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An 18-year-old Nebraska student was arrested earlier this week after police say he threatened to shoot classmates that joined a nationwide movement to walk out of classes in support of gun control.Nicholas J. Scott, 18, a student at Bellevue West High School, was arrested Thursday and booked into the Sarpy County Jail on felony charges of making terroristic threats of violence and possession of a destructive device.Bellevue Police had been investigating a verbal threat reportedly made Wednesday about shooting students at the high school who participated in a planned student walkout as part of a nationwide student protests against gun violence in schools.Police said Scott had been taken out of school by a parent before officers were able to speak with him, according to the press release. But Scott was later contacted and agreed to meet with officers on Thursday. It was at this meeting that he was arrested, the release states.Officers later conducted a search of Scott's bedroom as part of the investigation, finding "various unassembled materials that are commonly known to be used in the manufacturing of explosive devices," which were seized by Bellevue Police as evidence, the release states.Scott remains in the custody of the Sarpy County Jail."The (Bellevue) Police Department would like to publicly thank those who came forward with the information regarding this case," the release states. "The safety guideline of 'Hear Something, Say Something' played an extremely important role in quickly bringing this incident to a safe resolve." 1654

As many Americans face months on end stuck indoors, some are using their time (and money) to create a change of scenery or upgrade their surroundings. Office equipment purchases are on the rise, and people are tackling more renovation projects than usual.But expensive new stuff and significant home improvements can leave you underinsured. If you’re considering making changes to your home — or if you already have — it’s smart to revisit your homeowners or renters policy. Here’s how to ensure it covers the new additions.Tell your insurer about your plansThere’s a good chance you’re underinsured before you even make changes, according to Don Griffin, vice president of personal lines at American Property Casualty Insurance Association. Talk to your insurer before making any expensive purchases or changes to your home to inform the company of your plans and clarify your policy’s current coverages and limits. If your home costs more to replace after you’ve improved it, some insurers will pay the new expense to rebuild, but “that’s not every policy, and it may not cover everything you need,” Griffin says. He also recommends once a year reviewing what your home insurance policy covers.In some cases, you may need to change carriers to get the coverage you need. Frank Jones, an independent agent and partner at Mints Insurance Agency in Millville, New Jersey, has seen clients switch insurers because an addition wasn’t covered. “It’s in your best interest to have these conversations now rather than to have a claim denied,” he says.A new desk and computer for remote learning, plus that monitor and chair in your home office will add up and could exceed your personal property coverage limit.Renters insurance policies cover your stuff, but they have limits too. If you have new electronics or office equipment, check with your insurer to make sure you have enough coverage for them.Make an inventory of your propertyTo help you know if you’ve exceeded your policy limits, keep records of what you buy. In fact, Griffin recommends taking inventory of your belongings every year — a written inventory is best, but even a simple smartphone video tour of your home will suffice.Losing a home is an emotional time, Griffin says. When it’s time to file a claim, “you don’t always remember what you have.” An inventory will clearly show what you had before a disaster and will make the claims process easier.Add sufficient coverageStructural changes, such as a full kitchen replacement or adding an in-ground pool, will have the greatest impact on your homeowners insurance. But even something as simple as adding a fence can change the value of your house, and if your home’s value increases, so should its dwelling coverage, Griffin says. Otherwise, in the event of a claim, your insurance policy won’t be enough to rebuild, according to Griffin.When adding coverage, pay attention to how much it would cost to rebuild your home, not how much you spent to upgrade the house, according to Jones. “These are two different numbers,” he explains. “If an addition costs ,000 to put on, the insurance company looks at the rebuild construction cost, and you might not get that back.”Avoid pitfallsOn top of ensuring coverage, a proactive conversation with your agent could help you avoid potential renovation pitfalls. For example, he or she may advise adding building ordinance coverage to protect you from having to pay out of pocket for any expenses that keep your home compliant with local laws and regulations.For renovation projects that are too big to take on yourself, hire a licensed and bonded contractor who carries builders risk coverage to protect expensive construction materials from theft or damage while they are on your property. You can find one through a building trade association.And when you’re doing a home renovation project, take plenty of photos — before, after, and along the way, if you’re able. These could come in handy if you file a claim and need to redo the work.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWallet4 Home Insurance Pitfalls to Avoid During Hurricane SeasonLosing Employee Life Insurance Due to Job Loss: What’s Next?How to Get Cash From Your Life Insurance PolicyBen Moore is a writer at NerdWallet. Email: bmoore@nerdwallet.com. 4353

