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In one of the busiest subway stations in New York—amidst the bell ringers, toy salesmen, and those espousing religious beliefs—sits a woman wearing a leopard print coat and a smile, hoping to get the attention of people in her own, subdued way. She has a sign that reads, “Welcome to Grammar Table.” Ellen Jovin is a self-professed grammar nerd. "Conjugating verbs is a good time for me," Jovin says. She had always found herself posting interesting, grammar-related articles on Facebook. Then, she had an idea. "Being on the computer too much makes you grumpy, and it's not good for overall life happiness, so I decided that I should take it to the streets,” Jovin says. “So, I’m doing what I did online, here." Jovin’s obsession with language is rooted in something really quite simple. "Language is connected to who we are as human beings, how we relate to one another, what ties us together,” she says.What surprises her most about interactions with people? “The warm fuzzy feeling I get from it,” Jovin says. “Because sometimes the conversations are so moving I almost feel like I might cry. See, I just used like as a conjunction right there.” She says she gets the occasional funny looks, but a lot of people love what Jovin is doing. Jovin offers grammar help in several different languages, even offering help to tourists visiting New York from other countries. It's these kinds of discussions that Jovin says now, in divided times, we should all be having more of, because good grammar is something we can all get behind."And people are happy to bond over something that they have in common, as opposed to focus on what tears them apart." 1662

KEYPORT, N.J. — A pawn shop owner whose phone number was found in the pocket of one of the Jersey City, New Jersey shooters 136

In one of the biggest-ever data breaches, a hacker gained access to more than 100 million Capital One customers' accounts and credit card applications earlier this year.The 185

LAKELAND, Fla. — Records show the Florida Department of Highway Safety and Motor Vehicles (FHSMV) made million in 2017 by 138

It's a reality on health care that so many of us are living. A new survey released by West Health and Gallup finds 65 million adults had a health issue in the past year, but they didn't get treatment for it because of the cost. One of the biggest issues of health care costs is the surprise medical bills. The issue has become such a problem, Congress held its first-ever congressional hearing on surprise medical bills Tuesday. “If your kid gets hurt playing soccer and you go to an [emergency doctor], there's a really good chance you're gonna get a surprise medical bill,” says Frederick Isasi. Isasi is the executive director for Families USA, an advocacy group for health care consumers. “More people are scared of hospital bills and health care bills than getting sick,” Isasi says. “That's where we are as a nation. There's more harm happening in this country, in some ways psychologically, around the cost of health care than actually being scared about their health.” Isasi and others testified about the need for federal laws to protect patients, including making hospitals and doctors provide billing costs upfront and putting a cap on costs. A new survey found in the past year, Americans borrowed billion to pay for health care, because they couldn't afford it. “Almost half of Americans, they have less than 0 in saving, so a surprise medical bill for ,000 means, ‘I'm gonna have to miss my car payment, miss my mortgage payment. I'm gonna have to take out of my retirement account,’” Isasi says. But at Tuesday’s hearing, lawmakers openly admitted finding a real solution will be a challenge. “The problem is this whole process of health care is so complex,” Rep. Rick Allen (R-Georgia) relayed at the hearing. Rep. Susan Wild (D-Pennsylvania) agreed, stating “the solutions I’m hearing don't really sound very workable in the context of our present medical system, and that's where I really struggle to understand how we're gonna fix this.” Some states have passed legislation to try and protect patients from surprise bills, but about 60 percent of employer-based plans are governed by federal law, not state law. 2153