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SYLMAR, Calif. (KGTV) -- Authorities announced that a missing Los Angeles mother and her three children were safely located at the San Ysidro Port of Entry in south San Diego County.The young family disappeared from their home in Sylmar on Oct. 9, according to authorities.Liliana Lopez's three children, who were also missing since Oct. 9, were found when they entered the U.S. from Mexico at the border crossing.Los Angeles police detectives were interviewing Lopez to determine the circumstances of her and her children's disappearance.A man who was identified as a possible suspect in their kidnapping, Esteban Lopez, is believed to be still in Mexico, according to authorities.Police were called to the 13600 block of Fellows Avenue at 9:27 p.m. on Oct. 9 and found that a possible kidnapping had occurred. Police continued to search for them even as the Saddleridge Fire started up the next day and raged throughout the area.Anyone with information on the case is asked to contact LAPD Det. Chamberlain or Det. Arroyo at (213)-486-6840. During non-business hours, calls can be directed to 1-877-LAPD-24-7. Anonymous tips can be provided to LA Regional Crime Stoppers at 1-800-222-TIPS.Information from station KABC in Los Angeles was used in this report. 1268

The Arctic is experiencing a multi-year stretch of unparalleled warmth "that is unlike any period on record," according to the 2018 Arctic Report Card, a peer-reviewed report released Tuesday morning from the National Oceanic and Atmospheric Administration, an agency within the United States Department of Commerce.The report states that human-caused climate change is transforming the Arctic, both physically through the reduction of sea ice, and biologically through reductions in wildlife populations and introduction of marine toxins and algae.The report is yet another study from part of the US government indicating that climate change is real and having a profound impact, despite denials from the President and senior members of his Administration.Temperatures in the Arctic are warming more than twice as fast as the overall planet's average temperature, with temperatures this year in the highest latitudes (above 60 degrees north) coming in 1.7 degrees Celsius (3.1 degrees Fahrenheit) above the 1981-2010 average. These were the second warmest (behind 2016) air temperatures ever recorded during the Arctic year, which runs from October through September to avoid splitting the winter season.The five years since 2014 have been warmer than any other years in the historical record, which goes back to 1900. Although Arctic temperatures have been subject to wild swings back and forth through the decades due to natural variability, they have been consistently warmer than average since 2000 and at or near record since 2014, the report states."The changes we are witnessing in the Arctic are sufficiently rapid that they cannot be explained without considering our impacts on the chemistry of the atmosphere," Thomas Mote, a research scientist at the University of Georgia who authored part of the report, told CNN in an email.Mote expressed than any natural cycle or mechanism that would lead to the amount of warming and ice loss that has been observed would take much longer than the few years over which we have seen these drastic changes. 2074

TALLAHASSEE, Fla. — A Florida woman was shocked by an early-morning visitor that had made herself at home in her Christmas tree — a raccoon.Early Thursday morning, at about 4:15 a.m., Aubrey Iacobelli was woken up by her dog growling."I have a doggy door and my dog sleeps right in front of that dog door. I hear her going in and out all night. I wake up and I hear her barking outside," Iacobelli said.She asked her Amazon Alexa to turn on the lights, and saw her dog was staring at the Christmas tree and barking."I just knew that there was something there that shouldn't have been there. I see a furry body in the Christmas tree," she said.She grabbed a frying pan to try to get the animal — which she thought was a cat — out of her tree."I didn't want to hurt the animal. I just wanted it outside of the house," she said,That's when the raccoon finally came out of the tree and revealed itself. Iacobelli and her dog spotted the raccoon on the side of the tree and the dog jumped towards it, knocking over the tree.Warning: The video below contains some explicit language."The raccoon ran away from freedom. Jumped on my chandelier where it swung there for like 30 minutes," she said.After chasing the raccoon around her house for an hour, it finally went back outside by using the dog door it had used to enter the house.Iacobelli says her advice to others in a similar situation is to call Animal Control, and just have a sense of humor about the situation.This story was originally published by Savanah Resnick on WPTV in Palm Beach, Florida. 1557

