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TAMPA, Fla. -- A commercial about child hunger inspired Kennedy McCormick to take action when she just 7 years old.“I felt really bad for the children, so I wanted to do something to help,” said McCormick, now 14.For her birthday that year, she wanted to collect food instead of getting presents.“So we had a party and that’s exactly what happened. Everybody brought food,” said her father, Kelvin.Kennedy has carried on that tradition every year, teaming up with Feeding Tampa Bay to make sure the donations get to those in need.“The more I’ve done it. The more donations I’ve gotten over the years,” said Kennedy.This year with the pandemic, she held a virtual fundraiser, raising about ,000.All her hard work got noticed by General Mills and they surprised her with a donation like she’s never seen before: two truckloads of Cheerios. That’s 48,000 boxes.“I was extra surprised when I saw the truck drive by because I thought it was only going to be the cereal over there and then there was a truck. And I was like oh my gosh there’s so much cereal,” said Kennedy.“She’s a wonderful young lady all around and so this just adds to our ability to participate in something that she enjoys,” said her mother, Joy.Feeding Tampa Bay says they’ll be sending out all these boxes of cereal throughout the community has part of the two million meals they deliver each week.For more information on Feeding Tampa Bay’s Cereal for Summer program, you can click here for more information.Kennedy is still collecting donations on her Facebook recital page at Facebook.com/kjmacgirls.She is also already planning for her party next year with one change, guests will be able to bring cereal and cash.This story was originally published by Erik Waxler at WFTS. 1755

That leased car gathering dust in your driveway might have hidden cash in it.Dealers facing tight inventories are scrambling to buy good used cars to resell. They might be willing to purchase your leased car for more than the buyout price in your contract.“I haven’t seen used car prices go up this much in years,” says Oren Weintraub, president of car concierge service Authority Auto. “We are seeing a large percentage or leases with equity in them.”With the pandemic reshaping the car business, experts recommend extracting that equity by selling the car outright, using it to offset the cost of returning the car or leveraging that value to make a better deal on your next car.Where does the equity come from?Your lease payment is based on the residual value of your vehicle. This is a prediction of the car’s value at the end of the lease which, because of the pandemic, is now often too low.This means you might be able to arrange to sell the car for the higher price, pay off the lease and then pocket the difference. It also means you could dodge over-mileage penalties or end the lease early.For example, Scot Hall of the lease-trading site Swapalease said his wife has been working from home during the pandemic and decided she didn’t need her leased 2017 GMC Yukon Denali XL. She ended her lease six months early — saving the remaining monthly payments — and sold her SUV to a local dealer, pocketing a check for ,500.Know where you standHere’s how to know if you have equity in your leased car:Find the residual value in your lease contract. This is the amount you can buy the car for at the end of the lease (there might also be a disposition fee for this transaction).Get today’s buyout price. If you want to end your lease early, call the lease holder and ask for a current buyout price. Hall says you can usually estimate this price by simply adding the total of all the remaining payments to the residual value.Look up the current market value. Use an online pricing guide, such as Edmunds.com, to find the trade-in value of your car, factoring in the current mileage, options and condition. If you’re thinking of selling your car to a neighbor, look for the private party price. Or you can get a nearly instant cash offer from a local dealer, Carmax or an online car retailer such as Carvana, Shift or Vroom. Give real-world offers more weight in your calculations.Do the math. Subtract the residual value from the current market price or cash offer. This is an estimate of how much equity you have in the car and how much money you could make on the deal.Find opportunity in a volatile marketOnce you know if you are in a positive equity position, you can explore different ways to use this potential value. Here are options to consider:Buy the car yourself. If you do this, you’re essentially getting a good used car at below-market price. Also, you know the history of your car, so there are no surprises. Many lenders that refinance auto loans also offer lease buyouts.Sell your leased car privately. In many states, you can buy the car and transfer it to a new owner within a certain number of days without paying sales tax yourself. Be sure to check with the DMV in your state before you make a deal.Trade in the car to a dealer. If you decide you want another car, you could sell your leased car outright first and then plunk down the cash on the new ride. But trading it in could save you a considerable amount of sales tax.Sell your vehicle to an online service or a local dealer. Carvana, Shift and Vroom will pick up the vehicle and do all the paperwork. However, Carvana says it will not accept leased cars as trade-ins.Return your lease without penaltiesKnowing there is equity in your car puts you in a stronger position when you return your leased vehicle.For example, Weintraub had a client who was ready to return a leased car with excess mileage and minor body damage. Because of the equity in the vehicle, Weintraub convinced the dealer to waive the 0 disposition fee, the excess mileage penalty and wear and tear charges.Should you be facing those kinds of costs as the end of your lease approaches, the time spent getting buyout offers is not only a bargaining tool, but it also offers other options to try if the leasing company doesn’t play ball.More From NerdWalletClass of 2019 Borrowed Less, Report FindsHow to Handle College Loan Debt as an Unemployed Recent GradMore Grads Are Going Back to School: Should You?Philip Reed is a writer at NerdWallet. Email: articles@nerdwallet.com. Twitter: @AutoReed. 4559

