中山大便中验出血(中山痔疮的征兆) (今日更新中)

SAN DIEGO (KGTV) - It’s getting harder and harder to buy a home in San Diego. But according to Veterans United Home Loans, VA loans in California are surging, and they’re up 15 percent this year in San Diego.Navy veteran Robert Streets and his wife Corrie are part of that surge."There was a large cabinet that came out here, and we knocked that down," says Streets in his recently remodeled kitchen.The Streets are proud to show off their new home. After renting for years, they're first time home buyers as of July, purchasing a condo in the heart of North Park.RELATED: Making It in San Diego: Sailor gets proactive to find housing"I remember the first feeling that I got when we got our keys, and we got into the house, and I was like, 'Wow,'" adds Streets with a sense of relief. "I own this, and I can do whatever I want. I don't have to ask somebody if I can put a hole in the wall or hang a picture."While Millennials are struggling to buy in San Diego, Millennial Veterans are surging in home purchases, up 61 percent according to Veterans United with an average purchase price of almost 0,000. And for the Streets, it was made possible using a VA Loan. "They got all the paperwork together, all the legal stuff sorted out, and they actually made the condo VA qualified so that we were able to use our VA loan. Which wouldn't have ever been in here if it wasn't for that," says Corrie Streets.The Streets are far from alone. VA purchase loans in California are up 66 percent from 2013 to 2018."This is either the most financially advantageous path or, in some cases, it’s the only feasible path to homeownership," says Chris Birk.RELATED: Making it in San Diego: Millennials outpace Generation X in both total debt and long-term savingsBirk is Director of Education at Veterans United Home Loans. He says in some cases veterans and service members, if they qualify, can get a VA loan for no money down. The average 30-year rate for June was 4.2 percent, better than most conventional loans. "They don't have to build pristine credit,” adds “Birk. “And one of the biggest benefits is that so many veterans and service members aren't weighed down by student loan debt."And then there are vets like Wendell Stone. He and his wife Tessie rented for 30 years. That's when their daughter-in-law Aurora Perez, a realtor at Century 21, helped them understand they could qualify for a VA loan."They were able to purchase a home with my help in the Temecula area,” says Perez. "And then they were able to purchase another home in Oceanside and turn that into an investment property."Currently, there is a 0,000 cap on VA loans in San Diego County. But Perez says the laws are about to change and next year if a veteran or service member can qualify, there will be no cap for VA loans.Are you a veteran or service member in the market for a new home? Here’s your complete guide to the VA Home Loan. 2911

SAN DIEGO (KGTV) - It is Tax Day, and if you’re like most Californians, you’re probably wondering what happened to the nice refund you’re used to getting. Or worse, you owe the government this year. So how do you Make it in San Diego on Tax Day? We found an expert who can help.It's the worst sticker shock imaginable. You're used to a little something back from the government every year in the form of a refund, but suddenly you find yourself with a hefty bill. And the feds don't look kindly on late payments."I always tell people: if you owe money, the first step is don't panic," says Ariel Jurow-Kleiman an Assistant Professor of Law at the University of San Diego. Jurow-Kleiman should know. She's helped people in this situation many times before as a tax attorney and now teaches tax law at USD. Here's the problem."The Federal tax laws were changed in a way that will dramatically affect California residents," explains Professor Kleiman.And that's probably what hit you, too. Many itemized deductions you used to get were either tossed out or capped. "It used to be you could deduct all of your state income taxes," adds Jurow-Kleiman.Now those California income taxes are capped at ,000. And your house, the interest on the mortgage was capped too - double whammy. So, if you owe, here's the first step: do not put off filing. "Absolutely, it is so important to file your taxes on time even if you think you're going to owe," says Professor Kleiman, emphasizing the point. There are penalties for filing late: 5% of your tax liability and up to a maximum of 25%. So, let's say you owe 00 and didn't file for a month, that alone will cost you at least an extra . So, file right away, and pay what you can now."There is interest, it fluctuates, right now it's 6%. It compounds daily so every day, every week that you owe there is a little bit more interest that's added on," warns Jurow-Kleiman.That compound interest can accrue quickly but Professor Kleiman says there are options. You could file for an extension and pay the full amount later. Or you could work out an installment agreement but know some fees could be tacked on. In some cases, paying off your taxes with a credit card could be cheaper than the interest from the government."If you're considering owing money to the government versus owing money to a private lender,” adds Professor Kleiman, “It's very often better to borrow money from a private lender and pay your taxes."However, Professor Kleiman adds that’s not always the case. She advises avoiding payday lenders or someone who charges very high-interest rates. And there is help, especially for those with low incomes, the elderly and the disabled.We have provided links to the Volunteer Income Tax Assistance Program and the local Taxpayer Advocate. For local low income clinics you can call the University of San Diego LITC at (619) 260-7470 or Legal Aid Society of San Diego LITC at (877) 534-2524.Finally, make sure you don’t fall into this situation again next year by checking that you have the proper withholding in your paycheck. You can discuss that with your Human Resources representative at work or a tax expert. 3181

