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It may be the undercard match in 2020, but the battle for control of the U.S. Senate will not be cheap. Democrats are beginning to post fundraising totals for Q2 and numbers show that despite the pandemic, donating to Democratic politicians isn't appearing to take a hit. For example, in Montana, Former Democratic Gov. Steve Bullock announced he has raised .7 million to defeat Republican Sen. Steve Daines, who is also expected to raise millions. Montana is shaping up to be a crucial state for Democrats. Currently, Republicans control 53 seats in the United States Senate. It is looking more likely a Republican will win the Senate race in Alabama which means Republicans will have 54 seats. But they must also defend seats in states like Montana, Colorado, Arizona, North Carolina, Georgia and Maine. Democrats believe it is possible to win five of those races, giving Democrats control. Democrats would also gain control the Senate if they win four of those races and Joe Biden wins the presidency, since the vice oresident casts tie-breaking votes. MONEY TALKS The biggest sign yet that Democrats are focused heavily on the Senate is the race in South Carolina. Trump ally Sen. Lindsey Graham is up for reelection and his race is generally not seen as a competitive, yet Jaime Harrison, Graham's Democratic challenger, announced he has raised over million. While much focus is being placed on Democrats, Republicans are expected to match Democratic numbers when it is all said and done. Many Republican Senators have worked for years to maintain a "campaign warchest" predicting strong numbers from the Democratic Party. For instance in Colorado, Republican Sen. Cory Gardner is estimated to have over million dollars worth of "cash on hand" available to defend his seat. 1799

It’s a tough time to do your banking if you prefer going to a branch. Hours have been cut at many locations, and social distancing guidelines mean bank lobbies are limiting traffic — assuming they are open at all.For customers who absolutely need to visit branches, banks are taking steps to prevent the spread of COVID-19. Sean Potter of Minneapolis, who blogs at My Money Wizard, saw these precautions during a recent meeting at his local bank. “It was awkward because I had an appointment with the relationship manager, and we still had to maintain 6 feet of distance even though we had to review the same documents together,” he says.Potter appreciates that the branch was trying to ensure his safety, but says he’s now considering other ways to bank. “From now on, it’s online or on the phone,” he says.Here are some ways you can bank without leaving home, along with safety tips if you do need to venture out to a brick-and-mortar branch.Explore online options“A lot of banking can be done with the click of a button,” says Brian Milton, head of retail banking at Union Bank. Union and most other banks and credit unions have robust websites and apps you can use for many banking tasks.Deposit checks. With mobile check deposit, you can snap a photo of a paper check and submit it online, via app or your bank’s secure website.Pay bills. With online bill pay, you can log in to your bank’s webpage and enter the name of the recipient and their contact information. Your bank handles the rest by making an electronic funds transfer or mailing a paper check.Apply for an account. Opening a new checking or savings account can be as easy as going to a bank’s website and submitting an online application. To apply, have your driver’s license and Social Security number handy to prove your identity.Sign documents. Some institutions use digital services such as DocuSign to prepare documents, including loan and account opening paperwork. They can be securely emailed to you, and you can sign them electronically by clicking highlighted prompts.Request payment assistance. Need some leeway with loan payments? Some banks are allowing customers to request arrangements online, including delaying due dates for bills, temporarily reducing monthly payments or asking for fee waivers.Or pick up the phoneKeep your bank’s customer service number nearby. You can use it to speak to a real person about account questions or issues.For example, some banks have announced that customers can call and request to waive non-sufficient funds fees, overdraft fees and monthly service charges.But keep this in mind: If you’re faced with steep fees, it may be better to simply switch to a cheaper bank. Online-only institutions, for example, tend to have low or no monthly service fees, and some offer toll-free customer service numbers staffed 24 hours a day, seven days a week. To learn more, read our primer on online banks.Bank safely at a branchIf you still need to visit a bank branch, here are some ways to protect yourself.Get it on the calendar. “Before you visit your local branch, it’s a good idea to call ahead and schedule an appointment,” Milton says. He adds that doing so helps branches manage occupancy and social distancing requirements.Calling ahead can also help the bank make sure it has a staffer on hand who can help you with a specialized transaction or request, he says.Consider drive-up services. Some banks have drive-up lanes where customers can receive the same services offered inside a branch, such as making cash deposits and withdrawals, and getting money orders, all at a safe distance from other people. You could also withdraw cash from an on-site ATM without the need to interact with a teller.Bring your protective gear. Since you’ll be touching screens, door handles and other public surfaces, consider bringing hand sanitizer or wearing gloves. If you do need to step inside a lobby, you may also be asked to wear a mask for everyone’s protection.Accept the changes. Steve Turner, a publicist in Chesterfield, Missouri, says he visits his local branch a few times a month to make business deposits. “There are signs on the floor showing where people should stand to keep their distance,” he says. Turner has also noticed there’s less small talk with the tellers, and reasons it’s because everyone is wearing a mask. He believes these changes will remain for a while. “It was odd at first, but now it seems like a new normal,” he says.More From NerdWallet3 Ways to Skip Your Bank’s Long Phone LinesLooking for Safer Ways to Pay? Go ContactlessIs My Money Safe in a Bank During the COVID-19 Crisis?Margarette Burnette is a writer at NerdWallet. Email: mburnette@nerdwallet.com. Twitter: @Margarette. 4731

