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When Linda Beigel Schulman heard that a geography teacher was among the victims of the Parkland shooting, she knew it was her son. And she knew she had to be with him.Schulman, her husband and her brother rushed to look for flights out of the New York area. They couldn't find an open seat with a commercial airline, so they called Talon Air, a charter jet company, to fly to Scott's side.The company's clients include Martha Stewart and Lebron James, according to their website."I had no idea what the charge was at the time. It really didn't matter what the charge was," she told CNN. "I was convinced in my mind that my son was in the hospital and I needed to get to him as fast as possible."What Schulman did not expect, however, was that she would be charged an additional ,000 for the empty plane's return to New York the next day, bumping the bill up to a total of ,459.13 dollars.Once she landed, Schulman learned her son, Scott J. Beigel, had died that February day after unlocking his classroom door to allow students to seek shelter. He was one of the 17 people who lost their lives after Nikolas Cruz opened fire in the halls of Marjory Stoneman Douglas High School.The family promptly paid the whole amount with funds from Scott's life insurance policy. But they asked Talon Air to reconsider the return flight charge since they did not travel back on the plane. The company refunded ,000 dollars and told them it was all they could do. 1475

With many charities in need amid the coronavirus pandemic, Congress approved a program that allows Americans to write off up to 0 in charitable donations without filing an itemized return.The program, which was part of the CARES Act approved by Congress in the spring, is intended for those who take a standardized deduction. According to the IRS, 87% of tax filers take a standardized deduction.The IRS encourages tax payers to go to the “Tax Exempt Organization Search” in order to ensure the donation is eligible for a tax deduction. The IRS also reminds Americans to keep records of donations, such as obtaining a receipt of the contribution.“Our nation’s charities are struggling to help those suffering from COVID-19, and many deserving organizations can use all the help they can get,” said IRS Commissioner Chuck Rettig. “The IRS reminds people there’s a new provision that allows for up to 0 in cash donations to qualifying organizations to be deducted from income. We encourage people to explore this option to help deserving tax-exempt organizations – and the people and causes they serve.”More info can be found here. 1143

When it comes to scaring us, Hollywood sure likes to have fun with spiders. But it's no fun when you have a real fear of them. So it's no surprise when it came time to see one in person, Cassandra Kidd was a bit nervous.  "Oh God I'm scared!" Kidd exclaimed.   She mustered up her strength to hold Rosie the tarantula. And after just a few seconds the fear was gone.  "It felt kind of like a ladybug but more gentle," Kidd says.    Kathleen Lewis peered over the wall as her grandson held Rosie.  "No I'm not as brave as my four-year-old grandson," Lewis says.  Fear kept her from holding the spider herself.  "Too many legs moving," Lewis says.When it comes to overcoming fears like Arachnophobia experts say educating yourself in an environment where you feel safe can make all the difference. The Spider Pavilion at Butterfly Pavilion is an example. Arachnids of all sizes hang out above.  A belief that spiders want to jump down on you is one of many misconceptions Mary Ann Colley, Vice President of Science and Conservation at Butterfly Pavilion, has heard about spiders.  "People are always saying, 'Oh, I am going to eat spiders in my sleep,'" Colley says. "That's not true."Another? The idea they want to bite you."Spiders really don't want to have anything to do with us," Colley says. "They want to do their own thing, they want to hunt for their food, create their webs."  Colley says only a small amount of spiders have a level of toxicity to actually hurt us. Butterfly Pavilion hopes sharing facts can help overcome fear."We want to be respectful of nature around us," Colley says. "So we always suggest to observe so just to take a look you can get close but you don't have to touch."  Seeing spiders in a new light. And facing your fear head on. 1850

WILMINGTON, Del. – A video has been released that appears to show the moment former vice president Joe Biden asked Sen. Kamala Harris to be his running mate.Harris tweeted the video out Wednesday morning, a day after it was announced that she would join the presumptive Democratic presidential nominee on the ballot as the party’s vice presidential nominee.We are in a battle for the soul of this nation. But together, it's a battle we can win.@JoeBiden—I'm ready to get to work. pic.twitter.com/3PJcUTYBGU— Kamala Harris (@KamalaHarris) August 12, 2020 In the video, dated Tuesday, Aug. 11, Biden asked Harris over video chat if she’s “ready to go to work.”“Oh my God. I’m so ready to go to work,” Harris responds.Harris then goes on to talk a little bit about her background as a Black woman who became a lawyer to fix a broken justice system, her time as the attorney general of California, and her work as a U.S. senator representing The Golden State.The senator explains why she’s joining Biden in the “battle for the soul of this nation.”Lastly, the video cuts back to Harris speaking with Biden over the computer.Biden asks, “First of all, is the answer yes?”She responds, “The answer is absolutely yes, Joe. And I am ready to work. I am ready to do this with you, for you. I’m just – deeply honored and I’m very excited.”Shortly before the video was released, President Donald Trump addressed Biden’s choice for VP on Twitter, saying “@KamalaHarris started strong in the Democrat Primaries, and finished weak, ultimately fleeing the race with almost zero support. That’s the kind of opponent everyone dreams of!”Trump also released an attack ad when Biden made his VP announcement Tuesday. The video called Biden “not that smart” and accused Harris of “rushing to the radical left” during her campaign for president.pic.twitter.com/jXoffXyZed— Donald J. Trump (@realDonaldTrump) August 11, 2020 Biden and Harris are expected to hold a press conference in Delaware at 4:30 p.m. ET Wednesday, appearing for the first time together as running mates. 2062

When exploring mortgage options, it’s likely you’ll hear about Federal Housing Administration and conventional loans. Let’s see, FHA loans are for first-time home buyers and conventional mortgages are for more established buyers — is that it?Not necessarily.Actually, the differences between FHA loans and conventional mortgages have narrowed in the past few years. Since 1934, loans guaranteed by the FHAn have been a go-to option for first-time home buyers because they feature low down payments and relaxed credit requirements.But conventional loans — which are not insured by a government agency like the FHA, the Department of Veterans Affairs or the U.S. Department of Agriculture — have gotten more competitive lately.Both types of loans have their advantages. Here are the factors to consider when deciding between an FHA and a conventional mortgage. 886