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The lineup for this year's Electric Daisy Carnival at the Las Vegas Motor Speedway has been revealed.EDC is taking place May 18, 19 and 20. The giant dance music festival with multiple stages will feature more than 200 globally renowned dance music artists.This year's lineup includes  Armin Van Buuren, Diplo, Kaskade, Marshmello, Martin Garrix, Ti?sto, Zedd, Flux Pavilion b2b Doctor P, Solardo b2b CamelPhat, and 12th Planet b2b Kill the Noise, The Binches, Moksi, GG Magree, Khalid, Yultron, Borgeous, Charlotte de Witte and many more. This year's theme will be "Kinetic Love," which signifies the second pillar of PLUR, the powerful symbol gives a nod to the unconditional appreciation and acceptance that thrives within dance music.In addition to music, the festival also features whimsical costumed performers, full-sized carnival rides, interactive art installations, dazzling firework displays and more.New this year, attendees will have the opportunity to camp at the speedway with a variety of tent and RV camping options.Tickets are on sale here.  1082

The pandemic has turned even more people into gamers. About one in three people worldwide play video games, according to the Entertainment Software Association.But it’s more than just fun.“And we've been able to make sure that we were producing things that not only brought people together in ways that made them enjoy the games, but connected them to each other because today 65% of people in America who play games play with other people,” said Stanley Pierre-Louis, President and CEO of the Entertainment Software Association.Video game popularity was already on the rise before COVID-19, supporting more than 425,000 jobs directly and indirectly related to the industry last year.It generated more than 90 billion in economic output, according to the Entertainment Software Association impact report.It includes jobs in engineering, coding, video game design, storyline and even professional players.“What that's meant is that within schools, you now have esports scholarships and in fact there are over 200 varsity sports programs around the nation, creating new opportunities for people to play professionally,” said Pierre-Louis.Education and jobs related to gaming can also lead to other opportunities outside the industry. The graphic design and visual elements that go into video games are as in demand in other fields.“So, if you learn video game design, you're able to also help with airlines simulations and so it's creating opportunities across many sectors,” said Pierre-Louis.Advancements rooted in the video game industry have found their way into other areas, including medical imaging and robotics, military training and simulation, and education.Those directly employed by the video game industry make on average 1,000 a year. 1757

The majority of Americans typically don’t use all their paid time off. That’s been a worrying trend in past years that could lead to potential burnout or resentment as employees don’t take full advantage of compensation they’re entitled to.But in a year where people traveled significantly less than they used to, millennials are actually taking more time off for the 2020 holidays than they did in past years.This December, 50% of millennials say they plan on taking more time off from work than previous years. And these days, it’s mainly to de-stress from 2020. That’s according to data collected as part of the December 2020 Amex Trendex report, which in November 2020 polled 2,000 U.S. adults who traveled by air at least once in 2019 and have an annual household income of at least ,000.That demographic includes people like Jeff McNeal, a self-described “prototypical millennial side hustler” who works full-time as a project manager for a commercial roofing company and runs a small business selling crickets online. It’s been a year of ups and downs for Pennsylvania-based McNeal, who said business at his roofing company tanked early in the pandemic when most business came to a standstill. But regular roof work still needs to get done, which led to twice the usual work in the second half of the year.“In mid-July, people started asking for site visits,” McNeal says. “I was finally getting work, which was great. But then next thing I know, I’m getting too much business. Now, I’m like, how am I going to get this all scheduled? We were working weekends, second shifts and oddball hours. But we had to because we were trying to make up for a lost quarter of revenue.”His cricket business has had equal ups and downs. All that, plus 35-year-old McNeal is a dad of three kids under the age of nine.“During the last two weeks of December, all I’m doing is lounging around my house in my sweatpants,” he says. “I’ll do some occasional chores, but aside from that, I plan on sleeping in and getting caught up with TV shows I’ve missed out on and books I haven’t had a chance to read.”De-stressing from everything 2020When Teena Merlan takes a staycation, it’s typically one day off at a time for self-care, like a trip to the spa. This December, spas are closed where she lives in California due to COVID-19 restrictions. Instead, she’s taking time off from her job working in product management at a startup to stay at home. She has no plans of how she’ll spend the time, aside from putting the finishing touches on a book about minimalism that she’s set to publish soon.