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But those benefits are dissipating. Higher interest rates raise the cost of borrowing for businesses and this can slow economic activity. But higher rates benefit individual savers.

But, as we've seen repeatedly throughout history, banks create huge risks that can be immensely expensive and cause terrible destruction and societal unrest.

But there has been a backlash against the mindset, particularly among the older generation. They argue that such an approach is defined by pessimism, indolence and sloth, leading to a reduced work ethic, lack of self-motivation, and an apathetic demeanor.

But the downpours, which stretch from June to September, can turn deadly and have wreaked havoc again this year across India, Nepal and Bangladesh, with people, dwellings and boats in remote low-lying areas washed away.

But the government will be careful and cautious about policy easing as it intends to avoid pushing the country's debt level to a riskier area and substantially driving up property prices, she said.