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SAN DIEGO (KGTV) - Charles Schwab is the latest large investment firm to offer fractional stocks as a way to get more people to invest.The move puts more high-dollar, blue chip stocks within reach for younger customers."It's a big win to consumers in general," says Steven Fox, the owner of Next Gen Financial Planning. "That's particularly helpful for younger investors because they typically tend to have smaller accounts."A recent report says that 66% of millennials say they're afraid of the stock market. Fox thinks it's because that generation watched their parents go through multiple downturns and were turned off by its volatility.But, Fox says fractional stocks, and other new ideas from large companies are enticing more people to invest. He says many firms are starting to offer perks like zero-commission trades, fractional stocks, and on-line based accounts to help people save money and invest more."It may only be 1%, but for a lot of people over a long period of time, as you account grows more and more, that 1% can mean a difference of tens or hundreds of thousands of dollars that you would have available to pull out later in life."Fox says it also helps people keep a more diverse portfolio. He says this is the start of a shift to more direct indexing, where investors will be able to use fractional stocks to create their own groups of investments, rather than buying pre-set mutual funds or indexes."You're gonna see more technology come out that makes it easy to do direct indexing and consumers are going to see more and more options here," says Fox. 1585
SAN DIEGO (KGTV) — As temperatures warm up, there is some early research suggesting air conditioning units could increase the risk of spreading COVID-19.One team of researchers swabbed several kinds of air conditioning units and found traces of the virus on one out of every four samples.One of the authors, University of Oregon professor Dr. Kevin Van Den Wymelenberg, said the research “does give us some pause.”Air conditioning units bring in little outside air, particularly when temperatures are very hot, posing a risk that viral particles could be recirculated into rooms, Van Den Wymelenberg said.However, just because the study found traces of the virus in A/C units, it doesn’t prove people can actually get sick from the contaminated air because it’s not yet clear how many viral particles it takes to infect someone, he noted.“Nobody knows what that minimum threshold is so we need to take as many precautions as possible,” he said.Dr. Edward Nardell, a professor in the Departments of Environmental Health and Immunology and Infectious Diseases at the Harvard T.H. Chan School of Public Health, said air conditioning units can generate air currents that can carry large particles farther, similar to what researchers found contributed to the spread of the novel coronavirus disease in an air-conditioned restaurant in Guangzhou, China."You are not socially distanced as much, but you're re-breathing the same air that someone else just exhaled," Nardell said. "We call it rebreathed air fraction, and if someone is infectious, often asymptomatic, you're going to be rebreathing their small particles."This week, a group of 239 scientists from 32 countries asked the World Health Organization to update its COVID-19 guidance to reflect that the virus is airborne.On Thursday, the WHO released updated guidance acknowledging that airborne transmission can’t be ruled out, but stopped short of confirming that the virus spreads through the air.Instead, the WHO said the virus primarily spreads through droplet transmission, where larger particles come out of an infected person’s mouth, then fall quickly to the ground or onto surfaces. In airborne transmission, the particles stay floating for a long time.“I think they’re underweighting the importance of this airborne route based on the best available information,” said UC Berkeley Professor Emeritus William Nazaroff, one of the signatories of the letter to the WHO.He said in a poorly ventilated room, particles might linger for 30 minutes to an hour.Scientists say one of the best ways to protect yourself is to open windows, to increase the circulation of fresh air.Scientists say upgraded air filters in AC units and standalone air purifiers could also help.Germicidal lamps may also be effective, Nardell said. The technology is almost 100 years old, and has been proven effective in protecting against tuberculosis infection.The lamps, which shine ultraviolet light, are set up to shine horizontally, high up in the room to kill floating pathogens.Nardell said the technology can be deployed cheaply and easily in a number of settings.Additional reporting by Lauren Rozyla at WFTS 3159

SAN DIEGO (KGTV) – Authorities are investigating a car fire in Spring Valley that may possibly be linked to a fire that scorched part of a La Mesa hair salon less than half an hour before.At around 3:10 a.m. Monday, firefighters and sheriff’s Bomb/Arson investigators were called to the Slay Lounge on 8739 Broadway in La Mesa in response to a fire in a Dumpster.The fire caused some minor damage to the salon and some other businesses at the strip mall.Investigators discovered an object at the scene that may have sparked the blaze.Less than 30 minutes later, crews were called to an import auto car lot in the 9100 block of Campo Road in Spring Valley in response to a car on fire. One car was completely destroyed, and the flames damaged other nearby vehicles. Investigators are trying to determine if the car fire is somehow related to the Dumpster fire in La Mesa. No injuries were reported in either blaze. 921
SAN DIEGO (KGTV) -- Caltrans Friday unveiled a new study aimed at reducing delays on freeways throughout San Diego County.The study is being held on State Route 78 between Vista Village Drive and Interstate 15.In order to reduce stop-and-go traffic, the study will use seven electronic speed limit signs that will tell drivers the speed that will optimize their commute.“The aim of synchronizing traffic is to gradually slow traffic in advance of a bottleneck in order to keep traffic moving and avoiding stop and go traffic,” said State Route 78 Corridor Director Allan Kosup. “Essentially we are asking motorists to slow down to go faster.”Kosup equated the idea to pouring water into a funnel. Pouring it fast causes it to overflow, while pouring it more slowly gets all the water through efficiently. The signs will display advisory speeds at increments and decrements of 5 miles per hour based on traffic conditions.Drivers expressed skepticism at the program working."Even if I was to go that speed, the other people would be honking their horns behind me," said Michael Ciuzak, who said he tries to avoid the 78 on his commute to San Marcos. Caltrans noted that the speeds are not enforceable, but should help reduce delays. The six-week long study begins on Monday, March 19.Those interested can view real-time results of the study here. The study is being conducted in partnership with the Institute of Transportation Studies at the University of California Berkley. 1513
SAN DIEGO (KGTV) -- At least six people were injured Thursday morning after a head-on crash in Dulzura.According to Cal Fire San Diego, the crash happened on state Route 94 near Otay Truck Trail at around 7:30 a.m.The circumstances surrounding the crash are still unclear, but Cal Fire says one person was taken to the hospital with major injuries, and five others had minor injuries.The condition of the person rushed to the hospital is unclear at this time. 468
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