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WASHINGTON, D.C. – In small to large protests, Americans from coast to coast are exercising their right to free expression. In some cases, though, protests that started out peaceful have turned violent.“Injured three people, cuts and bruises,” said Mat Davis, a protester in Indianapolis, who saw a vehicle strike several protesters. “It was bad.”In Michigan, Bailee Majeske experienced a protest get out of hand.“There was a lot of rioting, just cars parked in the street were getting smashed,” she said, “and then there was a brick thrown at my head and my friend was stabbed.”So, what happens if you are injured during civil unrest? Getting medical attention is a first priority but knowing exactly what your health insurance covers is key.“You'd need to know what is in the policy - what is covered and especially what is not covered,” said Ray Farmer, who heads up the National Association of Insurance Commissioners (NAIC). “If a protest happens to turn violent and include some rioting, I think that would be extremely difficult for an insurance company to prove that those injuries occurred due to an excluded act, even if the policy had such a provision.”Some policies, though, do have exclusions, like if you take part in “illegal acts” or participate in “civil unrest.” How that’s specifically defined would be up to an insurer, but it could range from vandalism and property damage to violating a community’s established curfew, or failing to leave an area if police order you to do so.However, Farmer says there are some things a consumer should be aware of, in the event they are denied coverage for the treatment of injuries sustained during civil unrest. One – ask the insurance company to point out the specific language being used to deny a claim, and two – reach out to your state’s department of insurance for help navigating the process.“That's our job is to regulate the insurance industry, but more importantly to protect consumers,” he said.While Farmer said there are no reports of protesters’ claims being denied so far, before it even gets to that point, it’s important understand the details in your health insurance coverage.“You certainly don't want any surprises,” he said.As for those who have been caught by surprise, there’s some advice from them, as well.“If you notice there are riots breaking out, it may be time to go home and support from a distance,” Majeske said.For more information on your state’s Department of Insurance, click here. 2485
WAUKEGAN, Ill. — Kyle Rittenhouse, accused of killing two protesters days after Jacob Blake was shot by police in Kenosha, Wisconsin, will not face charges in his home state of Illinois, prosecutors said Tuesday.An investigation revealed the gun used in the Kenosha shooting was purchased, stored and used in Wisconsin, the Lake County (Illinois) State’s Attorney’s Office said. There is no evidence the gun was ever physically possessed by 17-year-old Rittenhouse in Illinois, the office said.Rittenhouse, who is from Antioch, Illinois, remains held in a juvenile detention center in Lake County without bond due to pending criminal charges in Kenosha. Rittenhouse is due back in Lake County court on Oct. 30 for an extradition hearing.His arrest has become a rallying point for some on the right, with a legal defense fund that has attracted millions of dollars in donations. Others see Rittenhouse as a domestic terrorist whose presence with a rifle incited the protesters.Defense attorneys have portrayed Rittenhouse as a "courageous patriot" who was exercising his right to bear arms during unrest over the shooting of Blake, who is Black.“I want to thank the Antioch Police Department for their diligence in investigating this matter,” Lake County State's Attorney Michael Nerheim said in a statement. 1315

We are right in the middle of the 2017 Atlantic Hurricane Season and things have really picked up in the tropics. So much so that it has many of you asking, “Why have things suddenly gotten so active?”Well, it’s actually normal to see the tropics so active right now.Hurricane season goes from June 1 until Nov, 30, with the most active months being August and September. The reason these two months see the most activity is because it’s when the waters in the Gulf of Mexico and the Atlantic are warmest, which is a key ingredient for tropical development.As the sun angle gets lower in the northern hemisphere and we head towards winter, the waters in these areas begin to cool which is why we see the numbers drop for October and the final month of November.When it comes to rating these storms, it’s something similar to the Enhanced Fujita Scale – how we rate tornadoes.Hurricane ratings are based off of the Saffir-Simpson Scale, and we rate them by categories: 985