Tax procrastinators, your time is running out.As the coronavirus pandemic took hold this spring, the federal government postponed the traditional April 15 filing deadline until July 15.The move provided some economic and logistic relief for taxpayers dealing with the disruptions and uncertainty brought on by lockdowns, school closures and shuttered businesses. But now that new deadline is a day away.Taxpayers must file or seek an extension by the new deadline or face a penalty.The IRS is expecting about 150 million returns from individuals and as of last count, it had received almost 142 million.IRS suggests filing electronically to avoid common errorsOfficials say filing electronically and choosing direct deposit remains the fastest and safest way to file an accurate income tax return and receive a refund.Filing electronically reduces tax return errors as the tax software does the calculations, flags common errors and prompts taxpayers for missing information.An inaccurate tax return can delay a refund. In most cases, tax software helps to reduce or eliminate common errors.How to pay taxesTaxpayers can pay online, by phone or with their mobile device in the IRS2Go app. When paying federal taxes electronically taxpayers should remember:Electronic payment options are the optimal way to make a tax payment.They can pay when they file electronically using tax software online. If using a tax preparer, taxpayers should ask the preparer to make the tax payment through an electronic funds withdrawal from a bank account.IRS Direct Pay allows taxpayers to pay online directly from a checking or savings account for free.Taxpayers can choose to pay with a credit card, debit card or digital wallet option through a payment processor. The processor may charge a fee. No fees go to the IRS.The IRS2Go app provides the mobile-friendly payment options, including Direct Pay and payment processor payments on mobile devices.Taxpayers may also enroll in the Electronic Federal Tax Payment System (EFTPS) and have a choice of paying online or by phone by using the EFTPS Voice Response System.File tax return by July 15 even if you can’t pay in fullThe IRS says everyone should file their 2019 tax return by the July 15 tax filing deadline regardless of whether or not they can pay in full.Taxpayers who owe and can't pay all taxes due have options including:Online Payment Agreement — Most individual taxpayers and many business taxpayers may qualify to use Online Payment Agreement to set up a payment plan. Taxpayers can setup a plan on IRS.gov/paymentplan in a matter of minutes. Setup fees may apply for some types of plans.Delaying Collection — If the IRS determines a taxpayer is unable to pay, it may delay collection until the taxpayer's financial condition improves. In light of COVID-19, IRS postponed many compliance efforts until July 15 or later under the People First Initiative.Offer in Compromise (OIC) — Taxpayers who qualify enter into an agreement with the IRS that settles their tax liability for less than the full amount owed.Need an extension? File for one by July 15Those who need more time to prepare their 2019 federal tax return can apply for an extension of time to file. An extension of time to file does not grant an extension of time to pay taxes owed. File an extension request, estimate and pay any owed taxes by the July 15 deadline to avoid possible penalties.Individual tax filers, regardless of income, can use Free File to electronically request an automatic tax-filing extension. Filing this form gives the taxpayer until October 15 to file a return. To get the extension, the taxpayer must estimate their tax liability on this form and pay any amount dueMost refunds issued in less than 21 daysThe IRS is processing electronic and paper tax returns and issuing refunds. They’re normally issued in less than 21 days. Taxpayers who mailed a tax return will experience a longer wait time. There is no need to mail a second tax return or call the IRS.Where's My Refund? is the most convenient way to check the status of a refund. It has a tracker that displays progress through three phases: (1) Return Received; (2) Refund Approved; and (3) Refund Sent. 4207

The average debt among undergraduate students with loans in the class of 2019 is ,950, according to a new report from The Institute of College Access and Success, a nonprofit focused on higher education research and advocacy.That debt marks a slight decrease from ,200 for the class of 2018. The percentage of students in the class of 2019 who took out loans also dropped compared with 2018, from 65% to 62%.Debbie Cochrane, executive vice president of TICAS, says these shifts align with a general flattening of debt levels in recent years, due in part to increased state investment in higher education. But this trend and that funding could end due to the economic effects of COVID-19.“These students graduated in 2019,” Cochrane says. “We’re now in the middle of an economic and health crisis that puts all those gains in jeopardy.”Average student debt over timeAverage student debt growth has slowed, but indebtedness has increased substantially since TICAS issued its initial report on the subject 15 years ago.“What’s clear is that despite the flattening in recent years, debt has not been flat in the longer period,” Cochrane says.In 2004, the average student debt was ,550 — roughly 56% less than it is for the class of 2019. TICAS says inflation was 36% over the same period of time.Average debt has increased even faster in some states. For example, TICAS found that debt among graduates in New Jersey has grown 107% since 2004, rising from ,223 to ,566.The pandemic will likely accelerate this growth.“Students who are still in college or considering college now have frequently seen their family’s ability to pay for school change dramatically because of the economic crisis,” Cochrane says.She says it’s unclear what policymakers will do to support these students.Managing federal student debtRelief is available to most federal loan borrowers, as their payments are suspended interest-free through Dec. 31.But once payments restart, if you owed the average debt of ,950, your monthly bills would be roughly 0, assuming an interest rate of 4.5% and a 10-year repayment term.That may be difficult to afford if you’re facing an economic hardship.You could continue to pause payments, but pay interest for doing so. A better long-term solution is enrolling in an income-driven repayment plan.“Income-driven plans usually can fit someone’s budget,” says Betsy Mayotte, president and founder of the nonprofit Institute of Student Loan Advisors.These plans set federal loan payments at a percentage of your discretionary income, typically 10%. Monthly payments can be <云转化_句子> if you earn below a certain amount.Options for private loan borrowersRoughly 16% of graduates in the class of 2019 have nonfederal loans, according to TICAS. If you’re among them, contact your lender immediately if you can’t afford payments.“I wouldn’t call after your first bill is due,” Mayotte says. “I would call before that and let them know you’re struggling.”She says you may be able to pause payments or make interest-only payments temporarily. You could also ask your co-signer for help, if you used one.Another option would be refinancing private loans at a lower rate. But you or a co-signer will need steady income and a credit score in at least the high 600s to qualify.For example, refinancing ,950 from 4.5% to 3.5% would reduce your monthly bill by and save you ,652 over a 10-year term. If you needed more wiggle room in your budget, you could refinance to a 15-year term to lower your payments by — but you’d pay ,249 more overall as a result.Use a student loan refinance calculator to help find the right repayment terms for you.If you have federal student loans, don’t refinance them until at least the payment suspension ends. Refinancing costs you access to that payment pause and other government programs like income-driven plans.More From NerdWallet2020 Student Loan Debt StatisticsIncome-Driven Repayment: Is It Right for You?How to Get Student Loan Relief During the Coronavirus and BeyondRyan Lane is a writer at NerdWallet. Email: rlane@nerdwallet.com. 4103

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