An Ohio woman is filing a lawsuit against the Montgomery County Jail claiming excessive force was used against her.Marsha Pate-Strickland is suing the Montgomery county jail for this video-tapped incident.It happened back in 2015.Pate-Strickland says it all began when she asked a corrections officer at the jail if she could exchange her juice for milk.In the video, you can see the officer grab her and slam her to the floor.Pate-Strickland said she complained that her arm and shoulder were injured. But she refused medical attention.Now she claims she has permanent and debilitating injuries.Officials with the Montgomery County jail have not commented on the lawsuit. 710

An Atlanta police officer has been fired following the fatal shooting of a black man and a second officer was placed on administrative duty. The move announced by police early Sunday comes on the heels of the resignation of Atlanta's police chief following the killing of 27-year-old Rayshard Brooks. Police identified the fired officer as Garrett Rolfe. Atlanta Mayor Keisha Lance Bottoms said she doesn’t believe the shooting was justified. "It has become abundantly clear that over the last couple weeks in Atlanta is that while we have a police force full of men and women who work alongside our communities with honor respect and dignity," Bottoms said, "there has been a disconnect with what our expectations are, and should be as it relates to interactions with our officers and the communities in which they are entrusted to protect."The Georgia Bureau of Investigation say Brooks resisted arrest after he failed a field sobriety test and a struggle ensued over a Taser. Police say 36 people were arrested at Saturday night protests. A Wendy's restaurant, which was the site of Brooks' death, was destroyed amid the unrest on Saturday.Police have released body camera and dash camera footage.The Georgia Bureau of Investigations said that officers responded to a call of a man who fell asleep behind the wheel in a drive thru. The police accused Brooks of failing a field sobriety test.Police then claimed Brooks struggled with officers during the arrest. The Georgia Bureau of Investigations said that officers then fired a Taser at Brooks.Eyewitnesses told investigators that Brooks then struggled with officers over the Taser, and that’s when Rolfe officer shot Brooks.Brooks was transported to the hospital, and he died during surgery.Atlanta has been the site of a number of large protests in recent weeks in the wake of the death of George Floyd. Floyd died on Memorial Day in police custody after a Minneapolis police officer held a knee against his neck for nearly nine minutes.The NAACP reacted to Saturday's shooting via Twitter."Stop urging the black community to be patient as our people are being gunned down by those sworn to 'protect and serve.' Sweeping police reform is no longer a consideration," the NAACP said in a statement. 2261

An Indiana man faces charges for leaving a loaded gun in the car with his family as he shopped, after his 3-year-old daughter accidentally shot her mother, police said.Shanique Thomas, the woman who was shot, told police she was unaware that Menzo Brazier, 21, was carrying his weapon when they left their residence in Michigan City, Indiana.They brought along their children, a 3-year-old and a 1-year-old, the Merrillville, Indiana, Police Department said. Brazier asked if Thomas wanted to join him as he went to a nearby store and tried on clothes.But Thomas is seven weeks pregnant and told police she was feeling ill. So she decided to stay in the car, which was parked in the lot in Merrillville, with the children while Brazier shopped.Brazier left the loaded Glock19 9mm handgun between the center armrest and the front passenger seat, police said. His 3-year-old daughter got hold of it, and Thomas told police she heard a "loud pop, like a balloon." Then she realized the blood she saw was coming from her own body.The bullet went through the driver's seat where she was sitting and struck her back.She got out of the car to make sure her children were safe. That's when she found the gun, now in the backseat. Brazier was charged with two counts of criminal recklessness and two counts of neglect of a dependent."We just heard screaming," Hadassah Zirkle, a Plato's Closet employee, told CNN affiliate WLS. "We ran outside with a bunch of other people."The children were placed in custody of the Indiana Department of Child Services and remain there."The first thought was to get the kids out of there," Rebecca Todd, another employee, told WLS. "We grabbed them. We brought them inside, and we just tried comforting them as best we could."According to police, Thomas had surgery for the injuries and suffered nerve damage. 1848

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