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Choosing the best way to pay for something — credit or cash — can make a real dollar difference for you. So knowing when to do which is key.Personal finance experts say it’s especially smart to avoid using cash for these five types of purchases: 253

CHULA VISTA (CNS) - A Tijuana police officer who allegedly took part in a plot to steal more than million from a Chula Vista home, which he and other defendants believed was a stash house containing drug money, was ordered Monday to stand trial on two conspiracy charges.Jesus Estrada Torres, 35, is accused of planning with five other men to rob the home in late January, after an undercover FBI agent told them a shipment of money would be delivered to the residence, according to testimony at the defendant's preliminary hearing.A fellow officer, Marco Quijas-Castillo, 27, pleaded guilty earlier this year to conspiracy to commit robbery and faces two years in state prison. Four others are also facing various charges in connection with the attempted theft.RELATED: 2 Tijuana police officers among group charged in Chula Vista home burglaryTestimony at Torres' preliminary hearing indicated the defendants were told two unarmed individuals would be inside the three-bedroom home, which was actually being rented by the FBI for the operation.The criminal complaint alleges Castillo and Torres crossed into the United States from Mexico with Ignacio Martinez-Cruz, 33, and met up in Chula Vista with fellow defendants Nicholas Jeremiah Shaw, 25, Mario Eugene Hall, 35, and Tomas Emmanuel Ramirez, 29, who traveled to Chula Vista from San Bernardino County.Castillo and Torres allegedly "provided counter-surveillance" at a Kohl's store in Chula Vista, while the other four men met with the undercover agent, according to the complaint.Castillo and Torres also provided surveillance at the Chula Vista residence while Shaw walked up to the house, and "entered a code into a lockbox containing a key to enter the house," the complaint alleges.The men had allegedly planned to tie up the two people believed to be inside the home, then take the money, but were arrested by law enforcement upon approaching the home, according to testimony.The defendants are due back in court June 30 for a readiness conference. 2022

CHULA VISTA, Calif. (KGTV) -- Chula Vista native Sally Chand always knew what she wanted to do in life: follow in her family's tradition and join the military.Chand's father, her uncles and all of her brothers were all Marines. Her grandfather served in the Army. Chand eventually joined the Marines as well. Her son followed in her footsteps. After graduating from Castle Park High School, Chand served in the Marines for 22 years. Chand made history as the first female and Hispanic war interrogator translator in Chinese Mandarin. She was also the first Hispanic tactical intelligence officer.See complete coverage of Life in Chula VistaDuring her service, Chand earned four Navy Achievement Medals and one Commendation Medal. Later in life, Chand married a Marine who served for 27 years, Sergeant Major Michael Chand. He was killed while working as a civilian contractor in Iraq. Chand says being a female Hispanic Marine was a challenge in a male-dominated field. However, Chand says she always saw that challenge as motivation to continue working hard. 1068

CHULA VISTA, Calif. (KGTV) — Worried about having their young students continue to develop reading skills during distance learning, the Chula Vista Elementary School District has launched a new effort to get each students books they can have at home.“When you start reading at a later age, reading becomes a chore," said Dr. Lydia Burgos, Principal at Montgomery Elementary. "We want them to become lovers of books.”CVESD schools are working to find sources of reading level-appropriate books. They have developed partnerships with civic organizations, such as Lions and Rotary Clubs, as well as getting donations from UC San Diego. Some teachers are soliciting cash donations online to purchase books. “We begged, borrowed, and stolen from anywhere that we can in order to have the different levels we need so that all of our students have multiple books in their book bag," said Harborside Elementary Principal Lisa Forehand.Once the books are obtained, they are divided into packets that families can pick up during set distribution times. 1050

CHULA VISTA, Calif. (KGTV) - Chula Vista parents who once felt hopeless now feel empowered to care for their children with behavioral challenges. Through the Parent Intervention Program (PIP), parents learn new strategies while their children develop their social-emotional skills and new ways of expressing themselves. PIP is offered free to Chula Vista families through the Chula Vista Elementary School District (CVESD)."We want to do what we can for our families and children when it comes to the whole child, not only cognitively but socially and emotionally," said Rita Palet, the Director of Early Childhood Education Programs for CVESD.Palet says this is now a priority for the district, which is why they're offering the PIP program to families for free."Behaviors take a while to develop, so they do take a while to diminish," said Palet.Through the program, parents meet others dealing with similar struggles. "When you come here it makes you feel safe, I feel safe coming here, even when we had a rough morning getting here, they're so welcoming," said Mina Fagen, who brings her son to the program.Fagen says her son started acting out after changes happened in the family; his sister went to kindergarten and they also had a new baby in the family."I felt overwhelmed, and still at times feel overwhelmed, but this program gives me a safe place to go to," said Fagen.Parents ultimately give back to the program by volunteering their time later as a "payback parent." This means staff members have completed the program with their own child and can support others going through the program. For more information contact Chelsea Gould, PIP's Program Specialist at (619) 425-9600 ext 6471 1707

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