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California's Camp Fire didn't just kill dozens of people and destroy thousands of homes. It also left an insurance company in financial ruins, unable to pay millions of dollars to policyholders.A state judge ruled that Merced Property & Casualty Co. can't meet its obligations after last month's Camp Fire, the deadliest and most destructive wildfire in California history.Merced's assets are about million, but it faced about million in outstanding liabilities just in the city of Paradise, court filings show.Judge Brian McCabe's decision allows the California Department of Insurance to take control of Merced. According to court documents, the state's Conservation & Liquidation Office will start liquidating what's left of the company.Photos: Wildfires devastation in CaliforniaUnlike with bankruptcy, where a business or individual can start over, liquidation means there is no hope for a company's recovery.Fortunately for Merced's policyholders, they are covered by the California Insurance Guarantee Association, which "protects resident claimants in the event of an insurance company insolvency."But the association has maximum benefit limitations, according to Merced."If it ends up that you have a claim in excess of CIGA's limits," the company said, "the excess will be a claim against the assets of Merced." 1337

Carnival Cruise Line is canceling most U.S. sailings through the end of this year.It's the latest sign that the cruise industry's recovery from the coronavirus pandemic could still be many months away.Carnival says it's canceling sailings from all ports except its home ports of Miami and Port Canaveral, Florida, but it stressed that it still might not sail from those ports in November and December.Carnival's announcement came the day after the U.S. Centers for Disease Control and Prevention extended a ban on large cruises in U.S. waters through Oct. 31.Carnival isn't the only cruise liner canceling trips because of COVID-19 - Royal Caribbean and Norwegian also announced they are canceling cruises.Norwegian Cruise Line Holdings, which operates the Norwegian Cruise Line, Oceania Cruises, and Regent Seven Seas Cruises, announced that it was suspending all its cruises through Nov. 30."The Company will continue to work in tandem with global government and public health authorities and its Healthy Sail Panel expert advisors to take all necessary measures to protect its guests, crew, and the communities visited," officials said in the release.On Tuesday, Royal Caribbean Group, owners of Royal Caribbean International, Azamara, Celebrity Cruises, and Silversea Cruises, said in a press release that they were extending their suspension through Nov. 30.However, they do plan to move forward with their Hong Kong cruises, which are scheduled for November, the company said in the release.Royal also added that Celebrity Cruises and Azamara had suspended their entire 2020/21 winter programs. Celebrity stopped all of its winter cruises in Australia and Asia. Azamara has also suspended its winter sailings in Australia and New Zealand, South Africa, and South America.The no-sail order, initially issued in March, was set to expire on Sept. 30. 1861

CARLSBAD, Calif. (KGTV) - On a given evening, the streets of Carlsbad Village are filled with people walking, biking, and driving across the train tracks that bisect the city.The number of trains passing through has also been steadily increasing.“There are projections that say in the next 10 years train traffic is going to double through this region,” said Jason Haber, who works for the City of Carlsbad.Carlsbad Village is one of the last remaining stretches of train tracks along the San Diego Coast that has not been double-tracked to accommodate the growth in train volume. But there are plans to change that.The option being pushed by the city is to trench the tracks through the downtown area. That would also address the other pressing issue on the tracks: safety.In the last 5 years, the North County Transit District says 11 people have died from being struck by a train in the city.Last September, Jason Holsinger was killed where the tracks cross Grand Avenue when he rode his bike passed a lowered crossing arm.Near Tamarack Avenue, Josh Foster was killed last February while walking along the tracks. The Medical Examiner determined he had marijuana in his system but ruled it an accident.One of the most high profile deaths occurred in 2014 when 22-year-old Patrick Terrin was struck by a train while crossing at Grand Avenue after a night of drinking.The family sued the City of Carlsbad and BNSF railways claiming there were inadequate safety measures at the crossing for pedestrians. However, they lost the case when a judge determined the city and BNSF were not liable.If a plan to trench the tracks is given the green light, the vehicle and pedestrian crossings would go over the tracks.Two alternatives are currently being looked at, a shorter and longer version.The North County Transit District oversees the tracks in the area and would end up making the end decision. It’s unclear where the money would come from at this point. Depending on the alternative chosen, the project could cost between 300-400 million dollars. Construction could take several years. 2093

Chadwick Boseman’s battle with colon cancer ended on Friday as the 43-year-old star of “Black Panther” died at his home in Los Angeles.The stunning news drew an immediate reaction from Hollywood. 203

CARLSBAD, Calif. (KGTV) – A woman found dead on a Carlsbad hiking trail was stabbed to death, police revealed Tuesday.Carlsbad police said the 68-year-old white woman was walking or jogging Monday morning on the Hosp Grove Trail East, near the 2600 block of Monroe Street, when she was attacked.The San Diego County Medical Examiner’s Office determined the victim, a Carlsbad resident, was stabbed to death.According to police, a tip has helped in identifying a man who may have been in the area at the time of the incident.The man was described as white or Hispanic, 5 feet 10 inches to 6 feet 3 inches tall, with a husky build and a tan complexion with dark hair. The tipster told police the man was wearing a black shirt, black shorts, and possibly a black hat.Police said the man was seen walking slowly with a slight shuffle or limp.Police noted that it is “unknown at this time if this person is related to the incident.”Anyone who may have seen or heard anything suspicious in the area of Hosp Grove Trail East, between 10 a.m.-12 p.m., is urged to call Carlsbad police at 760-931-2165.Police said in light of the incident, extra patrols have been assigned to the area. 1184