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LAS VEGAS — Right now, many recent high school graduates are facing a tough question — is it worth it to take on tens of thousands of dollars in debt to attend college during a pandemic?The irony of building credit is that it requires taking on debt — and no one wants to take on debt, especially during the pandemic. But according to one credit expert, there are some simple financial moves that parents can make right now to set up their kids for future financial success.Building credit isn't priority number one for kids, but it could open or close a lot of doors down the road."Good credit can make things easier for you in the future, whether it's securing loans, credit cards with better terms and rates. It might even help your ability to land a job or a desirable apartment," said Nathan Grant, a senior credit industry analyst at CreditCardInsider.com.Grant says that even though kids can't open their own bank account until their 18, parents can start teaching kids about credit long before that, perhaps with a prepaid card."Many of those allow for monthly direct deposits. So, you could have their allowance loaded directly on their card, and that could, at an early age, give them a way to understand budgeting and using a card that has a limit on it to teach them better spending habits," Grant said.Then, as children approach adulthood, Grant says that parents should consider making them an authorized user on a family credit card. Even if parents are not ready to let kids make purchases and payments on the card, Grant says just making them an authorized user will help them build credit."Many credit card issuers offer this, and most issuers report the account's activity in the authorized user's name, whether or not they are actually using the account. So, you can add them as a user and not give them access. It will hopefully build their credit up right out of the gate," Grant said.When kids are ready for their own cards, parents shouldn't just pick the shiniest piece of plastic. Grant says a secured credit card could be a safer option for someone with little or no credit."It uses a refundable security deposit that you fund yourself to fund the account's credit limit, upon approval," Grant said. "So, there's less risk on the issuer's part. So, for somebody who is new to credit or doesn't have any credit history, that could get your foot in the door.Grant said he couldn't offer advice either way on whether grads should pay for college with credit. But he said that anyone that decides to take a "gap year" should try to pay off any existing debts and save for the future.For those that do decide to go attend college, Grant has some general advice."The best rule of thumb, on top of just general responsible use, is just try not to use your credit card for purchases you know you won't be able to pay off before that monthly due date," he said. "Not spending beyond your means, that's going to be more valuable in your college years than ever."For more ways to boost your credit score, click here.This story was originally published by Ross DiMattei on KTNV in Las Vegas. 3114

LAS VEGAS — Erin is a hairdresser based out of Henderson, Nevada. She exercises and eats well, but couldn’t figure out why she felt so fatigued.“I started becoming really fatigued and sleeping longer and then it switched and I started having sleepless nights. I couldn’t rest and relax and my body couldn’t relax and my head would just stay awake,” Erin added.She says she experienced muscle spasms and eventually loss of appetite. The symptoms went on for two weeks before she went to a doctor. The doctor confirmed that Erin is Vitamin D deficient.“The stress was causing my body to not take in the nutrients properly, so I also had to be put on medication to handle the stress,” Erin said.Dr. Romy Block, an endocrinologist and co-author of The Vitamin Solution, says Erin is not alone.“Most of us are probably Vitamin D deficient which makes it really tricky to figure out if you have it and what kind of symptoms are attributable to it,” Dr. Block said.Dr. Block says symptoms can include hair loss, memory and mood changes, fatigue, and bone pain.Even for mild cases, lacking Vitamin D can weaken your immune system. New studies confirm that people with lower levels of the vitamin have a higher risk of getting COVID-19.Dr. Block says taking vitamins can help, but it’s a careful balance. Taking too many vitamins can be harmful long term.“They can cause things like high calcium levels, kidney stones, we have actually seen people admitted to the Intensive care unit for Vitamin D toxicity,” Dr. Block said.Dr. Block suggests consulting your doctor about the best plan for you. You can order multivitamins catered to your needs and certain food can help. Wild caught salmon, fish that eat plankton, and sun dried mushrooms are helpful, according to Dr. Block.This story originally reported by Kelsey McFarland on ktnv.com. 1839

LA JOLLA, Calif. (KGTV) - The San Diego County Medical Examiner's Office released the identities of the two men killed in a paragliding accident over the weekend. The ME identified the victims as 43-year-old Glenn Johnny Peter Bengtsson, of Carlsbad, and Raul Gonzalez Valerio, 61, of Laguna Hills.Questions still remain regarding the double fatal collision at Torrey Pines Gliderport on Saturday afternoon. The two certified pilots were flying their paragliders when they collided into each other, fell into a cliff, and died, authorities said.RELATED: 2 paragliders dead after colliding in mid-air, crashing into cliffMany who were at the Gliderport said Saturday's weather conditions were absolutely perfect, so they do not believe the incident was weather-related. While many people were flying, they said there were not enough people in the air at the time, so there wasn’t any aerial traffic jam. Both men were certified pilots, one with an advanced certification. They both were aware of the rules -- to keep a safe distance between each other, and that the glider along the ocean needs to make way for the one flying along the cliffs, who has the right-of-way. So what exactly happened? Many 10News spoke to said it must have been a freak accident. Now, the Torrey Pines Gliderport staff, San Diego police, San Diego Fire-Rescue Department, and the Medical Examiner's Office are working to find answers. Gabriel Jebb with the Torrey Pines Gliderport issued 10News this statement: 1496

LAS VEGAS — Las Vegas police arrested a man Saturday after he climbed on a wing of a large passenger airplane at the city's international airport.Las Vegas Metropolitan Police Department said it responded to a call of a man on the tarmac at McCarran Airport at about 1:32 p.m. local time on Saturday.When they arrived, police say they found a man on the wing of an Alaska Airlines flight headed to Portland. A passenger on the flight recorded a video of the incident. 475

LINDA VISTA, Calif. (KGTV) - Survivors of violent sexual predators gathered today to protest the release of convicted sex offender Alan Earl James. They put up posters in the restaurant where they held the rally which said, “We don’t want a rape whistle, we want change” and “You care more about the rapist than you do the victim.”James was convicted of felony sex crimes on minors in 1981 and 1986 and sentenced to 28 years in state prison. A judge has recommended his release, but his survivor Robert Nabors says he should stay behind bars. Nabors said, “He will re-offend if he gets out. He did it once before. They gave him a slap on the wrist for raping me, and when he got out, he raped two other girls.”His placement hearing is tomorrow. If he’s released, he’ll be placed in Jacumba Hot Springs community. The people there protest his arrival. 858