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Back-to-school shopping is an expensive chore. And if you shop local sales, it’s a chore you’ll share with thousands of other parents in the vicinity. If it’s big savings you’re after when you brave the crowds, sales flyers won’t cut it. You’ve got to get creative.“Back-to-school shopping can put a big strain on family budgets, but planning ahead to take advantage of discounts, setting a budget, and only buying what your child actually needs helps your dollar go a lot farther,” says NerdWallet personal finance expert Kimberly Palmer.Going beyond the sales flyers in your savings efforts may take a bit more work, but it can pay off for your pocketbook and peace of mind.?More: How to save money: short and long term strategies 745

BALTIMORE — A 79-year-old New York woman lost thousands of dollars after she fell for the "grandparent scam."Earlier this week, the woman received a call from someone posing as her granddaughter. The woman on the phone said, "Grandma, I need help," then handed the phone to someone claiming to be her lawyer.Susan Mayorga's mother thought it was her eldest granddaughter on the phone and agreed to hear the man out."He said, you need to send me ,000 immediately in cash, wrapped in a magazine, here's the address, send it overnight early delivery UPS, and everything will be cleared up," said Mayorga.Mayorga's mom went straight to the bank, then to UPS where she mailed ,000 in cash to 208 South Loudon Avenue, a vacant home in Baltimore. The next day, she received another call.“[He said], 'Oh, I didn't realize there's a gun involved and gunpowder went off, so it's more than a misdemeanor, we need another ,000,'” said Mayorga.Her mom only had ,000 left, and sent it. But before it got there, Mayorga's mom discovered her granddaughter was fine. She immediately told her children and they got to work calling UPS.“I immediately got the tracking number, I called UPS, and spoke to a supervisor and told them it's a scam, there's cash in the envelope this cannot be delivered. It's a scam, please hold the envelope and have it sent back,” Mayorga said.UPS tracking history shows they received a request to place the order on hold, but it was still delivered.“Someone was outside waiting for it and signed his name at 7 a.m. and took the package and left,” Mayorga said.Last year, 1 in 5 people lost money to impostor schemes like the grandparent scam. The total loss amounted to 8 million, according to the Federal Trade Commission. And scammers get away with it because they know people will do anything for the ones they love.“It's just sad because she doesn't have a lot of money and she’s like, I would do anything, give my last penny for my grandchildren, so it's just extra sad,” said Mayorga.Mayorga’s mother called the scammer and he answered. He said he received the package but wanted to know why she tried to hold it up. When she said she knew it was a scam, he threatened her then hung up.UPS said they're investigating what happened to the package. 2315

At age 106, Sen. John McCain's Roberta McCain mother will be in attendance at the late senator's funeral this Saturday in Washington, D.C., and his burial service in Maryland, the Associated Press reported. Roberta McCain has outlived the son she called "Johnny," as the U.S. Senator from Arizona died on Saturday at the age of 81. Sen. McCain will be lain in state at the U.S. Capitol on Friday before his final services on Saturday. Roberta McCain, at age 96, was active on the campaign trail for her son during his presidential bid. She also made a number of appearances on television, including one controversial spot on MSNBC's Hardball, where she went after fellow GOP presidential hopeful Mitt Romney. Roberta McCain had an identical twin sister, Rowena Wright, who died at the age of 99 in 2011.  842

