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Americans will soon have one more alternative to Obamacare, thanks to the Trump administration.Officials Tuesday proposed regulations that will make it easier to obtain coverage through short-term health insurance plans by allowing insurers to sell policies that last just under a year. The new rules stem from an executive order President Donald Trump signed in October aimed at boosting competition, giving consumers more choices and lowering premiums."Americans need more choices in health insurance so they can find coverage that meets their needs," said Health and Human Services Secretary Alex Azar. "The status quo is failing too many Americans who face skyrocketing costs and fewer and fewer choices. The Trump Administration is taking action so individuals and families have access to quality, affordable healthcare that works for them."The proposal would reverse an Obama administration decision to limit the duration of short-term health plans to no more than 90 days in order to make them less attractive.Such plans could roil the Obamacare market, drawing healthier consumers away from the exchanges and pushing up the premiums for those who remain.Short-term health plans, which have been available for years and were originally designed to fill a temporary gap in coverage, are likely to be cheaper than Obamacare policies. But that's because they don't have to adhere to Obamacare's consumer protections, allowing them to do such things as exclude those with pre-existing conditions and base rates on applicants' medical history.Also, they don't have to offer comprehensive coverage. Typically, short-term policies don't provide free preventative care or maternity, prescription drugs and mental health benefits. They can also impose annual or lifetime limits, meaning they may only pay out a set amount -- often million or less -- leaving the policyholder on the hook for the rest. And, unlike Obamacare policies, they don't have to cap consumers' cost-sharing burden at ,350 for 2018.Young and healthy folks may like these plans because they come with lower monthly premiums. But those who actually need care could find themselves having to pay more out of pocket for treatment and medications. In fact, some consumers with these plans have complained that they've been hit with unexpected expenses.Also, insurers aren't required to renew the policies so those who become sick could find themselves unable to sign up again for the same plan."People who buy short-term policies today in order to reduce their monthly premiums take a risk that, if they do need medical care, they could be left with uncovered bills and/or find themselves uninsurable under such plans in the future," wrote Karen Pollitz, senior fellow at the Kaiser Family Foundation, in a recent policy brief.Have you ever had a short-term insurance policy? What was your experience? Tell us about it here.Consumers today can find short-term plans that cost as little as 20% of the least expensive Obamacare plan, according to Pollitz.In its announcement about the proposed rules, the Trump administration said short-term policies are designed to fill a temporary gap in coverage. It will require insurers to notify consumers that the plans are not required to comply with all of Obamacare's mandates.The administration will accept comments on the proposed rule for the next 60 days.Those with short-term policies are not considered insured under the Affordable Care Act and are subject to the penalty for not having coverage. But this will not be an issue after this year since Congress effectively eliminated the individual mandate -- which requires nearly all Americans to be insured or pay a penalty -- starting in 2019 as part of its tax overhaul bill.The proposed regulations are the latest step in the Trump administration's quest to weaken Obamacare. Last month, officials unveiled a proposed rule that would make it easier for small businesses -- and some self-employed folks -- to band together and buy health insurance. That proposal also stemmed from Trump's executive order and is designed to broaden access to what are known as association health plans.  4169

