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BOSTON (AP) — Colleges and universities are pushing back against the Trump administration’s decision to make international students leave the country if they plan on taking classes entirely online this fall. Harvard University and the Massachusetts Institute of Technology filed a lawsuit seeking to block the rule Wednesday, and other universities are promising to work with students to keep them in the country. The Trump administration says the directive will allow for proper social distancing on campuses. U.S. Immigration and Customs Enforcement notified colleges Monday that international students will be forced to leave the U.S. or transfer if their schools operate entirely online. 699

BALTIMORE — The University of Maryland, Baltimore has suspended an experiment they were conducting after reports indicate they were denying pain relief to animals they were operating on.  The university confessed they were forced to stop their experiment because they failed to comply with multiple federal regulations, according to the national watchdog group SAEN, or Stop Animal Exploitation NOW!, which monitors U.S. research facilities for illegal activity and animal abuse.While the details about the experiment are still limited, documents from UMB reveal the project was suspended because animals were repeatedly denied pain relief after surgeries, they were not given proper time to recover after surgeries, the staff did not euthanize them after they reached their endpoints and the staff did not properly keep records. In a letter to the University of Maryland Board of Regents, SAEN said animals were not given any pain relief during a procedure involving cardiac arrest, and instead of giving the animals a three- to seven-day recovery period, they were given up to 24 hours. It also said animals were inspected by veterinarians and one animal required euthanasia, but was kept alive. All of this was discovered during multiple separate lab inspections done by UMB research administration. The letter also says during those inspections, the lab was notified of the serious consequences of not providing pain relief to the animals, but still did not get the necessary medications by the time another inspection took place, even though a surgery was going on at the time of the second inspection. After another unannounced inspection, changes were still not made, so the experiment was suspended on October 25. Now, SAEN is urging for UMB to do further research of abuse, terminate the project and refund all of the project support, .9 million, to the federal government. "This failed experiment must be terminated immediately,” said Michael A. Budkie, a co-founder and executive director of SAEN.  "The idea that a principal investigator repeatedly violated their own protocol and denied pain relief to animals indicates a total disregard for proper scientific procedures and total contempt for the authority of UMB Research Administration." SAEN is also calling for the results of the research to not be published because protocol was not followed.  2477

BOCA RATON, Fla. – The head of an electronic voting company that's being targeted by allies of President Donald Trump said baseless claims that it helped flip the 2020 election for Joe Biden threaten to undermine Americans’ faith in democracy.The chief executive of Florida-based Smartmatic said in a statement Monday that the baseless claims will hurt the company's bottom line.Starting last week, the company sent letters to Trump's attorney Rudy Giuliani, Fox News, Newsmax, One America News Network and others, demanding a complete retraction.Trump’s allies have maintained that software developed by Smartmatic altered the 2020 election results. Fact-checkers have debunked the far-fetched claims, while Trump’s own attorney general and cybersecurity officials have found no evidence of voter fraud.Smartmatic says the organizations and individuals in question could have easily discovered the falsity of the statements and implications made about the company by investigating their statements before publishing or speaking.“They have no evidence to support their attacks on Smartmatic because there is no evidence. This campaign was designed to defame Smartmatic and undermine legitimately conducted elections,” said Antonio Mugica, CEO of Smartmatic. “Our efforts are more than just about Smartmatic or any other company. This campaign is an attack on election systems and election workers in an effort to depress confidence in future elections and potentially counter the will of the voters, not just here, but in democracies around the world.”Though Smartmatic has designed and implemented secure election technologies in 25 countries since 2000, the company says its only involvement in the U.S. in the 2020 election was as the manufacturing partner, system integrator, and software developer for Los Angeles County’s publicly owned voting system.In its demand letters, Smartmatic says it informed the opposing organizations that it’s reserving all its legal rights and remedies, including its right to pursue defamation and disparagement claims. 2064

BOULEVARD, Calif. -- Crews are investigating what caused a fire to erupt at a school in Boulevard Monday afternoon.The fire happened at Clover Flat Elementary School in boulevard around 3 p.m., according to Cal Fire. It took firefighters less than an hour to extinguish the flames. The fire completely destroyed the classroom. The fire damaged several outbuildings on campus. The cause of the fire is under investigation, Cal Fire said. 449

Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking  to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587