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Plan to buy your first home in 2021? It’ll probably take months instead of weeks, and you might feel demoralized at times.That’s not negative thinking. It’s an acknowledgment that the road to homeownership has potholes. The journey can be bumpy, but the destination is worth it. When you know at the outset that you’re in for emotional highs and lows, it’s easier to shrug off those lows and keep on truckin’.Here’s why 2021 will be a rough year for first-time home buyers — and how to manage your emotions during the process.Why buying a home in 2021 will be toughThere aren’t enough homes for sale to meet demand. At the end of October, the most recent month with available data, 1.42 million existing homes were available for resale. At that month’s sales pace, it would take just 2.5 months to sell every home on the market — an all-time low, according to the National Association of Realtors. The supply of new homes for sale was enough for 3.3 months, tied with the previous month for a record low.Supply is low because buyers are pouncing whenever homes become available. Most existing homes sold in October — 7 in 10 — were on the market less than a month, according to the NAR.With a slender stock of homes selling fast, buyers have little power. “The control is in the seller’s hands because of supply and demand,” says Terri Robinson, a Realtor with Re/Max Select Properties in Ashburn, Virginia.Set realistic expectationsExpect months to elapse between the first step of checking your credit reports to the final step of closing on the home. “The first thing that I hope people understand is it’s not an overnight process,” says Marc J. Jenkins, a real estate agent with Prime Property Partners in Atlanta.Jenkins tells first-timer clients that it typically takes five to eight months to buy a home. Understanding that homebuying timeline “prepares them mentally, emotionally and financially to see this process through.” Would-be buyers are prone to burnout if they expect the process to take a month, he says.Everyone wants a bargain, but buyers need to recalibrate the meaning of that word so it applies to today’s competitive environment. “A bargain, if I were to redefine that, is the home that you want for the price that you’re willing to pay,” Robinson says.Know where you’ll compromiseMore than three-quarters of home buyers in their 20s and 30s made compromises, according to NAR’s 2020 Home Buyers and Sellers Generational Trends Report. The most common compromises had to do with the condition or price of the home.So before you start seriously looking at homes, decide what you need and what you won’t budge on. You may have a maximum price and commute time, a minimum size or other requirements. Those are your deal breakers. Write them down. Resist the temptation to compromise on deal breakers, even when you feel discouraged. For all else, keep an open mind.Make decisions fastIn today’s market, many homes are on the market for less than a month, so it’s important to make an offer quickly once you find one you like. Let your list of deal breakers be your guide. If a home meets your criteria, including an acceptable price, it may be worth making an offer. Again, quickly, because many sellers field multiple offers within a day or two of listing the home and planting a “for sale” sign in the yard.“Even as a first-time home buyer, they may have to make a quick decision whether or not to buy a home,” Robinson says. To have the offer taken seriously, have a preapproval letter from a lender and make a competitive offer, she adds.Don’t take rejection personallyWhen first-time buyers make offers, “they’re going to get rejected many times,” says Laura Moreno, host of the “First Time Home Buyer Podcast” and founder of a tech startup called HomeFlow that offers an all-in-one homebuying platform.As rejected offers pile up, they take it personally or feel worthless, Moreno says. “What I tell them is just breathe. It’s not a judgment against you.”You might get lucky and have your first offer accepted. But don’t count on it. Realize that for the seller, this is a business decision.Wait before you celebrateYour offer was accepted? Great! Just remember that the home inspection and lender’s appraisal are coming next, and either of them can knock the deal awry. The more excited you get about the seller giving your offer a thumbs-up, the more disappointed you’ll be if you have to give the deal a thumbs-down after the inspection or appraisal.Think about the seller’s needsYou’re focused on your own needs and problems. That’s understandable, but there’s a benefit to thinking about the seller’s needs, too.Jenkins advises making the offer attractive to the seller. That might mean keeping the inspection period short: maybe just three to five days, so the seller can put the home back on the market promptly if you’re dissatisfied with the inspection and decide to move on.Having a preapproval letter from a reputable mortgage lender, paying all of your own closing costs and paying some or all of your agent’s commission are other ways to meet the seller’s needs.Have a backup plan: Don’t buy yetAs fervently as you want to buy a house in 2021, your best option might be to wait until fortune favors you. By putting homebuying on hold for a few months, you give yourself time to save for a bigger down payment and build your credit, and for your local housing market to become less competitive.More From NerdWalletHow first-home shoppers can keep a cool head in a hot market4 market headwinds facing first-time home buyersThe credit score needed to buy a houseHolden Lewis writes for NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5691

