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As colleges figure out how to structure classes this fall, many students are questioning whether to enroll at all. The idea of taking a gap year might sound enticing, but returning students should think twice.Many colleges have official gap year or deferred enrollment policies for incoming freshmen. But returning students who choose to take time off and re-enroll once the uncertainties of the COVID-19 pandemic have passed aren’t “gappers.” They’re “stopouts,” and they face risks that don’t come with a traditional gap year.The president and founder of The Institute of Student Loan Advisors, Betsy Mayotte, explains that colleges have individual leave of absence and withdrawal policies for students who want to take time off. Students who don’t follow those rules might end up with unexpected debt and be blocked from accessing their academic transcripts.“I see a lot of students that just stop going to school and don’t understand why they’re being charged,” says Mayotte.Taking a break from college this fall could derail your overall educational and financial goals. Here’s why you should stay enrolled.You might have to reapply to get back inUnless the college makes concessions, students without an approved leave of absence are at the mercy of the readmission policy to determine if they can return. Even with an approved leave of absence, you can miss only 180 days in a 12-month period, according to the Department of Education’s Code of Federal Regulations.Schools also don’t have to readmit students who take time off unofficially. For example, University of Arizona’s Graduate college usually requires a new application, application fee and a minimum 3.0 GPA on all previous coursework at the university before readmission.But University of Arizona Graduate College Dean, Andrew Carnie, says the college is making exceptions for students during the COVID-19 pandemic.“We are being very flexible with students who want to take off the fall,” says Carnie. “Students can take a leave of absence and we are approving leaves of absence retroactively. These are extraordinary circumstances.”Communicating with your college and knowing their COVID-19 plans and policies is key. “Students have to weigh their options and look at what’s going on with their university,” says Kenneth Stephens, director of the Department of Human Services for Florida’s Southeastern University. He notes that while his school has systems in place for students dealing with the COVID-19 crisis, others are still trying to figure it out.Some colleges allow students without a leave of absence to re-enroll after two years off with no hassle. But others, like the University of Miami or East Carolina University, require students to submit an application for readmission and pay a fee after missing only one semester of school.You might have to make student loan paymentsIf you have student loans, taking time off could trigger repayment to begin. Contact your student loan servicer or lender to find out their policy.All federal student loans are in an administrative forbearance through Sept. 30, due to a provision in the federal government’s coronavirus relief package. So until then, you don’t have to worry about your loans gaining interest or going into repayment.But if you plan on missing the school year, you will exhaust that window and payments will begin after your six-month grace period ends. While there is speculation that the forbearance could be extended, nothing has been announced.Federal student loans only get one grace period, so if you use it now you won’t have it available after you graduate, says Mayotte.The coronavirus relief package forbearance doesn’t apply to private student loans. If you decide to stopout due to COVID-19, your private loans might enter the grace period and then head into repayment. And not all private lenders allow academic deferments for students who return to school, so you could be on the hook for loan payments even when you return to full-time student status.You might not find stable workStudents planning to work full time must contend with the highest unemployment rate since the Great Depression. The coronavirus remains a threat, and a second wave could cause more shutdowns, which might make finding and keeping a job even harder.“I’ve had students who mentioned stopping-out, and I told them they should really think about that,” says Sharon Taylor, director of academic advising and professional enhancement at Virginia State University. “The first thing they say is they will work, and I ask them to look at how many people are out of work right now.”Taylor advises students to continue school if they can afford it and says, “It’s better to wait out the pandemic in school than out of school.”If you want to minimize coronavirus-related uncertainties with your school, there are options other than withdrawing completely.Take a half-time schedule: Students can take fewer classes and still maintain some of their financial aid benefits while making progress toward graduation. Not all students are comfortable with online learning. Taking fewer classes will give you more flexibility in case your school shuts down early to go online.Take online classes at a community college: If you need to complete general education requirements, you may be able to do them online at a local community college. That way you can save money on tuition, avoid the unknowns with in-person classes and complete graduation requirements. Before taking community college classes, check with your school to make sure the classes will transfer and that you are in compliance with your school’s dual enrollment policies.Take an official leave of absence: If you decide not to take classes this fall, work with your school to take an official leave of absence. Communicate with your college to let them know why you want to take time off and when you plan to return. Make sure you ask questions about financial aid implications and try to work out exceptions to get more favorable terms with your school and loan servicer. If you have private loans, contact your lender to discuss your leave of absence and ask questions about how it will affect your loan’s status.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow to Get Student Loan Relief During the Pandemic and BeyondStill Undecided About College This Fall? Know These Four OptionsWhat Is a Student Loan Grace Period?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 6549