It will perhaps be the biggest story in December as well as the upcoming months. When will vaccine distribution be available to you or your family? Recent news from Pfizer and Moderna is making vaccine distribution a reality in the near future. So what should you know? KEY FDA MEETINGS The first key date is December 10. That is when the FDA will hold a hearing on Pfizer's vaccine. Moderna's vaccine will get a hearing on December 17. The hearings are being conducted by the “Vaccines and Related Biological Products Advisory Committee,” and they could give approval within 72 hours of the first hearing taking place. WHAT HAPPENS AFTER FDA APPROVAL After FDA gives the go ahead, the CDC will finalize who should get it first. The good news is that the CDC have already released who they think should be first in line. Earlier this week, an advisory committee to the CDC recommended health care workers and those in nursing homes receive access almost immediately. Ultimately though, governors will serve as "air traffic controllers" directing which specific facility has access to the first doses of vaccines. If the current timeline holds, those orders could start going out on December 11 or December 12. AVERAGE AMERICANS TIMELINE AND POTENTIAL ISSUES If you are not deemed a high priority, it will still likely be months before you are able to get a vaccine. Some analysis point to Februrary, but other analysis point to April or May. Some potential issues for distribution include the temperature the vaccines must be stored at. The Moderna vaccine can stay in traditional refrigerators at around 40 degrees or so but Pfizer's must be stored at -94 degrees, which may be trickier to transport in more rural parts of the country. Another big question mark is will Americans actually want to be the first to take the vaccine? "All the science in the world isn’t going to matter if you can’t people to be immunized against COVID," Dr. John Brownstein of Boston Children's Hospital said. Former Presidents George W. Bush, Barack Obama and Bill Clinton are said to be committed to receiving the vaccine live on television in order to inspire confidence. 2166

In retrospect, the warning signs were there.Before Devin Patrick Kelley carried out the deadliest mass shooting in Texas history on Sunday, the former airman:? Was charged in military court with assaulting his then-wife and stepson, spent 12 months in a military prison and received a bad-conduct discharge;? Was obsessed with a family dispute and sent threatening text messages to his mother-in-law, investigators said;? Was charged with animal cruelty on suspicion of beating a dog;? Posted pro-gun violence content and a picture of a rifle on his Facebook page, according to former classmates and community members. 626

It's been nearly 20 years since "Home Improvement" went off the air, but a new report indicates the show may be coming back for a reboot.One of the stars of the show, Richard Karn, told Closer Weekly that he spoke with Tim Allen about the show."I just talked to (Tim Allen) about it," Karn told Closer. "And I think (Pat Richardson) and the kids would be on board."The news comes after the successful reboots of shows like "Roseanne" and "Will and Grace."In March, Allen told Entertainment Tonight that the idea for a "Home Improvement" reboot idea has been floated around. He also said he would be on board with getting the gang back together."I like that idea. I still miss 'Last Man Standing.' We didn't get our seventh year. I adored that show," he told ET. "It's like having a new dog and now to go back to the old dog? I don't know. I like both characters, but yeah, I'd be very interested in that idea."Allen played Tim Taylor on the ABC sitcom which ran from 1991 to 1999. 988

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