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Researchers in England say they have the first evidence that a drug can improve survival from COVID-19. A steroid called dexamethasone reduced deaths by up to one third in severely ill hospitalized patients, according to results released Tuesday. The study was led by the University of Oxford and involved thousands of patients randomly assigned to get the drug or just usual care. Dexamethasone reduced deaths by 35% in patients who needed treatment with breathing machines and by 20% in those only needing supplemental oxygen. It did not appear to help less ill patients. 581

Presidential candidate Joe Biden’s campaign released a statement on Monday saying that the former vice president is not in favor of defunding police departments.His campaign’s statement comes a day after the Minneapolis City Council voted on dismantling the city’s police department in the wake of the death of George Floyd.Biden’s campaign added that he is supportive of police reforms, many of which are backed by those leading massive protests throughout the country.“Vice President Biden does not believe that police should be defunded,” Biden campaign spokesperson Andrew Bats said. “He hears and shares the deep grief and frustration of those calling out for change, and is driven to ensure that justice is done and that we put a stop to this terrible pain.”Biden’s campaign says it is supportive of increasing funding for public schools, summer programs and mental health and substance abuse treatment, “so that officers can focus on the job of policing.”Meanwhile, President Donald Trump tweeted on Monday that “the radical left Democrats have gone crazy” in response to defunding the police.“The president is appalled by the defund the police movement,” White House press secretary Kayleigh McEnany said.Earlier on Monday, Democrats in Congress proposed legislation calls on a national ban on police use of chokeholds, mandates racial bias training for officers, and sets restrictions on transferring military-type vehicles from the federal government to local police departments.Last week at a speech in Philadelphia, Biden said that he would call on Congress to implement a ban on chokeholds and a stop of transferring military equipment to police departments.McEnany said that the president does not have a specific police reform plan in response, but said it’s something he will look into. 1810

President-elect Joe Biden’s proposal to forgive ,000 of federal student debt as COVID relief could erase loan balances for 15 million borrowers and reduce balances for millions more, according to federal data.Broad student loan forgiveness could affect 45.3 million borrowers with federal student loan debt who owe a total of .54 trillion to the government. Wiping out ,000 each — as Biden calls for — would result in up to 9 billion canceled.Seth Frotman, executive director of the Student Borrower Protection Center, says removing the student loans “albatross around their financial lives” could mean the difference for consumers who aspire to buy a house, save for retirement or start a business.“Student loan borrowers across the spectrum — old, young, urban, rural, high-balance, low-balance, Black, white — are hurting with their student loans, and that was before COVID even hit,” Frotman says.For now, Biden’s proposal is just an amount, with no details to answer questions about which loans might be canceled, whether forgiven amounts would be taxed and if borrowers would have defaulted loans removed from their credit history. It also faces huge hurdles politically.But here’s how ,000 in forgiveness could affect some categories of borrowers.For 15 million borrowers, a slate wiped cleanMore than a third of federal borrowers could see their balances fall to zero with ,000 in debt cancelation. Among those, 7.9 million owe less than ,000 in student loans and 7.4 million owe between ,000 and ,000, according to federal data.These are also the borrowers most likely to default on their loans. Over half of those who default (52%) have less than ,000 of federal undergraduate debt, according to an analysis of federal data by The Institute for College Access and Success, or TICAS.That’s because those with lower debt amounts often have not completed their schooling, so they don’t reap the benefits of a degree that leads to a better paying job. Among those who default, 49% did not complete their program of study, TICAS found.Default has severe consequences: It can sabotage credit scores and trigger collection efforts that can include seizure of tax refunds and Social Security payments.Many of these borrowers are current on their payments. For them, forgiveness could help, but it might not be much of a boon to the overall economy, says Betsy Mayotte, president and founder of The Institute of Student Loan Advisors.“If you owe ,000 and your payment is 0 — and that’s a lot of money to a lot of people — but you all of a sudden don’t have to pay 0 a month, I don’t see that 0 being put toward something that will stimulate the economy,” Mayotte says.For 19 million borrowers, some breathing roomThe typical student leaves school with around ,000 in debt, according to TICAS, an amount that can grow quickly with interest if students pause payments or go on repayment plans that allow them to make lower payments.Nearly 19 million borrowers owe between ,000 and ,000 in federal student loans, according to federal data. Without detailed execution plans from the Biden team, it’s trickier to say how these borrowers would be affected.For example, cancellation might not reduce the amount they pay each month, but it could draw their end date closer and lower the total amount they’d pay overall, due to interest. Or it might wipe out one loan completely but leave payments on others intact.For 11 million borrowers, a drop in the bucketHigher income households, as a whole, are the ones that hold the most debt.The high debt/high earner correlation makes sense because those who make more money tend to have more advanced education, according to findings from Georgetown University Center for Education and the Workforce. To get those advanced degrees, students rack up debt in the process.More than 8 million people owe the government between ,000 and 0,000 in student loans. An additional 3.2 million borrowers owe more than 0,000 on their federal loans, data show.A borrower repaying 0,000 on the standard federal 10-year plan at 5% interest would pay off the loans 15 months early if ,000 were forgiven.Forgiveness is still a big maybeThere’s also the question of how loan forgiveness could move forward: Will it be through Congress or executive action or not at all?“If anything can be done by executive action, [forgiveness] could happen very quickly,” says Robert Kelchen, associate professor of higher education at Seton Hall University. “I’m just not sure whether forgiving debt would withstand legal scrutiny.”Experts say any executive action could face lawsuits or be subject to judicial review, which would leave the fate of an order for forgiveness in the hands of the Supreme Court.“There are a lot of conservative judges, so I can imagine that many of them could be hostile to the policy,” says Wesley Whistle, senior advisor for policy and strategy, higher education at the public policy think tank New America.Mayotte said she is doubtful borrowers will see straight forgiveness since the reach of this type of pandemic relief wouldn’t be as broad as, say, providing supplemental unemployment or propping up small businesses.Forgiveness won’t happen before payments restartBiden proposed his forgiveness measure as part of COVID-related relief, but experts say there’s an even more pressing student loan concern that will come to a head before Biden starts his term — the end of the payment pause for student loan borrowers, which is set to sunset after Dec. 31.Doug Webber, associate professor of economics at Temple University, says he’s worried about the pitfalls of going “zero to 60” in one day with reinstating loan payments for a population that isn’t ready.“Once you give people a benefit, it’s always harder to take it back,” Webber says.The payment pause, known as a forbearance, has been in effect since March as part of the first coronavirus relief bill. President Donald Trump extended the relief through the end of the year, but neither the outgoing or incoming administration has committed to extending it again.While borrowers await the fate of forgiveness, they should contact their servicer to get enrolled in an income-driven repayment plan if they won’t be able to afford their payments. These plans set payments at a portion of their income and can be as low as zero if they’re unemployed.NerdWallet writer Ryan Lane contributed additional reporting to this story.More From NerdWallet10+ Student Loan Forgiveness Programs That Discharge LoansFederal Loans Are Paused Until 2021 — Should You Pay Anyway?Income-Driven Repayment: Is It Right for You?Anna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6765