Personnel from the US Centers for Disease Control and Prevention who have been stationed in the Democratic of Congo to help control the ongoing Ebola outbreak have been pulled back from the worst impacted areas due to safety concerns, a US government official familiar with the situation told CNN Monday."They are not in any hot spots," the official said.Since this most recent outbreak began Aug. 1, there have been 211 cases of Ebola, including 135 deaths as of Sunday, WHO spokesman Tarik Jasarevic confirmed. Fifty-five patients have recovered from the illness. He said there has been a recent increase in cases because of "challenges faced by the response team.""For a couple of days we were not able to function really, and in the last couple of weeks we could not function at 100%," said Jasarevic. Challenges include a spike in violence that led to a change in location for CDC responders."The recent spike in violent incidents makes the response more difficult, and increases the risk of spread not only in the DRC but also in neighbouring countries" Jasarevic stated in an email. 1097

Perhaps making up for lost time after going five years since her last starring role, Drew Barrymore pulls double duty in "The Stand-In." The comedy is a "The Prince and the Pauper" knockoff that isn't worthy of a single Barrymore performance, let alone two.While Barrymore shows off some range in exploring the two characters, the script doesn't provide enough material for either of them to stand out.She plays both fallen comedy star Candy Black and her meek stand-in, Paula. Once a judge sentences Candy to rehab, she and Paula work out a switcheroo deal that spares Candy the inconvenience of alcoholism recovery while giving Paula a break from her dreary life.You can usually tell whether or not a comedy has a shot at working in the first 15 minutes, when there are no concerns for setting up the story and the characters are free to romp without a care of advancing the tale. "The Stand-In" gets stuck in the mud early on, focusing on its bizarre setup. Candy comes off as an intolerable diva, while Paula is a helpless pushover. Neither is all that appealing.At least it's got Barrymore going for it. Bursting with personality while showing off the vulnerability that she's had full command of ever since she was a tyke in "E.T." she retains the star charisma that shot her up the ranks of the Hollywood elite. Since roles in the vein of "The Wedding Singer" and "Never Been Kissed" are no longer coming along, it's refreshing to see her reinvent herself as a Melissa McCarthy-style comedic force of nature.Director Jamie Babbit manages to squeeze a few laughs out of her capable ensemble cast, which includes Ellie Kemper and T.J. Miller, but the lazy story takes way too long to push forward, and any potential emotional impact falls by the wayside as the dull plot plods its way to its conclusion.The central message in most movies like this is that the grass isn't greener on the other side. But if you find yourself stuck in the theater watching "The Stand-In," you'll be envious of those who chose a better way to spend their 101 minutes.RATING: 2 stars out of 4.This review is by Phil Villarreal and was originally published on KGUN9.com. Phil Villarreal TwitterPhil Villarreal FacebookPhil Villarreal Amazon Author PagePhil Villarreal Rotten Tomatoes 2274

Police surrounded a Panera Bread near the Princeton University camps after a gunman was reported to be inside. According to New Jersey Attorney General's office, police shot the gunman dead. According to the Princeton University alert page, two campus buildings near the restaurant were evacuated as a precaution. Classes are currently not in session, as Princeton is on its spring break.The standoff continued from the lunch hour into the late afternoon. The identity of the deceased man is being withheld pending notification of family members. No further details of the shooting are being released at this time due to the ongoing investigation. 675

PARKLAND, Florida — As students at Marjory Stoneman Douglas High School return from spring break, they will face several new security changes at the school.On Monday, students will receive clear backpacks for free, and the superintendent says those will be the only backpacks allowed on campus.The thousands of students at the school will also now wear a school identification badge everywhere on campus.This comes after the deadly school shooting in February that killed 17 people, but also after a series of incidents the week leading up to spring break.Two students were charged with bringing weapons on campus, and a third made a threat on social media.Deputies also arrested the confessed shooter’s brother for trespassing on the school property. Zachary Cruz pleaded no contest Thursday and sentenced to time served and six months of probation.A Broward County sheriff’s deputy was also suspended for allegedly sleeping in his patrol car while on duty at the school.Florida Highway Patrol will also have eight troopers stationed at the school entrances. The Broward County School district is providing additional security as well.This district will also consider metal detectors, metal detector wands, and trying to consolidate the point of entry for students and staff.The memorial that honored their classmates for the past six weeks is no longer there. Over spring break, it was cleaned up and moved so the items can be preserved. 1457