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CORONADO - San Diego residents and visitors say they are feeling the psychological impacts of the falling stock market when it comes to their investing and spending. The Dow Jones Industrial Average dropped more than 650 points on Monday, its worst Christmas Eve performance ever. "My IRA is hurting," said James Adams, going to lunch in Coronado. "I can't really do too much. It's too late to move money around now so we just have to weather it and hope it goes back up."The Dow has dropped 15 percent in the last three weeks, pushed by political gridlock leading to a government shutdown, trade wars, amid rising interest rates. Alan Gin, an economist at the University of San Diego, said people tend to spend more when the stock market is doing well because they feel wealthier. However, the opposite happens when the market is on the downswing. Paul Aliu, visiting from Washington D.C., said it's scary for him to check his 401(k). He said he was reconsidering a trip to the Zoo after he found out the ticket was more than . "I'm watching every dollar and every penny that I spend," he said.Dennis Brewster, a San Diego financial adviser, said it's important to think long term and not panic. Selling now locks in any losses. "It's hard to keep your perspective when we're in the middle of these declines," he said. "I encourage people to keep a longer term view." 1379

Consumers will soon be able to rent tools at Lowe's.On Wednesday, the home improvement company announced that customers would be able to borrow tools at Lowe's stores nationwide, with the first rental department rolling out Thursday in Charlotte, N.C."For all of our customers, having the right tool is key to every project, but they may not always want to purchase a new tool or piece of equipment. Lowe's Tool Rental helps customers save on the cost of owning, maintaining, and storing the tools they need," said Fred Stokes, senior vice president of Pro Sales and Services for Lowe's in a news release. "As the new home for Pros, offering tool rental is just another way we are committed to keeping them working. Whether a Pro's tool fails on the job, needs a repair or they're looking to try something new, tool rental will allow them to get back to the job site faster, saving them time and money."The company said that each store's Tool Rental department will be about 4,000 square feet that would be a fully equipped mechanic shop to service tools, space for on-site cleaning and product demo areas.To rent, consumers will select the device they need, confirm the rental date, and reserve it online.The tools available for rent will be drain cleaning, restoration, sanitation, and concrete tools with brands such as Husqvarna, Bosch, and Metabo HPT.The company has 2,200 home improvement and hardware stores in the U.S. and Canada. 1446

COPENHAGEN, Denmark (AP) — Volvo Cars says it is recalling nearly 2.1 million vehicles worldwide as a preventive measure after the company discovered that a steel wire connected to the front seat belts can be weakened.The front seat belts are anchored to the car via this steel cable which can be subject to wear and tear.There have been no reports of injuries or accidents linked to the fault. The Swedish carmaker says the recall has been declared to avoid future issues.The recall is the biggest ever for the brand. The affected models are Volvo S60, S60L, S60CC, V60, V60CC, XC60, V70, XC70, S80 och S80L manufactured between 2006 and 2019, The Associated Press has learned.No current models are included in the recall.Volvo Cars has been owned by China’s Zhejiang Geely Holding Group since 2010. 808

Cindi Avila is a well-known TV personality known for her work at news stations such as MSNBC, Fox News and NY1. She also has made a mark in the food world. After working as a news anchor/reporter/producer for years she decided to pursue a passion for food and obtained a culinary degree from the prestigious Natural Gourmet Institute in New York City. Cindi has appeared on Food Network shows including Chopped, Bravo's Pregnant in Heels and she won TLC's Dinner Takes All. She now appears on TV stations all over the country talking about various food topics and brands. 589

COLORADO SPRINGS — The COVID-19 pandemic continues to make an impact, especially to agencies who help kids who've been removed from their families because of abuse or neglect.One foster care agency in Colorado, Hope and Home, says they have over two hundred foster families with 80 recently licensed. Despite the pandemic, the organization says families are continuing to foster children and they haven't seen a decrease in interest."We are always on standby and ready to take care of kids when they come into care. They're always a need for foster families, but there's a greater need during the pandemic," said Jacquelyn Thurman- Wright. "With kids not being at school, they are not in the line of sight of teachers who are mandatory reporters. Sometimes we're seeing this abuse go on because these kids are flying under the radar and not being seen."The organization says COVID-19 has had a huge impact on the foster care system."The most obvious and immediate impact on Hope and Home is that we had to suspend in-person support groups because on a given night we could have 250 people in the building. But within a week, we were up and running on Zoom and Facebook live," said Thurman- Wright.Right now, Hope and Home is fully online and virtual but they're still taking inquiry phone calls and placing kids in foster homes.Sean and Mandy have been fostering since 2018 and didn't let the pandemic get in their way of adopting triplets and fostering a newborn baby."We didn't go to the courthouse because of COVID. So we had it on our couch via ZOOM with the judge," said Mandy.The couple says the pandemic hasn't made fostering easy."Visits are a lot harder, they're more virtual unless they're younger and that its really hard. Therapies, a lot of foster kids come in needing therapies and they're usually virtual," said Mandy.With the new restrictions, doctor visits are harder as well."So if one of the triplets have an appointment, even though they're triplets we can't bring the other two. We actually hired a nanny because of it," said Mandy and Sean.Even with the pandemic, it was not only important for Sean and Mandy but their children, that they continue fostering."We felt like this is what we had to do and then when we were getting our other foster baby. We sat down and said maybe we have to because we all felt drawn to them," said Calvin.This article was written by Mayo Davison for KOAA. 2417

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