Rapper Kanye West is scheduled to have lunch with President Donald Trump at the White House today. The meeting is just the latest turn in an unexpected friendship between the former New York real estate mogul and the Chicago musician.Here is a brief history of West's outspoken support of Trump.Prior to the rise of TrumpPrior to Donald Trump's foray into politics, West has had a contentious relationship with former presidents. During a telethon to support the victims of Hurricane Katrina in 2005, West famously went off-script to tell viewers that then-President George Bush "doesn't care about black people."West had a hot-and-cold relationship Bush's successor, President Barack Obama. The Chicagoan reportedly consulted with West and rapper Jay-Z during his presidential campaign in 2008. But after West infamously interrupted Taylor Swift's acceptance speech at the 2009 VMAs, Obama reportedly called West a "jackass" in an off-the-record comment to ABC News reporter Terry Moran. Following the report, West said he felt "used" by Obama."I don’t care if somebody’s the president or not. I care about thoughts and how you helping people and what you bring to the world,” West said, according to Billboard.West says he would have voted for Trump, meets with him during transitionWest did not endorse either Trump or Hillary Clinton prior to the 2016 presidential election. On Nov. 17, days after Trump's victory, West told a San Jose crowd during his "Saint Pablo Tour" that he did not vote, but if he did, he "would have voted for Trump." West cited Trump's speaking style as the reason for his support. 1663

Prince Harry stole the show in London's West End after bursting into song at the hit US hip-hop musical "Hamilton."The Duke of Sussex gave those in the theater something to remember Wednesday night after breaking into song at the end of a charity performance of the show, treating the cast to a song sung by the George III character -- Harry's sixth-great-grandfather.On stage with the cast, Harry broke into mock-song, starting off with "You say ..." before cutting himself amid cheers and laughter from the cast and audience.The show was held to raise money for the Duke's HIV charity, Sentebale. 606