“This year has been so difficult,” Merlan says. “What wasn’t stressful about 2020? The election. Civil unrest. Pandemic. Family issues. My husband’s company had layoffs. Any one of those things is difficult on its own, but with everything piled on top of everything else, it’s just a heavy burden.”Merlan said this year made her even more aware of the fact that no job is ever secure, which in turn also made her more aware of the importance of one of her company’s benefits — unlimited paid time off.“I want to take advantage of being able to take time off and still get paid for it,” she says. “I just really need to unwind.”Staycations at a hotel, 15-minutes awayCorritta Lewis was one of the millions of Americans who lost her job during the pandemic. With no job, Lewis packed up her family and moved to Mexico — a big reason being that she said she could reduce her cost of living by 75%.While Mexico has been a positive for Lewis and her family, it’s also brought its own challenges: She’s already gone through two hurricanes in the four months since living there, and she’s learning to adapt to cultural differences, like the fact that her new home has no oven (something common to Mexican homes).Since moving to Mexico, she’s found a California-based job that allows her to work remotely. While she’s relieved to have a job, she’s now navigating working at a new company, living in a new country and raising a two-year-old.Lewis, who runs a travel blog on the side, will still be “traveling” in a sense this December, but there’s no airplane — or even a car — involved. Lewis, her wife and son will spend the holidays at an all-inclusive resort located just a 15-minute walk from their home.Lewis doesn’t usually stay at all-inclusive hotels, and she describes herself as “kind of cheap.” But with no need to cook or clean, plus free babysitting services at the resort, Lewis decided it was worth it to end 2020 on a more relaxing note.Still, she wonders if taking time off so quickly after starting a new job is the right thing to do.“There’s a little bit of guilt there, even with the full disclosure to my company that this was planned ahead of time,” she says. “But especially this year, we’ve learned how important it is to spend time with family.”Millennials are catching up to older generationsIt’s not that people don’t take days off because they don’t have paid time off available. On average, employees earned 23.9 days of PTO in 2018, according to 2019 research from the U.S. Travel Association, Oxford Economics and Ipsos. But those days aren’t being used, and U.S. workers are actually using a lesser share of their days off — 27.2% of PTO went unused in 2018, up from 25.9% in 2017.Still, the bulk of vacation days that are used are being taken by older workers. Only 21% of millennials took 10 to 19 days off in 2018 versus 35% of baby boomers. So, in some ways, millennials are simply catching up to older generations in terms of taking time off.A millennial trendBut the trend of taking time off of work specifically to de-stress in December is largely unique to millennials. While 50% of millennials said they’d be taking more time off work this December than in previous years to de-stress from 2020, just 31% of all adults surveyed said the same.Consider it one more thing to add to the list of positive trends to come out of 2020, like waived airline change fees, improved hotel cancellation policies and better airplane sanitization. And perhaps more encouraging — those same millennials are already planning travel for the 2021 holiday season.“I’m excited for my staycation because I can lounge around, but this won’t be permanent,” McNeal says. “I want to get out again.”For Lewis, that means achieving a goal to hit every Legoland theme park in the world. They visited Legoland California during the 2019 holiday season and managed to get to Legoland Florida during the pandemic. Next year, she hopes it’s safe to travel beyond North America, as she’s got her eyes on the theme parks in Japan and Denmark.“We want to travel around the world,” Lewis says. “Our destinations may change slightly, but we are absolutely going to do it.”More From NerdWalletNerdWallet Travel Writers Offer Their 2021 ResolutionsChange of Plans: How the Pandemic Disrupts Holiday TravelHow to Make Use of the Points and Miles From a Deceased Family Member’s AccountSally French writes for NerdWallet. Email: sfrench@nerdwallet.com. Twitter: @SAFmedia. 7053