AN DIEGO (CNS) - A 25-year-old man staying at a hotel in the Core-Columbia area was robbed at gunpoint by two men, who forced their way into his room this morning.The man was staying at the Comfort Inn Hotel at 664 G St. when two men wearing black shirts forced their way into his room at 2:20 a.m, according to Officer Robert Heims of the San Diego Police Department.The victim was tied up and the suspects ransacked his room, then left, Heims said.A description of the suspects was not available. There were no reports of injuries. 541
An Illinois school resource officer is being praised as a hero for intervening when a former student opened fire Wednesday morning at Dixon High School.US Vice President Mike Pence lauded the "heroic actions" of Dixon Police Officer Mark Dallas, who shot and wounded the gunman."Another example of the brave work performed by law enforcement each and every day. Lives were saved thanks to the heroic actions of school resource officer Mark Dallas," Pence said on Twitter.The 19-year-old former student opened fire near the school gym before the officer confronted him, Dixon Police Chief Steven Howell said in a news conference.The suspect fled the school and Dallas pursued him. The suspect continued to shoot at the officer and the officer returned fire, Howell said. The suspect sustained non-life threatening injuries and was taken to a hospital.The officer is on paid administrate leave. No one else was injured."With shots ringing out in the hallways of the school, he charged towards the suspect and confronted him, head-on. Because of his heroic actions, countless lives were saved," Howell said.Dixon High School and all Dixon public schools went into lockdown during the incident."A tragedy was averted today in Dixon because a police officer put his life on the line to protect his fellow citizens," said Shawn Roselieb, executive director of the Illinois Fraternal Order of Police Labor Council."The officer's actions at the high school will be closely scrutinized, but the simple fact is, nobody but the gunman was hurt today, and keeping students and teachers safe is the primary job for school resource officers." 1636
An Uber driver says she was carjacked at gunpoint in North Las Vegas and ended in Kingman, Arizona. But she wasn't alone.Donnelda Schuele says an innocent passenger was also caught in the middle of the ordeal that crossed state lines."At one point I was thinking, my poor passenger is really gonna die," Schuele said.Schuele's Saturday Uber pool ride almost turned deadly. She said she picked up a passenger through Uber pool -- a service where drivers can pick-up more than one unrelated customer. She then got another 'ping' to pick up a new customer near 5th Street and Lake Mead Boulevard. A man and a woman got into the backseat at that stop. Not long after she started driving, Schuele says the man pulled out a gun."He goes, 'Go straight. I don't care who you hit. Go straight,'" Schuele said.Hopping on the freeway, they started to make their way down to Arizona."Before the Lake Mead exit, he shoots the gun in the car. He shot it through the floor of the car," Schuele said.She says the man also pistol-whipped the other male passenger sitting in the front seat of the car. "He had hit him on the head with the gun and cracked him really good at the back of his skull," Schuele said.The man with the gun kept on telling her to drive towards the mountains."He goes, that's where I'm going to be dumping you guys," Schuele said.She says the man shot the gun out the window several times, hitting a commercial truck."The other passenger is flipping out. I mean he is literally flipping out," Schuele said.As they were passing by Hoover Dam, Schuele says the suspect ordered her and the other passenger to get out of the car. That's when they were able to get help.Arizona troopers said the carjackers continued driving south on State Route 93, leading them on a pursuit. Even though they ran over strip spikes, the alleged carjackers did not stop until they crashed into another vehicle. The man and woman tried to run away but troopers were able to catch them at that point. It was the end of a nightmare for Schuele and her passenger."Thank god for my blessings and that I was able to keep a cool head," Schuele said.An Uber spokesperson says it is investigating the incident and will support police investigation in any way it can. 2355
Apple is reportedly changing their mask-wearing emoji to smile with its eyes.The mask-wearing emoji used to represent being sick, what some might consider a neutral-to-sad feeling.In 2020, this emoji is now one of the most popular icons used in tweets about the coronavirus, according to Emojipedia, and represents the normalcy of wearing a mask regardless of symptoms and current health status.In the next release of Apple’s iOS, this emoji will be getting a mood change, so to speak.It’s downturned eyes will be replaced with rounded eyes, eyebrows and blushing cheeks - the exact same features of the smiling face emoji, reports Emojipedia. 651