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Thanksgiving 2018 marks the 55 years since President John F. Kennedy was shot and killed while making a visit to Dallas, Texas.On November 22, 1963, President Kennedy, his wife Jackie, Texas Gov. John Connally and his wife, Nellie, rode in an open car down Dealey Plaza in downtown Dallas. At that point, Lee Harvey Oswald shot and killed Kennedy from the Texas School Book Depository building.Relive the events of the Kennedy assassination in the timeline below.Timeline (all times are Central Standard Time unless otherwise noted): 541

Starting Social Security early typically means getting a smaller benefit for the rest of your life. The penalty is steep: Someone who applies this year at age 62 would see their monthly benefit check reduced by nearly 30%.Many Americans have little choice but to accept the diminished payments. Even before the pandemic, about half of retirees said they quit working earlier than they’d planned, often due to job loss or health issues. Some have enough retirement savings to delay claiming Social Security, but many don’t. And now, with unemployment approaching Depression-era levels, claiming early may be the best of bad options for older people who can’t find a job.But the penalty for early filing, and the bonus for delaying your application, are based on old formulas that don’t reflect gains in life expectancy, says economist Alicia Munnell, director of the Center for Retirement Research at Boston College. The result is a system that unfairly penalizes early filers, unjustly benefits late filers — and hurts lower-income people the most.“Low-income people disproportionately collect benefits at 62 and their benefits are cut too much, and high-income people disproportionately delay claiming till 70 and their benefits are increased too much,” Munnell says. “So you penalize the low-income and you benefit the high-income.”The problem started off as a solutionOriginally, Social Security had one retirement age: 65. In 1956, Congress authorized a reduced benefit for women, to allow them to retire at the same time as their typically older husbands. The reduced benefit option was extended to men in 1961.The amount of the reduction was meant to be “actuarially neutral,” so that the cost to Social Security would be the same whether those with average life expectancies claimed the smaller check earlier or the larger check later.As life expectancies rose, though, early filers wound up living with the penalty for longer. In 1956, a 65-year-old woman had an average life expectancy of 16.9 years. Today, it’s 21.6 years, Munnell says. Instead of being actuarially neutral, in other words, the current system results in early filers with average life expectancies getting less.On top of that, Social Security offers a bonus for those who can afford to wait. A 1% delayed retirement credit was introduced in 1972, and the amount was increased over the years to the current 8%. So each year you put off claiming Social Security past your full retirement age adds 8% to your payment. Full retirement age varies according to birth year and is 67 for people born in 1960 or later.Let’s say your full retirement age is 67 and your benefit, if started then, would be ,000 a month. Starting at 62 would shrink the benefit to 0, while waiting until 70 to begin would boost the amount to ,240.The longer you live, the more you can benefit from a delayed filing — and the higher your income, the longer you’re likely to live. In fact, most of the gains in life expectancy in recent years have accrued to higher-income people.Between 2001 and 2014, for example, life expectancy rose by more than two years for men and nearly three years for women with incomes in the top 5%, according to a study for the Social Security Administration. During the same period, life expectancies for those in the bottom 5% of incomes rose a little less than four months for men and about two weeks for women.How benefits could change to be fairerTo restore actuarial fairness, the penalty for early filing should be lower, Munnell says. Someone who retires at 62 instead of 67 should get 22.5% less, rather than 30% less. Similarly, the bonus for waiting should be reduced to just below 7% per year.“The way it’s set up now, people will get 124% of their full benefit if they wait till 70 and they really should only get 120%,” Munnell says.Obviously, Social Security has bigger problems. Once its trust fund is depleted, as projected in 15 years or so, the system will be able to pay only 79% of promised benefits in 2035. That proportion is estimated to drop to 73% by 2094.When Congress finally gets around to fixing the system, Munnell says, it should consider making the payouts more fair.“I think there’ll be some grand bargain on Social Security at some point because I don’t think anybody’s really going to allow benefits to be cut 25%,” Munnell says. “This [actuarial fairness] probably should be put on the agenda.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletHow to Renegotiate Your Bills to Save MoneyFeeling Out of Control? These Money Moves Could HelpRenters at Risk: Ways to Cope in the Financial CrisisLiz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4771

Statement from Stephen Miller: “Over the last 5 days I have been working remotely and self-isolating, testing negative every day through yesterday. Today, I tested positive for COVID-19 and am in quarantine."— Jim Acosta (@Acosta) October 6, 2020 255

Texas Sen. Ted Cruz and Rep. Beto O'Rourke met during a chance encounter at a Texas airport this week, where the two reportedly exchanged kind words and discussed how they could "move forward" together just days after a highly-contentious Senate election.Cruz, a conservative Republican, beat O'Rourke, a rising star in the Democratic Party, in last week's midterm elections.The encounter was posted on Tuesday on Twitter and Facebook by Tiffany Easter, who posed in photos with the two Texas politicians, writing that "Beto noticed Ted sitting down and walked over to congratulate him on his re-election and campaign.""It was the first time they had seen each other since the election and the entire conversation was both of them talking about how they could move forward TOGETHER," Easter wrote on Facebook."Today we literally watched them come together. This is America. This is good. This is wholesome," she said, adding that she was in "awe" of the "humility" the two showed.Both Cruz and O'Rourke's campaigns did not immediately respond to CNN's request for comment Thursday morning. 1102

Ten people have died after a Florida nursing home failed to evacuate its residents, who suffered for days in oppressive heat with no air conditioning after Hurricane Irma, according to the Hollywood Police Department.A 93-year-old man died on Tuesday, and a 94-year-old woman died on Wednesday -- adding to eight who were found dead last week at the Rehabilitation Center at Hollywood Hills, or who died after being evacuated to a hospital.The exact causes of death have not been reported, but a number of the 141 residents who were evacuated were treated for heat-related issues. An ongoing criminal investigation is underway.Nursing home residents sweltered in hazardous conditions after Hurricane Irma, which felled a tree that knocked out the transformer powering the air conditioning system. Many were moved into the hallways, next to fans and spot coolers. One video obtained by CNN shows a naked woman sitting in the hallway on what appears to be a hospital bed.Despite multiple calls between the nursing home and state authorities, at no time did the nursing home report that their patients were in danger or that they needed to be evacuated, according to a report on Tuesday by Florida Governor Rick Scott's office. The state advised managers "multiple times" to call 911 if such a situation arose."Something they failed to do," the 159-page report said."This facility is failing to take responsibility for the fact that they delayed calling 911 and made the decision not to evacuate their patients to one of the largest hospitals in Florida, which is directly across the street," Scott said in a statement.Last week, the nursing home expressed its sympathy for the families of the deceased and said it is "fully cooperating with all authorities and regulators to assess what went wrong." A moratorium was imposed on the facility that prevents it from admitting any patients."This healthcare facility failed to do their basic duty to protect life," Scott said. "The more we learn about this, the more concerning the tragedy is."The-CNN-Wire 2057