Texas Lt. Gov. Dan Patrick blamed Friday's massacre at a high school near Houston in part on "too many entrances and too many exits" on the campus, prompting some to mock his perspective as "door control.""From what we know, this student walked in ... with a long coat and a shotgun under his coat," said Patrick, a Republican who has an A+ rating from the National Rifle Association. "It's 90 degrees. Had there been one single entrance possibly for every student, maybe he would have been stopped." 508

Stormy Daniels released a composite sketch on Tuesday of the man she alleges threatened her in 2011 and is offering a 0,000 reward to anyone who can identify the perpetrator.The disclosure of the drawing and the announcement of the monetary reward on ABC's "The View" mark yet another theatrical twist in the dramatic public feud between the porn star and President Donald Trump. Daniels alleges that she had a sexual encounter with Trump in 2006 and that she signed a secret agreement just days before the 2016 election in exchange for the promise to stay quiet about the alleged affair. She is now suing Trump in the hopes of voiding that agreement.The development also comes at a grave moment for a key figure in the Daniels saga -- Trump's longtime personal lawyer, Michael Cohen. Cohen claims to have orchestrated the non-disclosure agreement with Daniels and says he used 0,000 of his own money to pay her off. Last week, the FBI raided Cohen's home, office and hotel room in New York City. Sources said authorities seized information related to Stephanie Clifford, Daniels' legal name, and that the search included bank records.Daniels, recounting the alleged 2011 incident on "The View," said that what she remembers "so clearly about him was that nothing looked alarming about the way he looked at first."At the top of the sketch, it states that the man is between 5'9" and 6' tall, between his 30s and early 40s, and with a lean but "fit" body type.Daniels says the alleged threat took place in 2011, shortly after she had agreed in May of that year to sell her story about Trump to a magazine for ,000. In a previous interview with Anderson Cooper on CBS' "60 Minutes," Daniels said she was in a Las Vegas parking lot preparing to head into a fitness class when a man approached her and her infant daughter."A guy walked up on me and said to me, 'Leave Trump alone. Forget the story,'" Daniels told "60 Minutes." "And then he leaned around and looked at my daughter and said, 'That's a beautiful little girl. It'd be a shame if something happened to her mom.' And then he was gone.""I was rattled," she added. "I remember going into the workout class. And my hands are shaking so much, I was afraid I was going to drop her."On "The View," Daniels said one of the main reasons she did not go to the police after the incident was that she had not disclosed her alleged affair with Trump to her husband and was "embarrassed."Daniels' lawyer, Michael Avenatti, said on "The View" he and Daniels think they know who sent the man who allegedly confronted her, "but we want to confirm it."Avenatti has told CNN that the person who made the threat was not Cohen or Trump's longtime bodyguard, Keith Schiller.Cohen's attorney has denied that his client had any involvement in or knowledge of the threat.Daniels said she never went to the police about the incident and never saw the man again, but that she is certain she would be able to recognize him."I would know it right away," she said. "Even now, all these years later. If he walked in this door right now, I would instantly know."The sketch was drawn by Lois Gibson, a forensic artist whose bio claims that she has helped law enforcement identify 700 criminals with her sketches.Following federal investigators' seizure of Cohen's documents last week, Trump's lawyers had asked that they get a chance to first review all documents and decide what should be off-limits due to attorney-client privilege. Cohen's lawyers, meanwhile, sought a temporary restraining order to prevent investigators from reviewing the material and requested that a third party special master decide what investigators can see..A judge on Monday announced that Cohen's lawyers will get a chance to review the seized materials and declare what they think should be protected under attorney-client privilege and that Trump's lawyers could similarly weigh in on records relevant to the President. But the judge is still considering whether a special master or an independent team at the US attorney's office in New York would decide what investigators can review.The-CNN-Wire 4123

Supreme Court Justice Ruth Bader Ginsburg has been discharged from the hospital after receiving treatment for a possible infection, according to Reuters and NBC.Ginsburg was admitted to The Johns Hopkins Hospital in Baltimore on Tuesday morning. Both NBC and Reuters report that the 87-year-old Justice is "home and doing well" after the brief hospital stay.This story is breaking and will be updated. 409

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