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SAN DIEGO (KGTV) -- Small businesses that take the government up on its low-interest loan proposal may not end up paying any of the money back under certain circumstances. As part of the Coronavirus economic stimulus bill in Congress, the Federal Government would make available upwards of 0 billion in low-interest loans of 2.75 to 3.75 percent for many businesses under 500 workers. The loans would help employers who are suffering amid the economic shutdown stay afloat in the short term. Additionally, for businesses that maintain payroll or meet certain hiring requirements, the government may forgive the loan entirely. "This could be a vital safety net for many of these companies that might close, and for their employees who might not have any other source of income during this painful period," said Lynn Reaser, chief economist at Point Loma Nazarene University. Small businesses and workers in San Diego have been hit hard amid the outbreak. The San Diego Workforce Partnership estimates 350,000 employees could be laid off, many from service sector jobs that don't have the option to work at home. Those jobs are largely in retail, accomodation, and restaurants.At The French Gourmet in Pacific Beach, owner Michel Malecot says sales are down 90 percent and that the restaurant and its catering business have lost 0,000. He has put in 0,000 of savings to keep the lights on and pay his suppliers. "It's like being a zombie," Malecot says. "You are in the tomb and nothing is really happening yet. Your instinct takes over and you have to try to make it."Malecot says he is initially optimistic about the loan program. He says many of his regular 80 employees are on unemployment, but that he is doing all he can to be able to hit the ground running once business picks up. 1803

SAN DIEGO (KGTV) — Small businesses trying to stay afloat amid coronavirus restrictions can apply for up to million in forgivable low-interest loans to help them get by. The Federal Small Business Administration has opened its application site for businesses with fewer than 500 employees to apply for the loans, which would have an interest rate of no more than 4 percent. The loans are part of the stimulus package Congress and the President authorized last week. They are meant to help small businesses maintain payroll and meet essential obligations like rent, mortgages and utilities at a time social distancing has eliminated most consumer spending. RELATED: Coronavirus aid: How to help your neighborsIf an employer uses the money as intended, the government says it will forgive the loans."Forgiveness is based on the employer maintaining or quickly rehiring employees and maintaining salary levels," according to the Small Business Administration. "Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease."Kelly DuFord Williams, a managing partner at Slate Law Group, says this is an unprecedented opportunity for small businesses, given the low interest loan offer and six months of deferred payments. RELATED: WE'RE OPEN SAN DIEGO: Search open businesses"Small businesses employ a lot of people, especially in San Diego, with such a big entrepreneur community, and the last thing they want is all of us turning off our lights and doing mass layoffs just because of temporary circumstances," Williams said. Jennifer Byard, who owns Communal Coffee in North Park and South Park, said her sales have dropped 75 percent and that she has had to reduce her employees from 22 to eight. Byard plans to take out at least 0,000 to make it through.RELATED: IRS: Distribution of economic impact payments will begin in the next three weeks"I think it's really important for me to have some backup funds right now to be able to reopen, to be able to keep my employees, to pay them more," said Byard, whose shop is now doing takeout only during the day while offering pizza and salad in the evening. For more information on the loans visit SBA.Gov. 2199

SAN DIEGO (KGTV) - Some San Diego fitness studios and hotels are getting creative by working together.F45 Training San Diego East Village and the Hard Rock Hotel San Diego are partnering to offer outdoor fitness classes this weekend.George Chmiel, the F45 studio owner, said that when they heard about the new public health orders to shut down more indoor spaces, they immediately looked for outdoor space.Meanwhile, the nearby Hard Rock Hotel San Diego has an 8,700 square foot rooftop terrace that's sitting empty. It's typically used for events and parties, but none are happening due to the pandemic. The hotel has allowed F45 to use the space without charge."Two industries that have been hurt by this current situation we're going through, are the hospitality and fitness industries," said Rana Kay, the director of communications at the Hard Rock Hotel San Diego. "We feel the pain at the gyms when they were recently shut down once again.""I think it's a great collaboration of businesses that have just gotten kicked in the face to find a unique way to weather the storm and potentially grow through this," Chmiel said.Chmiel says the plan is to hold one class on Saturdays and Sundays, and two classes on the weekdays.Kay says it could also benefit their guests. They hope people staying at the hotel will eventually take part in the classes as an option because fitness areas in the hotel are currently closed.Hapa Yoga & Fitness in Mission Valley says they have also turned to hotels since their indoor studio space closed. They are renting outdoor space at the nearby Marriott in Mission Valley. 1620