WASHINGTON (AP) — The Trump administration says it will not work with an international cooperative effort to develop and distribute a COVID-19 vaccine because it does not want to be constrained by multilateral groups like the World Health Organization. The decision to go it alone, first reported by The Washington Post, follows the White House’s decision in early July to pull the United States out of the WHO. Trump claims the WHO needs reform and is heavily influenced by China. Some nations have worked directly to secure supplies of vaccine, but others are pooling efforts to ensure success against a disease that has no geographical boundaries. More than 150 countries are setting up the COVID-19 Vaccines Global Access Facility, or COVAX.White House spokesman Judd Deere says the U.S. will continue engaging with its global partners to defeat the virus, but will not be “constrained by multilateral organizations influenced by the corrupt World Health Organization and China.”The WHO says even governments making deals with individual vaccine makers would benefit from joining COVAX because it would provide backup vaccines in case the ones being made through bilateral deals with manufacturers aren’t successful. 1228
WASHINGTON, D.C. – Congressional leaders in both chambers have agreed on a COVID-19 relief package that would provide nearly 0 billion in aid.The Senate and House are expected to vote on and approve the bill Monday, sending it to President Donald Trump’s desk for approval.A majority of the aid will be repurposed from money that was already set aside for the CARES Act, the relief bill passed in March. Senate Majority Leader Mitch McConnell says the repurposed funds amount to over 0 billion.The long-awaited aid comes at a time when many Americans are struggling to make ends meet and U.S. hospitals are combating the ongoing surge in coronavirus cases.The deal covers a large swath of issues related to the pandemic and it also includes a .4 trillion government-wide funding plan that would keep the government open through September.Below is a breakdown on what’s included in the bill, based on reporting and statements from congressional leadership.Another round of stimulus checksThe massive bill includes another round of direct payments for qualifying Americans. But unlike the CARES Act, which provided ,200 to many, this bill will provide most adults with 0. Families will also receive another 0 per child.As was the case in the last round of stimulus checks, the size of the direct payments will decrease for those who earned more than ,000 in the 2019 tax year and those who made ,000 or more won’t receive money.Enhanced unemployment insurance benefitsThe bill will stop the sudden expiration of unemployment insurance benefits for millions and add a 0 per week enhancement for Americans who are out of work.Support for businessesThe agreement includes more than 4 billion for first and second forgivable Paycheck Protection Program (PPP) loans, expanded PPP eligibility for nonprofits and local media, and PPP modifications to better serve small businesses, nonprofits and independent restaurants.About billion is dedicated to funding for live venues, independent movie theaters, and cultural institutions.Around billion is also included for targeted grants through the Economic Injury Disaster Loans program, which leaders say are critical for many small businesses to stay open.The agreement also provides a tax credit to support employers offering paid sick leave.Education and child careThe agreement provides billion in funding for colleges and schools, as well as billion for child care assistance to help get parents back to work and keep child care providers open.Rental assistanceAbout billion was secured for rental assistance for families who are struggling to stay in their homes.The agreement also extends the eviction moratorium until Jan. 31. It was set to expire at the end of the year. The Washington Post reports that President-elect Biden could extend the deadline further once he's in office.Vaccine distributionNow that two different COVID-19 vaccines have been issued emergency use authorization by the Food and Drug Administration (FDA), Congress is allocating funds to distribute doses. The Post and CNBC report the bill would provide billion for distribution efforts and billion to assist states with coronavirus testing.A total of billion was also secured for GAVI, the international vaccine alliance.“The package provides billions in urgently need funds to accelerate the free and equitable distribution of safe vaccines to as many Americans as possible as soon as possible, to implement a strong national testing and tracing strategy with billions reserved specifically for combating the disparities facing communities of color, and to support our heroic health care workers and providers,” said Speaker of the House Nancy Pelosi and Senate Minority Leader Chuck Schumer in a joint statement.Nutrition assistanceAbout billion was secured for SNAP and child nutrition benefits to help relieve the ongoing hunger crisis that leadership says has left up to 17 million children food insecure.Transportation aidThe bill will reportedly provide billion for the nation’s transportation industry, with at least billion for airline payroll assistance, billion for transit systems and billion for highways. 4225
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