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Target is announcing their yearly discount for teachers is back and will last five weeks longer.The company announced this week their Teacher Prep 15 percent discount for educators, which normally lasts for a week each summer, will extend from mid-July to the end of August.Faculty and staff at daycares, K-12 schools, and homeschool educators are eligible. Educators must verify they are a teacher to receive the discount. The discount applies to a wide range of “classroom supplies”, to prepare for in-classroom or at-home learning this fall. It can be used in-store or online, and items can be delivered. 616

The average debt among undergraduate students with loans in the class of 2019 is ,950, according to a new report from The Institute of College Access and Success, a nonprofit focused on higher education research and advocacy.That debt marks a slight decrease from ,200 for the class of 2018. The percentage of students in the class of 2019 who took out loans also dropped compared with 2018, from 65% to 62%.Debbie Cochrane, executive vice president of TICAS, says these shifts align with a general flattening of debt levels in recent years, due in part to increased state investment in higher education. But this trend and that funding could end due to the economic effects of COVID-19.“These students graduated in 2019,” Cochrane says. “We’re now in the middle of an economic and health crisis that puts all those gains in jeopardy.”Average student debt over timeAverage student debt growth has slowed, but indebtedness has increased substantially since TICAS issued its initial report on the subject 15 years ago.“What’s clear is that despite the flattening in recent years, debt has not been flat in the longer period,” Cochrane says.In 2004, the average student debt was ,550 — roughly 56% less than it is for the class of 2019. TICAS says inflation was 36% over the same period of time.Average debt has increased even faster in some states. For example, TICAS found that debt among graduates in New Jersey has grown 107% since 2004, rising from ,223 to ,566.The pandemic will likely accelerate this growth.“Students who are still in college or considering college now have frequently seen their family’s ability to pay for school change dramatically because of the economic crisis,” Cochrane says.She says it’s unclear what policymakers will do to support these students.Managing federal student debtRelief is available to most federal loan borrowers, as their payments are suspended interest-free through Dec. 31.But once payments restart, if you owed the average debt of ,950, your monthly bills would be roughly 0, assuming an interest rate of 4.5% and a 10-year repayment term.That may be difficult to afford if you’re facing an economic hardship.You could continue to pause payments, but pay interest for doing so. A better long-term solution is enrolling in an income-driven repayment plan.“Income-driven plans usually can fit someone’s budget,” says Betsy Mayotte, president and founder of the nonprofit Institute of Student Loan Advisors.These plans set federal loan payments at a percentage of your discretionary income, typically 10%. Monthly payments can be Summer is almost here, but school’s not out quite yet — we’ve got one more pop quiz: What items can you get great deals on at Memorial Day sales?Stumped? We made a cheat sheet that you can use before you start spending.Here are three categories to keep an eye on this Memorial Day. While the holiday is May 28, some deals are already underway. 356 if you earn below a certain amount.Options for private loan borrowersRoughly 16% of graduates in the class of 2019 have nonfederal loans, according to TICAS. If you’re among them, contact your lender immediately if you can’t afford payments.“I wouldn’t call after your first bill is due,” Mayotte says. “I would call before that and let them know you’re struggling.”She says you may be able to pause payments or make interest-only payments temporarily. You could also ask your co-signer for help, if you used one.Another option would be refinancing private loans at a lower rate. But you or a co-signer will need steady income and a credit score in at least the high 600s to qualify.For example, refinancing ,950 from 4.5% to 3.5% would reduce your monthly bill by and save you ,652 over a 10-year term. If you needed more wiggle room in your budget, you could refinance to a 15-year term to lower your payments by — but you’d pay ,249 more overall as a result.Use a student loan refinance calculator to help find the right repayment terms for you.If you have federal student loans, don’t refinance them until at least the payment suspension ends. Refinancing costs you access to that payment pause and other government programs like income-driven plans.More From NerdWallet2020 Student Loan Debt StatisticsIncome-Driven Repayment: Is It Right for You?How to Get Student Loan Relief During the Coronavirus and BeyondRyan Lane is a writer at NerdWallet. Email: rlane@nerdwallet.com. 4103

STOCKTON, Calif. (KGTV) -- A school fight in Stockton came to an unexpected end after a Marine tackled a pair of students to the ground. The Marine was on campus Wednesday to help with military recruitment when he saw the students fighting and sprinted toward them. Video shows the Marine tackling the students, who were throwing punches. Some parents say the Marine used unnecessary force while others say his actions were justified. The Marine has been reassigned to office duties and will no longer be around students, the Marine Corps says. 553

The 6-year copyright lawsuit against English rock band Led Zeppelin over their epic ballad "Stairway to Heaven" came to an unelectrified end Monday after the Supreme Court decided not to hear the case.With the justices not listening to the case, they awarded the band a victory by default.Instead, the court opted to uphold the March ruling from the U.S. Court of Appeals in San Francisco that found the rock band did not steal the song from the band Spirit.In 2014, the estate of late Spirit guitarist Randy Wolfe filed the suit, saying Led Zeppelin stole the opening riff off Spirit's 1968 track "Taurus," according to the New York Times.In June 2016, a jury in Los Angeles decided that Led Zeppelin did not steal Spirit's riff, CBS News reported.According to the Associated Press, a three-judge panel of the 9th Circuit Court of Appeals in San Francisco ruled in Sept. 2018 that the jurors were given wrong instructions by the judge, so a new trial was ordered.In March, the 9th Circuit Court of Appeals restored a jury verdict finding the band did not steal from Spirit, Variety reported. 1100

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