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PHILADELPHIA — A federal appeals court in Philadelphia has rejected President Donald Trump’s latest effort to challenge the election results in a case expected to reach the U.S. Supreme Court if Trump appeals. The 3rd U.S. Circuit Court of Appeals echoed a string of other courts in finding his campaign offered no evidence of any election fraud. Instead, the court said “the campaign's claims have no merit.” Trump lawyer Rudy Giuliani called the election process fraudulent during oral arguments in a lower court last week, but offered no proof. Circuit Judge Stephanos Bibas, a Trump appointee, wrote Friday that “calling an election unfair does not make it so.” 673

Police are warning about a terrifying phone scam where the person on the other end of the phone says they are holding a family member for ransom.One woman said she received one of these calls and it was the most frightening call she ever received.Natalie Bruser was heading home from work when her cellphone rang from a number she did not recognize."I answered, and it sounded like one of my kids crying, and I couldn't figure out who it was," said Bruser, who has three children. "They were crying super hard, and so I was hysterical."The sobbing young woman said she had been kidnapped. Bruser thought it sounded most like her daughter Nicole, who is in her 20s."It seems that a black Suburban pulled up, and people got out with guns," she said. "And Nicole started screaming."A man then got on the phone and said if Bruser wanted to see her daughter again, she needed to drive over at a gas station off Interstate 75 in Springboro, and get money from an ATM.The man said police were on their tail, and then he told Bruser to stay on the phone and not call 9-1-1. The man also said Bruser needed to act quickly or they would harm her daughter, who appeared to be still crying in the background."She was crying heavily," Bruser said. "And I said, 'Nicole, please calm down. I need to hear your voice. I need to really hear that you're OK.'"But it was all a scam.Luckily, Bruser was able to yell for help, and someone nearby called the police. Officers quickly sorted the situation out.It turned out that there was no black SUV with armed men inside, there was no police car in pursuit, and as for Bruser's daughter Nicole, she was home resting."I'm freaking out at this point. I don't know if they have her hostage or not," Bruser said. "So Springboro police actually went and banged on her door, and she was sleeping, and so here she was safe at home."How the scam worksIt's called the "virtual kidnapping scam."According to police, the caller is not local and does not even know your son or daughter's name. But panicked parents will grab hundreds of dollars, then run to the nearest Western Union desk to wire money for the release of their child.Reports from around the country say this is a very effective scam. The scammers usually tell their victims to stay on the phone and not let anyone know what is going on or they will harm their child.As for the black Chevy Suburban filled with kidnappers carrying guns, the scammers have seen action movies where this is a common trope.In a moment of panic however, it's easy to miss all the holes in the caller's story.So be suspicious of any strange phone calls that appear to be from a family member in distress. Make sure it is really your child."It can happen to anybody and it was so real," Bruser said.This is similar to the long-running grandparent scam, where someone calls and says, "Grandma, Grandpa, I got arrested and I need help."Before you do anything, call police, call a friend or call home.Chances are they are safe, and that way, you don't waste your money.___________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 3344

Over a dozen threats have been made against San Diego schools in recent days, a spike that is concerning District Attorney Summer Stephan. She says it doesn't matter if the person intended to carry out the threat, her office will pursue stiff consequences including jail time. WACTH OUR INTERVIEW WITH D.A. SUMMER STEPHAN 329

Police in Osceola County, Florida said a man was locked up after he was accused of trying to kill sex offenders.Officers said he tried to set the men on fire.Jorge Porto-Sierra has been formally charged with four counts of attempted premeditated murder.Osceola County detectives said the 50-year-old confessed to deputies he tried to kill multiple people at the Friendly Village Inn on Irlo Bronson Memorial Highway.After his March 7 arrest, Porto-Sierra said he arrived at the motel to "barbecue all the child molesters on fire and kill them."WESH 2 News in Orlando confirmed at least two of the four victims are convicted sexual offenders.Witnesses told deputies Porto-Sierra made several threats, screaming, "I'm going to kill you, child molester," and allegedly began throwing gasoline on their front door.Porto-Sierra is accused of breaking a hotel window to pour gasoline inside.Witnesses said he was carrying a cigarette the whole time.Another couple said Porto-Sierra rammed their car and poured gas on it.When asked by deputies why he did not carry out his threats, Porto-Sierra said, "You got here too soon."Porto-Sierra remains behind bars at the Osceola County Jail.He's being held on no bond.  1219

PARSIPPANY-TROY HILLS, N.J. – The smiling Black chef that’s been on Cream of Wheat packaging for decades is being removed.In a statement obtained by USA Today and The New York Times, B&G Foods said that research indicates the image of the Black man may be based on an actual Chicago chef named Frank White, but it’s being removed because “it reminds some consumers of earlier depictions they find offensive.”The removal comes after the company initiated a review of the packaging in June. At that time, the business wrote that it’s committed to evaluating its packaging and would take steps to ensure it does not inadvertently contribute to racism."B&G Foods unequivocally stands against prejudice and injustice of any kind," wrote the company.It’s not immediately clear when customers can expect the Cream of Wheat packaging to be changed.The Times reports that the character on the box was once named “Rastus,” a pejorative term for Black men, and that he was once depicted as a barely literate cook who didn’t know what vitamins were.Cream of Wheat is the latest of several products which are being redesigned to remove racially insensitive imagery.Earlier this month, it was announced that Uncle Ben’s rice products would be renamed Ben’s Original and the image of Uncle Ben would be removed. In June, Quaker Oats said it would rename and rebrand Aunt Jemima pancake syrup. Additionally, the Mrs. Butterworth brand is being reevaluated.These changes are part of a ripple effect from the Black Lives Matter movement, which picked up steam following the police killings of Black men and women, including George Floyd and Breonna Taylor. 1654