滨州治疗骨关节炎的专科医院(聊城治产后风湿专科医院) (今日更新中)

With America’s student loan crisis reaching .5 trillion, it’s not just college graduates who are paying off the loans. Parents are now getting sucked in to pay.One man says he has a warning for other parents, before they try to help their children.Victor Turner, who is a veteran, took out Parent PLUS loans in order to send his daughter to college.  "Out of all the loans, I think the highest one is about 0 a month, but there are 7 of them."  Now, back in school himself and caring for his new son, Turner is not the only parent risking their financial future for their child’s future.  In 2016, an average parent owed about ,000 on loans to help pay for their child's education.   734

What to keep in mind with credit card bill payments (READ)Tips on handling your credit cards amid virus outbreak (READ)Help available for renters, homeowners struggling to pay for housing during pandemic (READ)3 ways credit cards can help you ride out a crisis (READ)SAN DIEGO (KGTV) -- Tens of thousands of people in California are being sued for not paying their credit card bills and other types of loan payments. The lawsuits are what's known as rule 3.740 collection cases."A lot of worrying after that, like oh my god, what am I going to do," said Chris Madden. "Stressed out now and just didn't need it."In February, Madden was served with a lawsuit from a debt collection company.During an interview with 10 News that month Madden said he needed to borrow money a few years ago to keep his car. He turned to a lender that could get him money quickly."I figured it was going to be a high-interest rate, like 22% or something," he said. "I started making the payments on it, and then I found out more about it."Madden admits he didn't do a great job getting all the details when he took the money, saying the interest rate wasn't clear. When he finally did look at the fine print, he saw the interest rate was 135%. Court documents show a ,000 loan turned into ,000 owed."They were threatening to take any assets that I have, garnish my wages," Madden said.Madden said he stopped paying. He's being sued by a debt buyer under what's known as a rule 3.740 collections case.According to the 2020 California Rules of Court, "Collections case" means an action for recovery of money owed in a sum stated to be certain that is not more than ,000, exclusive of interest and attorney fees, arising from a transaction in which property, services, or money was acquired on credit."Team 10 discovered a 157% increase in the number of rule 3.740 collections lawsuits filed in San Diego County court from 2015 to 2019. 1927

Whether your car breaks down or you are slapped with a hefty medical bill, odds are most of us are not ready to pay for unexpected expenses. Instead of using a credit card to pay the bill, you might consider taking out a personal loan. Banks aren't the only ones lending money. According to Consumer Advocate, the top lending companies for 2018 include, Lending Tree, SoFi and Upgrade.Alison Norris, a certified financial planner with SoFi says you can borrow up to ,000 with some companies. However, you have a shorter period of time to pay them off. "They are paid off in periods ranging from 2 to 7 years," says Norris. Typically, when you're slapped with an unexpected expense, you reach for the credit card. But Norris says personal loans have a lower interest rate than most credit cards. "It could be the difference between an average credit card APR of 16 percent to a personal loan which can start as low as 6 percent," Norris says.What's different about a personal loan is that there is no collateral, unlike a home or car loan.   "You can compare that to a car loan if you were to stop making payments, it's possible that your car could be repossessed," Norris says.    With a personal loan, it's only backed by your guarantee. But if you can't pay on time, your credit score could take a big hit."It could very much change your ability to get a job in the future or apply for another loan and will have a few other repercussions," Norris says.   But remember, it's best to not take on more debt than what's necessary.   1647

While giving a daily briefing at a hospital near Miami, Florida Gov. Ron DeSantis was interrupted by a protester who called for DeSantis' resignation.Video from the press conference shows the protester yelling over DeSantis, accusing him of "falsifying information" and having "no plan" to combat the pandemic."Shame on you!" the protester said.He was later led out of the room by security. As guards grabbed him, the protester asked them to "social distance" and not touch him. The guards led him out of the media event anyway.DeSantis did not respond to the comments. 577

With a rising number of positive COVID-19 cases in Northeast Ohio and local government-imposed requirements to wear them in public places, it is safe to say that masks are here to stay for the foreseeable future. To help alleviate one particular annoyance of wearing masks, a North Ridgeville company is seeking a patent on its mask design that prevents the mask wearer's glasses from fogging.Larry Nolan, the owner of Versa-Flex Inc., filed paperwork with the U.S. Patent and Trademark Office shortly after the COVID-19 pandemic began, seeking a design patent for his anti-fog mask. Nolan, who has spent the better part of his adult life inventing and designing high-quality bags and carrying cases for the camera and film equipment, initially didn't want to make masks. However, he began to seriously consider the venture when a friend of his presented him with a problem."She said the biggest problem they have is their glasses fogging up," Nolan said. "It took me a minute and a half, seriously, a minute and a half and I said, 'that's not a problem. Seriously, that's not a problem.'" After coming up with the design for the three-part mask, which features a gasket-like top layer that extends over the nose and upper cheekbone, Nolan began sewing."You have a cotton-polyester layer. [There is] a filter in the center. And I have a cool mesh on the inside that helps make your breathing easier," Nolan said. Nolan is also working on a design that could incorporate an N-95 or P-95 mask.Versa-Flex is selling its three-layer masks on its website and through Etsy. The masks also come with a variety of different decals, including the United States Marine Corps, the Rocky River Pirates, Lakewood Rangers, and the North Ridgeville Rangers. The company also sells mask designs to look like the Cleveland Browns logo.The masks are made by hand and can be purchased from to .75."I have a hard time saying no. People say you have to say no or you're not going to make any money," Nolan said. "That's the problem, I don't know how to say no and I don't make any money." Nolan's first breakthrough product came in the early 1990s. It was a five-in-one reflector used by photographers and videographers. However, Nolan said the product's intellectual property was quickly stolen and taken to China where it could be mass-produced. The saga taught him a valuable lesson, he said."It's been a tough road," Nolan said. "Things just keep on changing. There is no such thing as a steady flow. Everything is a change. You have to adapt."Adapt, he did. Versa-Flex, which is a combination of the words versatile and flexible, has been a mantra of sorts for the company. Nolan has secured multiple contracts with the NFL, NFL Films, and HBO's Hard Knocks for different bags used to carry or conceal audio equipment needed for a television production."I don't see the numbers in my head. I don't. I see designs. I see ideas," Nolan said. "I don't sleep at night because all I do is think."Nolan, a disabled veteran, said his knack for inventing and tinkering came from his biological father, whom he shares a patent with for a blow-up toilet seat cushion. Nolan jokes about the absurdity of the product now. After high school, Nolan enlisted in the Navy, where he continued to invent."You see all this stuff that's on this aircraft carrier. They had to start from scratch. Everything on this carrier is an invention. Everything," Nolan said. "Everything you see in this space, somebody had to create it, design it, draw it, and get it off the ground. If it didn't work, they had to try the second time. It's perseverance. You can't give up you can't surrender."All of Nolan's products are made in the United States, using as many domestically made products as he can. His most recent purchase, a massive embroidery machine, was manufactured by a company in Solon. By having high standards for quality, Nolan said many of his products have lasted longer than the companies that purchased them."It takes just as much labor to make a crap product as it does to make a good one. It's just material costs are slightly different," Nolan said.WEWS' Jordan Vandenberge first reported this story. 4245

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