An abandoned bus in the Alaska backcountry, popularized by the book “Into the Wild” and movie of the same name, was removed Thursday, state officials said.The decision prioritizes public safety, Alaska Natural Resources Commissioner Corri Feige said.The bus has long attracted adventurers to an area without cellphone service and marked by unpredictable weather and at-times swollen rivers. Some have had to be rescued or have died. Christopher McCandless, the subject of the book and movie, died there in 1992.The rescue earlier this year of five Italian tourists and death last year of a woman from Belarus intensified calls from local officials for the bus, about 25 miles from the Parks Highway, to be removed.The Alaska Army National Guard moved the bus as part of a training mission “at no cost to the public or additional cost to the state,” Feige said.The Alaska National Guard, in a release, said the bus was removed using a heavy-lift helicopter. The crew ensured the safety of a suitcase with sentimental value to the McCandless family, the release states. It doesn’t describe that item further.Feige, in a release, said the bus will be kept in a secure location while her department weighs various options for what to do with it.“We encourage people to enjoy Alaska’s wild areas safely, and we understand the hold this bus has had on the popular imagination,” she said in a release. “However, this is an abandoned and deteriorating vehicle that was requiring dangerous and costly rescue efforts. More importantly, it was costing some visitors their lives.”McCandless, a 24-year-old from Virginia, was prevented from seeking help by the swollen banks of the Teklanika River. He died of starvation in the bus in 1992, and wrote in a journal about living in the bus for 114 days, right up to his death.The long-abandoned Fairbanks city bus became famous by the 1996 book “Into the Wild” by Jon Krakauer, and a 2007 Sean Penn-directed movie of the same name.The Department of Natural Resources said the 1940s-era bus had been used by a construction company to house employees during work on an access road in the area and was abandoned when the work was finished in 1961.In March, officials in the Denali Borough based in Healy, about 25 miles (40 kilometers) from the bus, voted unanimously to be rid of it. 2324

Anna Camp opened up in an Instagram post about her recent COVID-19 diagnosis, and pleads with her followers to wear a mask.She says she believes she contracted the virus the one time she didn’t wear a mask. Camp says she was “incredibly safe”, wearing a mask and using hand sanitizer. Then, “one time, when the world was starting to open up, I decided to forgo wearing my mask in public. One. Time. And I ended up getting it.”She describes being “extremely sick” for more than three weeks, and still experiencing lingering symptoms. 540

An Oregon man was arrested last week and faces multiple criminal charges after attempting to destroy a McDonald's location's "Golden Arches" after he was refused an order of 30 double cheeseburgers. The News-Review first reported the March 17 incident, which took place in Sutherlin, Oregon. Jedediah Ezekiel Fulton was charged with suspicion of second-degree disorderly conduct, second-degree criminal trespass, second-degree criminal mischief and harassment, the News-Review reported. The incident became so scary, a witness inside the McDonald's pulled out a gun out of fear. Fulton allegedly became irate after McDonald's employees refused to fulfill his order of 30 double cheeseburgers. After being refused the order, Fulton allegedly tore down a McDonald's banner and attempted to destroy the location's Golden Arches. Why he was refused the order in the first place is unknown.  934

As hundreds of thousands of workers were sent home, and office buildings evacuated over coronavirus concerns, the CDC is warning about a potential secondary health concern when they come back: Legionnaires disease.The CDC should know, they are dealing with a Legionella bacteria discovery itself in some of their leased buildings in the Atlanta area. Several buildings are now closed because the bacteria was found in their water system, likely because of the prolonged shutdown."During the recent closures at our leased space in Atlanta, working through the General Services Administration (GSA), CDC directed the landlord to take protective actions," the CDC said in a statement to CNN."Despite their best efforts, CDC has been notified that Legionella, which can cause Legionnaires' Disease, is present in a cooling tower as well as in some water sources in the buildings. Out of an abundance of caution, we have closed these buildings until successful remediation is complete."The bacteria grows in warm or stagnant water, which is why there is concern as office buildings and restaurants sit abandoned during the pandemic. The bacteria is common in water, and is usually only a problem when the water becomes aerosolized and people breath it in; common sources are showers and water fountains. Legionella bacteria can cause deadly pneumonia.Last year, the CDC reports, 4,294 cases were reported. So far this year, 1,813 cases have been reported.It’s not known if the pandemic-caused shutdowns will worsen the problem or improve it; people are not gathering in hotels, offices or factory buildings as much, however thousands of miles of pipes in buildings are sitting empty and stagnating in the warm summer months."There is currently no nationwide surveillance of water systems for Legionella disease," Chris Edens, an epidemiologist on CDC's Legionella team, told CNN. He said state health departments that normally monitor and report cases of Legionella infection are tied up dealing with coronavirus.To reduce the likelihood of the bacteria growing in pipes, keep cold water cold and hot water hot; Legionella bacteria grows between 80° and 120° Fahrenheit.The CDC has recommendations on their website for building owners reopening after a prolonged shutdown. 2275

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