As she watches her three boys play in the backyard, Acacia Clark can’t help but be consumed by an overwhelming sense of anxiety as she thinks ahead to the coming school year.It’s been a long four months for Clark and her husband, who are both trying to juggle full-time jobs, while at the same time, raise their young kids who haven’t been inside a classroom since March.“My focus on my work has been abysmal,” Clark said, as one of her 6-year-old twin boys asks her for a popsicle. “I’ll get in a few minutes here or there, but it’s been very stressful.”The COVID-19 outbreak meant schools in Newton, Massachusetts, where this family resides, had to be shut down. Across the country, school districts are carefully weighing their options about reopening in the middle of a pandemic.Clark wants her children to have the daily structure of school back in their lives. However, she's also incredibly concerned about someone in her family catching the virus.“What if one of us gets sick? That means the whole house would get sick. Then, how do we work?” she wondered.That is the reality facing countless families across the country.“It’s more than being stuck between a rock and a hard place, it’s just being stuck in a hard place constantly and not having a light at the end of the tunnel,” she added.Families are now having to juggle it all, while at the same time, making sure their kids don’t fall through the cracks.As some school resume in-person learning, many parents like Clark are worried about what could happen if there’s a sudden outbreak and their child’s school is forced to shut down.“I can either work or be there for me kids; I can’t do both,” she said.Recognizing the impossible predicament the pandemic has placed parents in, Congress passed the Families First Coronavirus Response Act back in March. It gives parents two weeks of paid sick leave if you find yourself having to quarantine. Parents also get two weeks of paid sick leave at two-thirds of their regular salary if the child's school or daycare shuts down because of COVID-19. Additionally, it guarantees 10 weeks of leave at two-thirds of their salary if they need to take care of a sick child.But those benefits will run out on December 31.“Employers are recognizing that there has to be a solution. If kids can’t go back to school, parents can’t go back to work full-time,” explained Chris Feudo, an attorney with Foley Hoag in Boston.As the pandemic enters its fifth month in the United States, Feudo says another issue facing parents is that they’ve already exhausted all of their FMLA leave. Because of that, he says parents should talk to their employers as soon as possible if it appears your child’s school or daycare might shut down because of a COVID-19 outbreak.“Come up with a plan and say, ‘This is the most I can do for my employer.’ If you have a thought-out plan, it shows you're being proactive and I think employers will be more responsive to that,” he added.Feudo says if you've run out of FMLA leave and need to ask your boss for more time off to care for family members, it's best to have the conversation in-person, if possible, or via a Zoom or video conference call. He says employers are being more flexible right now because of the outbreak but they need to see that employees are willing to bring up difficult situations before they become major issues.Under federal law, it’s also illegal for employers to retaliate against someone for using FMLA leave.As for Clark, she’s still waiting to find out if her district will have in-person learning this fall and she’s doing her best to manage whatever new challenge the pandemic throws her way.“I don’t know single parents are doing it, especially if they’re trying to bring in a paycheck,” she said. 3762

ATLANTA -- Senator Lindsey Graham said Tuesday he has spoken with election officials in a number of battleground states about their ballot counting procedures.Georgia’s secretary of state said that U.S. Sen. Lindsey Graham asked him whether he had the power to reject certain absentee ballots. Secretary of State Brad Raffensperger told The Washington Post he interpreted the question as a suggestion that he toss out legally cast ballots.Raffensperger said Graham asked him whether political bias might have caused election workers to accept ballots that might have been discarded for non-matching signatures. An accusation that there has been no evidence to suggest.Graham on Monday said that was “ridiculous.” He said he was trying to find out how signature verification for absentee ballots works in Georgia.Raffensperger, also a Republican, has been criticized by President Donald Trump and other fellow Republicans over his handling of the election and said he’s received death threats. He has rigorously defended the integrity of Georgia’s election results.Graham told reporters in D.C. Tuesday he also talked with officials in Arizona and Nevada, specifically to ask them questions about the process for validating signatures on ballots.President-elect Joe Biden is projected to win both Arizona and Nevada, and holds a 13,000 vote lead in Georgia as they finish up a recount.The Trump campaign issued a statement Tuesday afternoon that seemed to support Graham’s line of questioning, without providing evidence.“Georgia officials must continue with their recount efforts to ensure that the American people know the true outcome of the 2020 presidential election, and the Georgia recount must include a thorough matching of signatures,” the statement reads.When Sen. Graham was asked why he was making these calls, he responded he is a “United States senator who is worried about the integrity of the election process nationally, when it comes to vote by mail.” 1977

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