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Will the iPhone X change your life for the better and usher you into the future, face first? Or is it just another smartphone with a giant screen and a strange little rectangle on top?We've only had the phone since Monday morning. It's more than the few minutes of hands-on time reporters had when the device was launched, but a day is not enough time to fairly review the iPhone X. It's like deciding if you want to marry someone after one blind date.So while we test, tinker and tap this week, here are some first impressions to whet your appetite, presented as yearbook superlatives: 594

White House chief of staff John Kelly announced at a senior staff meeting Monday that President Donald Trump asked him to stay on as chief of staff until at least 2020 -- and that he agreed -- three White House officials confirmed to CNN.The news came after Kelly marked his first anniversary as chief of staff amid a swirl of rumors about his potentially imminent departure. The Wall Street Journal first reported news of Kelly's plans.Kelly has seen his status as chief of staff diminished in recent months, with the President circumventing many of the policies and protocols the retired Marine Corps general put in place when he entered the West Wing last year.In the two weeks leading up to Trump's disruptive swing through Europe, senior aides predicted that Kelly had days or hours left. Those same aides now think the ensuing chaos of the trip may have helped Kelly hang on a little longer.The-CNN-Wire 917

While we’re still waiting on a comprehensive COVID-19 vaccine distribution plan, the Johns Hopkins Center for Health Security released an ethics framework Wednesday for who it says should be prioritized.There are two tiers of groups it says should go before the general public. No surprise, the first tier includes front line health care workers taking care of coronavirus patients, people over 65, those with underlying health conditions and their caregivers.Also noted are people who work in the vaccine industry and those who will be administering them. Also, school, food supply and public transportation workers.One issue with that first tier is that's a lot of people, more than 90 million by some estimates.“So, it’s quite possible when a vaccine is available, there won’t be enough available for everybody in this top tier and so there may need to be prioritization within this top tier,” said Dr. Eric Toner, senior scholar at the Johns Hopkins Center for Health Security.The second-tier group includes other health care workers, people living in remote locations without access to quality care, and other essential workers like delivery, military, and first responders.It also includes people who live in places where they can’t socially distance, so inmates and people in shelters.The framework also mentions this is a decision that shouldn't only be made by experts and officials.“The public needs an opportunity to weigh in on this because, after all, they are the ones who are the recipients of the vaccines and whether they get it or not,” said Toner.The good news is the scholars don't see cost as a barrier to the vaccine. And while a vaccine is the best hope for controlling the pandemic, it will not be a magic bullet right away.“If we have a vaccine sometime this winter that’s authorized, it will be many months before everybody has access to it,” said Toner.Some decisions about who gets the vaccine first can't be made until one is ready, because you need to know how it may impact groups like the elderly or pregnant women. 2055

When exploring mortgage options, it’s likely you’ll hear about Federal Housing Administration and conventional loans. Let’s see, FHA loans are for first-time home buyers and conventional mortgages are for more established buyers — is that it?Not necessarily.Actually, the differences between FHA loans and conventional mortgages have narrowed in the past few years. Since 1934, loans guaranteed by the FHAn have been a go-to option for first-time home buyers because they feature low down payments and relaxed credit requirements.But conventional loans — which are not insured by a government agency like the FHA, the Department of Veterans Affairs or the U.S. Department of Agriculture — have gotten more competitive lately.Both types of loans have their advantages. Here are the factors to consider when deciding between an FHA and a conventional mortgage. 886

White House comms director Alyssa Farah says a document claiming ending the pandemic was an administration accomplishment was “poorly worded.” She says President Trump does not believe the pandemic is over. “The intent was to say that it is our goal to end the virus.”— Kaitlan Collins (@kaitlancollins) October 28, 2020 328