PRAIRIE VILLAGE, Kan. — A Kansas City area family is celebrating a big win. They paid off more than 0,000 in student loan debt in a little over six years.Ashlyn Yarnell accumulated the debt in the process of becoming a family law attorney."That was my calling. That's what I knew I wanted to do, and that was the path to get there," Yarnell said.Because she attended college and law school on the heels of the recession, a lot of scholarship money dried up, leaving student loans as the only option."I did everything I could think of. I worked jobs, I lived with friends, lived with family when I could," she said.By the time Yarnell graduated, her debt total came to 0,500.Paying it all off seemed daunting at the time, but Yarnell and her husband, Drew, immediately got to work. They shared advice for others starting their debt journeys.Study your debt"It's like tackling an opponent. You've got to study that, you've got to learn about all the options you have to get rid of it," Ashlyn Yarnell said.She created a spreadsheet to track the balances of her loans and the total paid each month."We had a plan right out of school, how many years it was going to take, how we were going to handle this," Drew Yarnell added.Flexibility with that plan is important, as Drew said it took them slightly longer than they anticipated to pay off the debt.Consider refinancingWhen Ashlyn began paying off her loans, the interest rates were all over the map."Some were a low 2 percent interest rate," she said. "Some were as high as 10 percent."By refinancing, she was able to get the average rate down from 6.8 percent to 4 percent.Those considering refinancing student loans now should keep in mind payments on federal loans have been suspended interest-free through the end of the year."You really need to think twice about refinancing a federal student loan because you lose those benefits," said Brian Walsh, manager of financial planning for SoFi, the personal finance company Ashlyn used for refinancing.The Yarnells also refinanced their home in the spring to help with final loan payments.According to Walsh, there are some important factors to consider before taking that step. Look at the closing costs first."How many months is it going to take me to recoup those costs, and am I going to live in this house long enough? Otherwise refinancing your home might not be a good idea even if it is a lower interest rate right off the bat," he said.Celebrate small milestonesAt the start of the couple's repayment journey, the daily interest rate was ."Every day I imagined handing my lender a bill in addition to everything I already owed, and that was unacceptable to me," Ashlyn said.She and Drew celebrated as they were able to knock down that daily interest rate, eventually reducing it to just ."You don't have to wait until the very end to enjoy knocking off a certain number," Drew Yarnell said, "If you get to a milestone, I think it's important to celebrate it on the way."Be sure to set small goals within the long-term plan."You break it up into microgoals, and it helps you stick to it and kind of hit the reset button once you hit that goal a couple months down the road," Walsh said.The Yarnells reached their finish line in May, when Ashlyn submitted her last student loan payment."I was screenshotting everything. My husband was taking pictures," she said, "And there were not even tears, it was sobs of relief."With interest factored in, the total came to nearly 4,000.The couple wanted to take a trip to celebrate, but COVID-19 interrupted those plans. Instead, Ashlyn wants Drew to pick out something for himself since he came along on the debt repayment journey with no complaints."He is a total team player," she said.The Yarnells also started education funds for their two sons, Charlie and Jack.Here are some other tips from SoFi for paying down debt:Figure out your monthly spendingUse a budgeting app to stay on trackConsult an expert if developing a plan on your own is too difficultDon't be afraid to talk about your debtThis story originally reported by Cat Reid on kshb.com. 4126

President Donald Trump announced Friday that he is nominating Robert Wilkie to lead the Department of Veterans Affairs, three weeks after his previous nominee withdrew from the confirmation process.Wilkie is currently the undersecretary of defense for personnel and readiness, but has been serving as the VA's acting secretary since the President fired VA Secretary David Shulkin in late March.Trump said Wilkie did not know Trump would announce his nomination during the event on Friday.Trump initially nominated White House physician Ronny Jackson to lead the VA, but his nomination flamed out amid allegations of improper behavior during his time at the White House medical unit.Trump made the announcement during an unrelated White House event on prison reform and as news coverage of the latest mass shooting in America blanketed the airwaves. Trump announced Wilkie as his pick moments after expressing his "sadness and heartbreak" over the shooting.  970

PORTLAND, Ore. (AP) — Videos posted online appear to show a man punched and kicked unconscious by demonstrators just blocks away from a peaceful protest in Portland, Oregon. News outlets report the man had been driving a truck that crashed downtown Sunday night. Afterward, the man is seen sitting in the street. A video showed the man apparently being punched and kicked in the head by demonstrators.A police spokesperson told The Oregonian that the man was taken to a hospital with serious injuries. According to The Oregonian, some people tried to hold the assailants back, while others rummaged through the man's truck.A peaceful protest took place blocks away outside a U.S. courthouse. Demonstrations, often violent, have happened nightly in Portland for more than two months following the killing of George Floyd in Minneapolis.The incident is still under investigation and no one has been arrested, The Oregonian reported. 938

President Donald Trump addressed reporters from the White House briefing room on Tuesday on the coronavirus pandemic, saying that the virus will get worse before it gets better.“It will probably, unfortunately, get worse before it gets better,” Trump told reporters. “Something I don't like saying about things, but that's the way it is. That's the way -- that's what we have. You look over the world, it's all over the world.”Trump specifically mentioned an uptick in cases in the Sun Belt as a cause for concern.“As cases and fatalities rise in certain hard hit states, we're surging personnel, supplies, and therapeutics,” Trump said. “We again have tremendous amount of supply. We are in very good shape and we can move them quickly.”Trump also echoed the advice of leading infectious disease experts by encouraging young people to avoid crowded indoor spaces, such as bars.“We're, instead, asking Americans to use masks, socially distance, and employ vigorous hygiene, wash your hands every chance you get while sheltering high-risk populations,” Trump said. “We are imploring young Americans to avoid packed bars and other crowded indoor gatherings. Be safe and be smart.”While Trump at times took a more serious tone, he repeated a notion that the United States’ response to the virus outperformed other countries due to a low case fatality rate. The case fatality rate is the proportion of confirmed COVID-19 cases to the number of coronavirus deaths. While the US is doing relatively well in this metric compared to several other nations, the number of cases in the US far exceed any other nation.France, which is considered a country with a high case fatality rate, had 20 coronavirus-related deaths reported on Monday, according to New York Times data. Meanwhile, the US had 531 fatalities. Adjusted for population, the US had more than five times the number of coronavirus-related deaths than France on Monday.Trump noted that the number of deaths per day remains lower than at the peak of the virus, but according to Johns Hopkins University data, the number has remained steady, if not ticked up, in recent weeks.“By understanding these risk profiles and learning how to treat the disease, we've been able to greatly reduce the mortality in the United States,” Trump said. 2294

President Donald Trump continues to deny he had an affair with porn actress Stormy Daniels, White House deputy press secretary Raj Shah said Monday."The President strongly clearly and consistently has denied these underlying claims. The only one who has been inconsistent is the one making the claims," Shah said.Pressed further, Shah said: "The President doesn't believe that any of the claims Ms. Daniels made in the interview are accurate."Shah pointed to Daniels' past signed statements denying the affair to back up his argument that she has been "inconsistent" about her claims."My understanding is that she signed the statements that conflict with what she said last night," Shah said. 705

来源：资阳报