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The government has been opening some State-controlled and monopolized sectors to private investment to shore up an economy that is losing steam amid rising global uncertainties.

Liu reiterated that the Diaoyu Islands and its adjacent islets are part of China's territory.

"The government has encouraged small lending companies to turn into rural banks," she said. "But with a minimum shareholding requirement of the main initiator, private investors lack enthusiasm for such things."

"Inadequate supervision has also contributed to boosting interest for private loans. In some areas, the loans were associated with gambling and organized crime groups, resulting in incidents of violence," the report said.

The CBRC will strictly control the use of LGFV loans, while giving priority to key projects that are under construction, it said.