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Without an emergency fund, you’d likely have to borrow money to cover curveballs, says Lynn Ballou, certified financial planner and senior vice president and partner with EP Wealth Advisors in Lafayette, California. “Those who end up in financial trouble at whatever point in life are those that have no emergency savings,” she says. 333

You could also get rewarded for shopping. With the Shopkick app, users earn points, or “kicks,” for walking into stores, scanning barcodes and making purchases. Points can eventually be redeemed for digital gift cards. Drop is another app that rewards users with points — and eventually gift cards — for everyday spending. 322

WOOF. Pets enjoy the holidays just as much as the rest of us and will take to downtown to celebrate the season in December. Owners and their furry friends will dress up in holiday clothing and march from to and from MLK Promenade Park at Fourth Avenue and K Street. 275

Zahau's sister, Mary, said they're happy to get the jury's backing against San Diego Sheriff's findings."We can’t get her back but at least we can let everyone know she didn’t commit suicide and didn’t deserve to be treated the way she was by the Sheriff," Mary Zahau said fighting tears outside a San Diego courthouse."For seven years we had to fight to make it known she didn’t commit suicide even though we knew she didn’t ... It has been a struggle."RELATED COVERAGE: 476

Witnesses told 10News as they rushed to help the elderly driver in the silver car, they noticed the truck’s driver acting suspiciously after the collision. 155