SAN DIEGO (KGTV) -- Immigration and Customs Enforcement issued new guidelines that could have a big impact on many international students studying in the U.S.The modifications were posted to ICE's website, outlining the new rules for students on F-1 or M-1 visas. The guidelines say students may not take a full online course load and remain in the United States and that the Department of State won't issue visas to students enrolled in programs that are fully online or allow them to enter the country. The news comes as many schools including San Diego State University and UC San Diego have moved to online only or a hybrid format because of the COVID-19 pandemic.In their modified guidelines, ICE said they had issued a temporary exemption regarding online courses for the spring and summer semesters. If a student attends a school with a hybrid model, the school must certify that the program isn't online only and that the student is only taking the minimal number of online courses. To read ICE's full statement on the modifications click here. 1060

SAN DIEGO (KGTV) -- It all started when La Jolla Shores resident, Penne Horn, had a birthday coming up."It started as a joke. My son asked what I wanted for my birthday and without any thought the words flew out of my mouth 'I want an ice cream maker,'" Horn said. The rest you could say is history.Since the day she received her wishlist item, she like many of us, spent time indoors with her new addition. "I started making ice cream. I just had too much of it and thought there's gotta be something I can do with this," Horn described. So she began to give it away to neighbors. It was so good that nearby residents with a sweet tooth wanted more and insisted on paying her, when a light a bulb went off. "I was hearing stories of families who got dogs in beginning of COVID, then lost their job and couldn't feed family let alone their dogs. I thought I will make the ice cream and ask people for donations. They'll donate and I'll buy dog food, and take it down to St. James church where they'll distribute it." Then new ideas kept getting added to the mix."One lady came to me and said I'll donate whatever if you make an ice cream named after my dog." Then, Twoee's Howling Good Ice Cream was born, named after her own sweet furry companion. "I draw all these different characters of dogs and name the ice cream after their dog."Horn's a former member of the Scripps and Humane Society boards, and she's always given back to the community. "It's part of my life, it's part of who I am."This time around, her community service was something new, a bit more sweet and born out of a pandemic. "There's a little silver lining if you look for it, I never would've started this if it hadn't been for the pandemic. There's good in everything." So far, Horn had donated over 400 pounds of dog food to local churches and the San Diego food bank. Click here more information on Twoee's Howling Good Ice Cream. 1915

SAN DIEGO (KGTV) - In a follow-up to a Team10 story from last week about sexual harassment allegations at a local nonprofit, the man who is accused is coming forward to try to clear his name.  Last week Team10 aired an emotional interview with San Diegan Angelique Williams, who claimed that Gregory Hamilton, a former teacher who works as a local pastor, repeatedly harassed her with unwanted sexual advances. Hamilton is now firing back. "Read my lips. There has never been sexual harassment with Angelique Williams on any day on the face of this earth," he tells us. After cancelling on us multiple times before our original story aired, this week he finally agreed to do an on-camera interview to share his side of the story.  Williams was an adult student at San Diego's Second Chance nonprofit training program, where Hamilton was her job training instructor. He also works as a pastor at Uptown Church of Christ. The church's website reads it first congregated under his leadership in 2009.  When we asked the nonprofit about the sexual harassment allegations, they sent back a statement that read in part, "We agree that what happened to Ms. Williams should not happen to anyone." It also read, "He was later terminated." In the new interview, Hamilton tells us he never received anything from the nonprofit saying he was charged with sexual harassment. He says that before his termination, he had been threatening legal action against the nonprofit. "[It was] about the disparity of the treatment of African American people that come [to the nonprofit] compared to Latino people for assistance," he says. Hamilton showed us a letter that he says he got from the nonprofit. It explains how he was terminated for not meeting the requirements of a performance improvement plan. There is no mention of harassment. In our initial story, he sent us a copy of another letter that he says he got from the nonprofit. It was a confidential separation agreement with a severance payment of ,760.00. There was also no mention of harassment. When we had asked Second Chance about the separation agreement and severance, they declined to comment, citing privacy issues.  Williams firmly believes Hamilton sexually harassed her. She says he'd inappropriately touch her, repeatedly call her, and send suggestive text messages.  Hamilton maintains it was Williams who advanced on him. Not the other way. He says his only intention was a friendship. He would not show us most of the text exchanges between the two of them, adding he would save those to show in court.   We asked Second Chance for an explanation as to why harassment was not included as a basis for the termination in the letter he showed us. As of air time this Wednesday, Second Chance wrote it was unavailable for comment.Below is one of the statements Second Chance issued to us before the original story aired. "Second Chance strives to ensure all members of our community have the means to achieve self-sufficiency, regardless of gender, age, race, or criminal history. Our organization maintains and adheres to a zero-tolerance policy for harassment and takes appropriate measures, including maintaining written policies, providing training, and promptly addressing any allegations made to the organization to ensure all individuals are provided an environment that is professional and free from harassment. Additionally, all potential employees undergo multiple pre-employment screenings, and state and federal background checks must be satisfactorily completed before an individual begins working for our organization. The situation in question was promptly addressed by the organization in full accordance with our policies. Out of consideration for the privacy interests of those involved and our legal obligations, we cannot further comment on the specifics of this situation."  Hamilton sent us a text on Wednesday stating he plans to start a support group called #NotMe for men and women who have been accused of offenses they did not commit and subsequently suffer psychologically, emotionally, financially and socially.  4713

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