SAN DIEGO (KGTV) — Several women appeared in San Diego County Court to recall the interactions they had with Juan Carlos Cordero, the man they claim raped them. San Diego Police arrested 35-year-old Cordero in March for multiple felony sex crimes beginning in 2015. Police said he would approach intoxicated women at bars or online, take them back to his home, and rape them. One by one, the women came into the courtroom Wednesday, to answer questions at the preliminary hearing. The accusers said admittedly, some of the details of what happened are foggy."I'm not sure," one woman replied. "I honestly don't remember, but I was embarrassed that I didn't remember," said another. "I felt like ... I was drugged," another woman said. One woman said she met Cordero after posting on a singles advertisement on Craigslist. She was hoping for a pleasant interaction but said it turned horrific. She said she did everything Cordero told her to do, fearing for her life."He threatened me with spanks with the belt, a weapon," she said. Another woman said she met Cordero on a dating site when she was 18. She admitted lying to her father about Cordero, saying he was a person she knew. But after drinking a few beers in San Diego County, she said Cordero drove her to his home in Newport Beach. "I don't remember very much until I woke up to him yelling at me that I was being too loud, and that I was like every other girl and that I was going to wake up his neighbors," she recalled.After that interaction, she demanded Cordero drive her back to San Diego. In fear that her parents would scold her, she said she did not tell them what had happened, until a few hours later. On the drive home, she remembered that Cordero punched her face repeatedly."I grabbed the steering wheel and yanked it on the freeway," she said. "He [Cordero] got off at the next exit, and I ran into the Denny's."She then had her father pick her up at the restaurant in San Clemente. The following day, she said she went into a hospital to take a drug and rape kit.Another accuser said last fall, she and Cordero went on what started as a nice first date. But she ended up unconscious and woke up in pain."I noticed welts on the back of my butt, I guess," she said. Tearing up, she said she was too embarrassed to report the incident because the two continued to date. After they broke up, she said she read an article about Cordero and his alleged victims. That is when she decided to go to the police and tell her own story."He choked me until the point where I couldn't breathe," she said. "And I asked him to stop." "And what did he say?" prosecutor Martin Doyle said. "That he could end me right then and no one would know," she replied. Cordero's attorneys said their client is innocent, and the interactions he had with the women were consensual. 2835

SAN DIEGO (KGTV) - SANDAG's Board of Directors passed the 3.4 million budget at their meeting on Friday The proposal includes the largest transportation projects in the county. The budget will used between now and the end of the 2025 Fiscal Year.The vote passed 11 (yes) - 7 (no) - 1 (abstain).As part of SANDAG's proposed "Five Big Moves" initiative to modernize transportation in the city, the money will be put towards "Complete Corridor" projects.RELATED: SANDAG leaders unveil bold vision for future of public transit in San DiegoAccording to a budget proposal released this week, the majority of the money will go towards transit and public transportation-based projects.However, Poway Mayor and SANDAG chair, Steve Vaus presented a revised budget with co-author, Escondido mayor, Paul McNamara. Some of the items in the budget include million for new trolley cars on the Blue Line, .8 million to purchase two new coaster trains for the North County Transit District, and million for preliminary designs on a central mobility hub. The Vaus-McNamara budget pulled the million slated to convert HOV lanes on the 5 North to express lanes, to road expansion projects in North County. million will be allocated to environmental studies and designs for new HOV lanes along SR78 between I-5 and I-15. million will be used to add lanes for SR 52, and the notoriously dangerous state route 67. "The transit plan for SANDAG is to get 10% of the people using transit, which leaves 90% of the rest of us all on roads," says County Supervisor and SANDAG Board Member Jim Desmond. "We need to have roads as well."RELATED: County Supervisors speak out against SANDAG mass transit planOne sticking point is how to use money from the TransNet Tax. Voters approved it in 2004 as a way to fund freeway projects. The current budget has 0 million of money from the tax. The rest comes from other federal, state and local funds.SANDAG Director Hasan Ikhrata defends his decision to emphasize transit. He says the County needs to hit specific benchmarks to reduce greenhouse gas emissions to get more funding."If we are to sustain ourselves and preserve our quality of life, we need to provide our residents with an alternative," he says. "We can't build our way out of congestion. I think this will put the agency in legal jeopardy.""Freeway widenings are terrible for the environment. Terrible for public health and out right wrong," one man said on the podium. "We need public transportation systems that work for us," said a woman representing the Sierra Club.San Diego City Council President Georgette Gomez, who is also a member of the SANDAG Board, agrees. In a statement to 10News, Gomez said, "We need to create a transportation system that offers residents a real choice in how they move throughout their day.RELATED: Ramona residents worry about future of SR 67 amid SANDAG's new plan"A successful regional transportation system is efficient, affordable, and meets the state-mandated reductions in vehicle miles traveled and greenhouse gas emissions." 3082

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