The number of people unable to make house payments on time has reached a nine-year high, according to a recent analysis of the data.Mortgage delinquencies were at 8.22 percent of all loans for the second quarter of 2020, says the Mortgage Bankers Association.At the end of June, an estimated 4.2 million Americans were on a forbearance plan, meaning they have an agreement with their mortgage lender to delay foreclosure."The COVID-19 pandemic's effects on some homeowners' ability to make their mortgage payments could not be more apparent. The nearly 4 percentage point jump in the delinquency rate was the biggest quarterly rise in the history of MBA's survey," said Marina Walsh, MBA's Vice President of Industry Analysis in a press release. "The second quarter results also mark the highest overall delinquency rate in nine years, and a survey-high delinquency rate for FHA loans."FHA, or Federal Housing Administration, loans are designed for low-to-moderate income borrowers and require a smaller down payment when purchasing a home. The survey found 15.65 percent of FHA loans were delinquent in the second quarter of 2020. That’s the highest rate since the Mortgage Bankers Association began keeping records in 1979.The survey asks loan servicers to report any loan that is not paid back according to the terms in the agreement.The high rate of mortgage delinquencies appear to be connected with availability of jobs. The five states with the largest increases in delinquency rate were New Jersey, Nevada, New York, Florida and Hawaii; all states with a high number of leisure and hospitality jobs that are now in flux because of the COVID-19 pandemic. 1669

The race for the White House has reached its final week, and millions of Americans have already gone to the polls to cast a ballot in the 2020 presidential election.On Wednesday, a number of national and state polls were released. In general, Joe Biden is leading Donald Trump in national polls, but battleground polls show a tightening race. A CNN poll of likely voters released Wednesday afternoon showed Biden leading Trump 54-42 in the popular vote, which is slightly tighter than the 57-41 advantage the CNN poll had for Biden in early October.Another poll, one conducted by the Economist/YouGov, showed Biden leading by 11%. Emerson released its poll on Wednesday showing Biden with a 5% edge. But one poll, the Rasmussen poll, shows Trump actually ahead nationally by 1%. Polls by Rasmussen have generally been more favorable than other national polls.One national poll released on Tuesday, conducted by CNBC, had Biden up 51-40.State pollingNo matter the margin of the popular vote, the number that matters the most is reaching 270 Electoral College votes. And in that respect, Biden is leading in the polls, but his leads in battleground states is much more fragile than his standing in the national polls.In Wisconsin, a poll released on Wednesday by Marquette gave Biden a 48-43 edge. An ABC News/Washington Post poll of Wisconsin gave Biden a much larger lead of 17%, which is a bit of an outlier from other polls of the state.In Michigan, Biden held a 51-44 lead in the ABC News/Washington Post poll while he led Trump in the New York Times/Sienna poll 49-41 on Wednesday.In North Carolina, the race was a statistical tie with Biden’s advantage well within the margin of error in Wednesday’s Civitas/Harper poll.In Georgia, Biden leads 50-46 in the Monmouth poll.In recent days, polling in Arizona, Florida and Iowa have generally been within the margin of error. Biden has held a very narrow lead in Pennsylvania.Comparing 2020 to 2016The landscape of the race six days out is somewhat similar to the 2016 race.One key difference is Clinton’s lead in national polls was generally smaller than Biden’s lead. The final CNN poll, which was released two weeks before the election, gave Clinton a 5% edge. The final CNBC poll gave Clinton a lead of 9%. But other reputable polls, such as the CBS News Poll, were more narrow. The CBS News poll gave Clinton just a 3% edge. Clinton ended up winning the popular vote by 2%.Battleground state polls generally were off by a margin of 5%, which is normal in a presidential election. What made things abnormal was those polling errors were just enough to flip the election for Trump in a number of states.In Michigan, a Detroit Free Press poll released a week before the election showed Clinton up by 4 percent. She ended up losing by .2 percent.In Pennsylvania, polls generally gave Clinton a modest lead. Her lead in the final CNN poll was 5 percent a week before the election. She ended up losing by 1 percent.Wisconsin was another state Trump won by about .5%. He trailed Clinton in the Marquette poll by 6% in the final days before the election. Compared to 2016, his deficit in the Marquette poll is slimmer in 2016 than it is currently.On the flip side, polling in Nevada did not suggest a Clinton win. A CNN poll had Trump up 51-46 just days before the election. Clinton won the state by 2%.What is conclusive in pollingWhile predicting a winner in the presidential election might be a challenge based on polls, they can give an insight on what voters are thinking.One clear difference in the polls is based on gender. Wednesday’s CNN poll gave Biden a 61-37 lead among women, while Trump won with men 48-47. The poll also showed Biden leading among independents 58-36.While voters were more inclined to say Biden would do a better job handling the coronavirus, health care, racial inequality in the US and crime and safety, a slim majority, 51-46, said that Trump would do a better job with the economy. 3972